First International Bank & Trust
Credit Review Manager
First International Bank & Trust, Phoenix, Arizona, United States, 85003
Credit Review Manager
Department:
Credit Review
Locations:
Edina, MN; Bismarck, ND; Fargo, ND; Sioux Falls, SD; Phoenix, AZ
Salary Range:
$105,000 to $155,000
First International Bank and Trust is seeking a Credit Review Manager to lead the Credit Review team. This role is responsible for overseeing the internal credit review function to ensure FIBT maintains sound credit risk management practices. This role leads a team of credit review professionals in evaluating the quality of the loan portfolio, ensuring adherence to lending policies, and identifying emerging risks. The Credit Review Manager plays a key role in maintaining regulatory compliance, supporting strategic decision-making, and safeguarding the Bank’s credit integrity.
Key Responsibilities
Lead and manage the Credit Review Team, including recruitment, onboarding, training, performance evaluation, and professional development.
Plan, assign, and direct team activities to ensure timely and accurate completion of monthly credit review reports.
Conduct in-depth reviews of individual loan files and the overall loan portfolio to assess asset quality, underwriting standards, and policy compliance.
Present findings and recommendations to the Board of Directors and senior leadership.
Monitor and provide oversight of lending policies and procedures, ensuring alignment with regulatory requirements and industry best practices.
Stay current on changes to federal and state banking laws and regulations affecting credit risk and lending operations.
Assist in the preparation and maintenance of Watch List and Allowance for Loan and Lease Loss (ALLL) reports.
Collaborate with Credit Administration, Lending, and Risk Management teams to address identified issues and implement corrective actions.
Support internal and external audits and regulatory examinations related to credit risk.
Qualifications
Bachelor's degree from a four-year college or university (preferably in finance, business administration, or related field); minimum of four years related experience; or equivalent combination of education and experience.
Management experience is strongly preferred.
Strong understanding of credit risk principles, loan documentation, and regulatory compliance.
Proficiency in Microsoft Office and loan review systems.
About First International Bank & Trust First International Bank & Trust (FIBT) is a full‑service, family‑owned, independent community bank serving a wide range of communities across North Dakota, South Dakota, Minnesota, and Arizona.
Benefits
Health, Dental & Vision
401K Retirement Plan with Employer Match
Paid Parental Leave
Life and Disability Insurance
Generous PTO and Holiday pay
If you are interested in learning more or have questions before applying, please contact TalentAcquisition@FIBT.com.
Equal Opportunity Employer
#J-18808-Ljbffr
Credit Review
Locations:
Edina, MN; Bismarck, ND; Fargo, ND; Sioux Falls, SD; Phoenix, AZ
Salary Range:
$105,000 to $155,000
First International Bank and Trust is seeking a Credit Review Manager to lead the Credit Review team. This role is responsible for overseeing the internal credit review function to ensure FIBT maintains sound credit risk management practices. This role leads a team of credit review professionals in evaluating the quality of the loan portfolio, ensuring adherence to lending policies, and identifying emerging risks. The Credit Review Manager plays a key role in maintaining regulatory compliance, supporting strategic decision-making, and safeguarding the Bank’s credit integrity.
Key Responsibilities
Lead and manage the Credit Review Team, including recruitment, onboarding, training, performance evaluation, and professional development.
Plan, assign, and direct team activities to ensure timely and accurate completion of monthly credit review reports.
Conduct in-depth reviews of individual loan files and the overall loan portfolio to assess asset quality, underwriting standards, and policy compliance.
Present findings and recommendations to the Board of Directors and senior leadership.
Monitor and provide oversight of lending policies and procedures, ensuring alignment with regulatory requirements and industry best practices.
Stay current on changes to federal and state banking laws and regulations affecting credit risk and lending operations.
Assist in the preparation and maintenance of Watch List and Allowance for Loan and Lease Loss (ALLL) reports.
Collaborate with Credit Administration, Lending, and Risk Management teams to address identified issues and implement corrective actions.
Support internal and external audits and regulatory examinations related to credit risk.
Qualifications
Bachelor's degree from a four-year college or university (preferably in finance, business administration, or related field); minimum of four years related experience; or equivalent combination of education and experience.
Management experience is strongly preferred.
Strong understanding of credit risk principles, loan documentation, and regulatory compliance.
Proficiency in Microsoft Office and loan review systems.
About First International Bank & Trust First International Bank & Trust (FIBT) is a full‑service, family‑owned, independent community bank serving a wide range of communities across North Dakota, South Dakota, Minnesota, and Arizona.
Benefits
Health, Dental & Vision
401K Retirement Plan with Employer Match
Paid Parental Leave
Life and Disability Insurance
Generous PTO and Holiday pay
If you are interested in learning more or have questions before applying, please contact TalentAcquisition@FIBT.com.
Equal Opportunity Employer
#J-18808-Ljbffr