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Thebank

Commercial Lender

Thebank, California, Missouri, United States, 65018

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Job Details

Level:

Experienced

Job Location:

Gruver Office - Gruver, TX 79040

Position Type:

Full Time

Education Level:

4 Year Degree

Job Shift:

Day

Job Category:

Banking

Responsibilities

Interviews applicants to determine loan requirements and gathers pertinent information for loan applications.

Requests applicant credit reports, background checks, reference checks and other information pertinent to loan applicant’s evaluation.

Analyzes applicant’s financial status, credit, and asset evaluation to determine feasibility of granting loan, establishes credit limit through written and/or oral assessment.

Resolves uncertainties relating to customer application information through inquiries with applicant or creditors.

Structure loans within loan policy. Approves loan within specified limits or champions loan opportunities to the credit department and/or Committee for proper approval.

Prepares financing proposals consistent with approval for presentation to the applicant.

Reviews loan documentation prior to closing for completeness and acceptance by the applicant.

Ensures timely loan closing and funding activities.

Manage loan portfolio including renewals, modifications, updated credit analysis, collections, and portfolio monitoring.

Uses experience and sound judgment to plan and accomplish goals.

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