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MRISpokane

Commercial Loan Officer

MRISpokane, Sevierville, Tennessee, United States, 37876

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Commercial Relationship Manager – Destination & Tourism-Based CRE Lending Location: Sevier County (primary), with activity in Chattanooga, Tri-Cities, and select out-of-state tourism markets

About the Bank We are a destination-focused commercial bank serving one of the most active tourism regions in the country. With more than 13 million annual visitors, our markets are built around hospitality, attractions, food & beverage, and retail. Our lending model is collateral-driven, CRE-based, and centered around income-producing properties—not AR or traditional C&I lines.

We routinely support:

Short-term rental portfolios

Hotels and motels

Restaurants

Amusements & attractions

Tourism-driven retail

Equipment financing tied to CRE projects (e.g., outfitting hospitality venues)

We operate primarily in Sevier County, with expanding reach into Chattanooga, the Tri-Cities area, and select tourism-driven markets outside Tennessee.

The Opportunity We are seeking a high-capability Commercial Relationship Manager to step into a high-visibility role supporting and growing an established, active book of business. Recent staffing transitions have created a rare opportunity: one of our top producers—historically originating $60MM annually and managing a $380MM portfolio—has exited, leaving strong production volume and large-scale CRE relationships ready for the right person to take over.

This role is ideal for a lender who understands destination-driven CRE, can manage large and complex deals, and wants a high-earning environment with meaningful origination incentives.

What You’ll Do

Manage and grow a portfolio of CRE relationships across tourism-centric asset classes

Source, structure, and close large-scale commercial loans (commonly $10MM–$40MM+)

Develop new business within hospitality, attractions, and destination retail markets

Underwrite and present collateral-secured deals in partnership with credit teams

Build long-term relationships with owners, developers, and operators in tourism-heavy markets

Support equipment financing tied to CRE projects (e.g., restaurant FF&E)

Continue serving out-of-state borrowers with existing ties to the bank (Branson, Myrtle Beach, Florida)

Maintain strong portfolio oversight and ensure credit quality

Note: We are currently reducing lodging exposure in Knoxville and are not pursuing Nashville.

What We’re Looking For

Proven experience originating and managing commercial real estate loans

Familiarity with hospitality, tourism assets, and destination-based lending preferred

Ability to handle large, complex CRE deals and maintain a smaller but high-volume customer base

Strong credit knowledge and collateral-driven deal structuring skills

Relationship-focused approach with the ability to generate new business

High producer mentality — this role rewards lenders who can bring in deals

Compensation & Benefits Highly competitive package, including:

Origination incentive:

Deals commonly carry a 1% fee

You receive 0.25% of the origination fee, paid at loan submission

High producers can earn significant additional income

401(k): 6% match

Healthcare: Free individual coverage (family coverage available at additional cost)

Salary based on experience, with rapid upward movement for strong performers

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