Regions Bank
Mortgage Loan Officer - Consumer Direct (Remote)
Regions Bank, Birmingham, Alabama, United States, 35275
Mortgage Loan Officer - Consumer Direct (Remote)
Join to apply for the Mortgage Loan Officer - Consumer Direct (Remote) role at Regions Bank
Job Description At Regions, the Home Loan Direct - Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through customer calls and business partner referrals.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
Structures loan to comply with acceptable lending practices and Federal regulations
Proactive outreach through outbound calling and email to marketing prospects in addition to the ability to quickly respond to customer inquiries whether online or by phone
Answers customer calls and business partner referrals to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross-sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime under for hours worked in excess of 40 per week under the Fair Labor Standards Act.
The compensation for this position includes a base salary of $15/hr with a draw against commissions for an anticipated earnings potential of $31,200 - $70,000+.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to https://fedregistry.nationwidelicensingsystem.org for more information.
Requirements
High School Diploma or GED
Preferences
Bachelor’s degree
Previous Sales Experience
Previous Customer Service Experience
Desire for a Mortgage Banking Career
Skills and Competencies
Ability to learn and consult on various mortgage products
Ability to learn mortgage systems and technology
Demonstrate Consultative Sales ability
Good organizational skills
Must be able to build and maintain internal and external relationships to deliver high levels of service
Must be able to multi-task competing priorities and meet tight deadlines
Proficient in Microsoft Office products
Strong desire to consistently provide world class Customer Service
Strong written and verbal communication skills
Preferred
Mortgage Loan Officers with a minimum of 1M per month average proven production volume
Current mortgage origination experience
Position Type Full time
Incentive Pay Plans This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Location Details Regions Center Location: Birmingham, Alabama
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
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Job Description At Regions, the Home Loan Direct - Mortgage Loan Officer directs origination of residential mortgage loans from a borrower through customer calls and business partner referrals.
Primary Responsibilities
Completes mortgage applications for submission to the loan processing and underwriting departments
Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history
Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
Structures loan to comply with acceptable lending practices and Federal regulations
Proactive outreach through outbound calling and email to marketing prospects in addition to the ability to quickly respond to customer inquiries whether online or by phone
Answers customer calls and business partner referrals to discuss various loan products and qualification information
Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
Cross-sells other bank products and services
Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
May participate in networking through professional, business and community organizations and activities to promote and market loan products
This position requires the tracking of time and is eligible for overtime under for hours worked in excess of 40 per week under the Fair Labor Standards Act.
The compensation for this position includes a base salary of $15/hr with a draw against commissions for an anticipated earnings potential of $31,200 - $70,000+.
This position requires registration with the Nationwide Mortgage Licensing System and Registry (NMLS). Please refer to https://fedregistry.nationwidelicensingsystem.org for more information.
Requirements
High School Diploma or GED
Preferences
Bachelor’s degree
Previous Sales Experience
Previous Customer Service Experience
Desire for a Mortgage Banking Career
Skills and Competencies
Ability to learn and consult on various mortgage products
Ability to learn mortgage systems and technology
Demonstrate Consultative Sales ability
Good organizational skills
Must be able to build and maintain internal and external relationships to deliver high levels of service
Must be able to multi-task competing priorities and meet tight deadlines
Proficient in Microsoft Office products
Strong desire to consistently provide world class Customer Service
Strong written and verbal communication skills
Preferred
Mortgage Loan Officers with a minimum of 1M per month average proven production volume
Current mortgage origination experience
Position Type Full time
Incentive Pay Plans This role is eligible to participate in a commission incentive plan. Employees have the potential to earn commission based on performance against defined metrics and goals.
Benefits Information
Paid Vacation/Sick Time
401K with Company Match
Medical, Dental and Vision Benefits
Disability Benefits
Health Savings Account
Flexible Spending Account
Life Insurance
Parental Leave
Employee Assistance Program
Associate Volunteer Program
Location Details Regions Center Location: Birmingham, Alabama
Equal Opportunity Employer/including Disabled/Veterans
Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.
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