Credit Risk Underwriter

## For additional information, please review .* Assess the credit and financial strength of Citi’s Large Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors* Complete Credit Approval Memos (CAMs) and Final Obligor Risk Ratings (FORR) of Citi’s Counterparties based on independent assessment and judgement; completed based on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Citi’s risk appetite* Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Team Leads, senior management, and business partners* Partnership with applicable regional and industry stakeholders in in the implementation of credit assessment and monitoring standards for applicable portfolios* Support ICM Risk Analysis Voice of the Employee (VOE) initiatives* Travel (less than 10%)* Intermediate analytical skills, including an understanding of key financial components (liquidity position, leverage profile, etc.) with the ability to identify root causes and trends and anticipate horizon issues* Demonstrates considerable knowledge of financial statements and GAAP accounting or similar governance relating to country of operation* Displays robust industry research capabilities, including risk and key drivers* Strong understanding of Credit Policy and procedures; proactively refers to resources as needed* Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly* Displays a deep commitment and positive attitude to Citi and colleagues, is reliable, and eager to do more* Embraces the need for change and appreciates its benefits with natural curiosity* Demonstrates professionalism by being reliable, actively contributing to meetings, asking questions, and challenging ideas* Strong interpersonal skills, with the ability to build relationships* Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively* Solid written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority* Proficient Microsoft Office (Word, Excel, and PowerPoint) skills* Progressive experience with the internal Policies, Standards, Procedures, Templates and with financial modeling* 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.* Degree in Quantitative Fields such as Economics, Engineering, Operations Research, Business Finance, or Mathematics.* Previous experience in credit risk management or equivalent training and experience preferably in the financial services industry.* Ability to apply credit and risk principles toward business goals.* Demonstrated ability to synthesize, prioritize and drive results with a high sense of urgency.* Must be highly organized and able to work in a fast-paced environment managing multiple projects and possess effective.* Interpersonal, organizational and analytic skills. #J-18808-Ljbffr