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Rockland Trust

Commercial Loan Officer

Rockland Trust, Lowell, Massachusetts, United States, 01856

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This range is provided by Rockland Trust. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range $170,000.00/yr - $200,000.00/yr

Additional compensation types

Annual Bonus

Direct message the job poster from Rockland Trust

Talent Acquisition - Commercial Banking & Risk at Rockland Trust Rockland Trust is seeking an experienced Corporate Banking Commercial Loan Officer to develop and maintain commercial business focusing on middle market C&I clients north of Boston.

We offer an extensive and highly supportive branch network, competitive products and pricing and exceptionally strong local operational support to help you achieve your business development objectives.

Responsibilities

Develop a list of prospective new clients and engages in new business development activities required for adding new customer relationships on a consistent basis.

Calls on existing customers to develop new business and increase or retain existing relationships.

Develops and services a wide variety of clients through providing secured and unsecured loans or lines of credit ranging from $5mm to $75MM in credit exposure.

Guides the credit department or junior officers in the analysis of credit opportunities and the development of appropriate credit approval request documents.

Establishes and recommends appropriate loan structures, products and terms, within established lending limits, with input from manager.

Monitors current loans and credit lines within the assigned portfolio, with assistance from Portfolio Manager, to ensure complete compliance with loan terms and bank policies.

Required Skills

Advanced sales and marketing skills

Understanding and proficiency in working with credit legal documentation a must

Demonstrated ability to review and evaluate documentation for risk

Related experience with regulatory, compliance and due diligence requirements

Updates job knowledge by participating in educational opportunities

Understanding of Bank operations and familiarity with the credit process

Strong organizational, reasoning and communications skills

Self motivated and independent with the ability to multi-task, balance a demanding work load and meet critical deadlines

PC skills including Word, Excel and Power Point are a must

Ability to establish and maintain effective working relationships

Required Experience

Qualified candidates will have shown a progression in their commercial career.

Five or more years of credit analysis and portfolio management experience

Three or more years of middle market commercial lending experience, strong credit skills and a record of success in developing, maintaining and closing new business.

Ability to utilize deductive and inductive reasoning to solve problems

Ability to understand new information and apply it for future problem-solving and decision-making

*This position can be located in Lowell, Burlington, or one of our NH offices.

Benefits Our goal is to offer our colleagues the most generous benefits package possible. We strive to provide colleagues with a comprehensive benefits package and an environment that supports a healthy work-life balance. Benefits include: Competitive compensation with performance incentive awards, Health Insurance, Dental Insurance, a 401K and DC Plan for your retirement, LTD & Life Insurance, Vacation Time, Day Care Reimbursement, Tuition Assistance for graduate and undergraduate programs, an Award Winning Wellness program and much more!

At Rockland Trust you'll find a respectful and inclusive environment where everyone is given the chance to succeed. We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Seniority level Mid-Senior level

Employment type Full-time

Job function Accounting/Auditing and Sales

Industries Banking

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