BOK Financial
Credit Products Underwriter I - Commercial Banking
Location:
Plano - PLAN
Employment Type:
Full-time
Seniority Level:
Not Applicable
Job Function:
Finance and Sales
Application Deadline:
01/18/2026
Pay Transparency Salary Range:
Not Available
Bonus Type:
Formula Based
Summary Our commercial banking team delivers personalized services to growth-oriented businesses with exceptional expertise. We offer a wide range of financial solutions, including loans, deposits, and cash management. Leveraging a broad array of products and expert advice, we support business owners in achieving their goals, all while being backed by a robust network within the business community.
BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.
Job Description The Credit Products Underwriter I - Commercial is primarily responsible for underwriting complex financial transactions in conjunction with CPU III, IV or CRMs, including financing of investment real estate, owner‑occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare‑related opportunities, as well as credits augmented with an SBA guarantee. The CPU I will also be able to underwrite non‑complex requests independently. In addition, the Credit Products Underwriter I is responsible for providing product and industry expertise to the client by designing and executing solutions for complex clients. Industries and products offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects, which require an additional level of due diligence and analysis. The CPU I will have multiple active credit requests from various Relationship Managers and geographic locations and must be able to prioritize and exhibit good time management. The CPU I will have client‑facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Good communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPU I time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter I will partner with the RMs to assist in generating revenue and profitability.
How You'll Spend Your Time
Prepare financial underwriting for transactions that impact lending division profitability.
Conduct credit analysis independently or with senior staff based on complexity.
Provide recommendations on transaction structure to Relationship and Department Managers.
Identify and document policy exceptions while gathering key customer information.
Collaborate with credit approval officers to support analysis and conclusions.
Assist in developing new credit business through joint calls with Relationship Managers.
Prepare compliance reports, commitment documents, and present credit information to management.
Education & Experience Requirements This level of knowledge is normally acquired through completion of a Bachelor’s degree and 2+ years of credit analysis/credit products underwriting experience; or 7+ years of equivalent work‑related experience.
Ability to clearly communicate and convey information and ideas through a variety of channels.
Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals.
General knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies.
Excellent organizational skills and meticulous work habits.
Ability to critically review work for errors and incorrect conclusions.
Ability to complete assignments quickly and efficiently with minimal direction.
Ability to proactively communicate with both colleagues and senior personnel.
Conflict management skills.
Ability to work efficiently under limited timeframes.
General knowledge of loan documentation, loan policy and regulations.
General knowledge of the Loan Grading Process.
Excellent oral and written communications skills.
Advanced PC and spreadsheet software skills.
Apply Today Apply today and take the first step toward your next career opportunity!
Contact: recruiting_coordinators@bokf.com
Equal Opportunity Employer (EEO) Statement The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.
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Plano - PLAN
Employment Type:
Full-time
Seniority Level:
Not Applicable
Job Function:
Finance and Sales
Application Deadline:
01/18/2026
Pay Transparency Salary Range:
Not Available
Bonus Type:
Formula Based
Summary Our commercial banking team delivers personalized services to growth-oriented businesses with exceptional expertise. We offer a wide range of financial solutions, including loans, deposits, and cash management. Leveraging a broad array of products and expert advice, we support business owners in achieving their goals, all while being backed by a robust network within the business community.
BOK Financial Corporation Group includes BOKF, NA; BOK Financial Securities, Inc. and BOK Financial Private Wealth, Inc. BOKF, NA operates TransFund and Cavanal Hill Investment Management, Inc. BOKF, NA operates banking divisions: Bank of Albuquerque; Bank of Oklahoma; Bank of Texas and BOK Financial®.
Job Description The Credit Products Underwriter I - Commercial is primarily responsible for underwriting complex financial transactions in conjunction with CPU III, IV or CRMs, including financing of investment real estate, owner‑occupied real estate, working capital, equipment, LBOs/acquisitions, healthcare‑related opportunities, as well as credits augmented with an SBA guarantee. The CPU I will also be able to underwrite non‑complex requests independently. In addition, the Credit Products Underwriter I is responsible for providing product and industry expertise to the client by designing and executing solutions for complex clients. Industries and products offered are broad and require unique due diligence and analysis based on the type of business and structure. A high volume (50% +) of the Credit Requests are from prospects, which require an additional level of due diligence and analysis. The CPU I will have multiple active credit requests from various Relationship Managers and geographic locations and must be able to prioritize and exhibit good time management. The CPU I will have client‑facing responsibilities, providing the necessary consultation to deliver the best possible integrated solution to the client. Good communication skills (written and verbal) must be present to effectively communicate with the various Relationship Managers and other BOKF personnel. The majority of the CPU I time will be balanced between analysis of clients, design and execution of deals, and joint client calls with RMs to provide advice. The Credit Products Underwriter I will partner with the RMs to assist in generating revenue and profitability.
How You'll Spend Your Time
Prepare financial underwriting for transactions that impact lending division profitability.
Conduct credit analysis independently or with senior staff based on complexity.
Provide recommendations on transaction structure to Relationship and Department Managers.
Identify and document policy exceptions while gathering key customer information.
Collaborate with credit approval officers to support analysis and conclusions.
Assist in developing new credit business through joint calls with Relationship Managers.
Prepare compliance reports, commitment documents, and present credit information to management.
Education & Experience Requirements This level of knowledge is normally acquired through completion of a Bachelor’s degree and 2+ years of credit analysis/credit products underwriting experience; or 7+ years of equivalent work‑related experience.
Ability to clearly communicate and convey information and ideas through a variety of channels.
Ability to leverage a network of relationships with clients, relationship managers, and peers for support in achieving both the individual and organizational goals.
General knowledge and understanding of credit principles, lending functions, loan analysis, and application of general credit policies.
Excellent organizational skills and meticulous work habits.
Ability to critically review work for errors and incorrect conclusions.
Ability to complete assignments quickly and efficiently with minimal direction.
Ability to proactively communicate with both colleagues and senior personnel.
Conflict management skills.
Ability to work efficiently under limited timeframes.
General knowledge of loan documentation, loan policy and regulations.
General knowledge of the Loan Grading Process.
Excellent oral and written communications skills.
Advanced PC and spreadsheet software skills.
Apply Today Apply today and take the first step toward your next career opportunity!
Contact: recruiting_coordinators@bokf.com
Equal Opportunity Employer (EEO) Statement The companies in BOK Financial Corporation Group are equal opportunity employers. We are committed to providing equal employment opportunities for training, compensation, transfer, promotion and other aspects of employment for all qualified applicants and employees without regard to sex, race, color, religion, national origin, age, disability, pregnancy status, sexual orientation, genetic information or veteran status.
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