Stripe
Financial Crimes Investigations Lead, Americas
Stripe
– A financial infrastructure platform that helps businesses accept payments and grow revenue worldwide. This role offers an opportunity to shape the global economy while tackling critical financial crime challenges.
About the Team The Financial Crimes, Compliance, and Risk Oversight (FinCRO) Investigations Management team provides second‑line defense for Stripe’s global operations. The team coordinates casework, manages user risk, and partners with external law‑enforcement and financial partners. This role blends technology and financial expertise, requires rapid problem‑solving, and involves hands‑on investigation as well as people‑management.
What you’ll do Lead and grow a team of investigators and analysts across the Americas (U.S., Canada, Latin America) to conduct AML, CTF, sanctions, and regulatory compliance investigations that support Stripe’s expanding business.
Responsibilities
Lead a geographically distributed team of Financial Crime Analysts.
Guide the team in a wide range of analytical work, including:
Investigations into money laundering, terrorist financing, and other financial crimes; reporting activities via SARs or STRs.
OFAC and BIS watch‑list screening, manual review of merchant accounts, and oversight of investigation work products within Stripe’s sanctions program.
Customer risk assessments, including KYC and due‑diligence for high‑risk customers such as PEPs.
Management of user risk and off‑boarding decisions.
Assist the team in responding to information requests from banking and financial partners and manage those partner relationships directly.
Drive complex intelligence and analytical investigations, coordinating with Stripe’s Complex and Major Investigations teams.
Demonstrate sound judgment on high‑risk, non‑binary decisions and communicate these decisions clearly to the wider team.
Adhere to established processes while proactively suggesting and implementing improvements.
Communicate effectively with internal stakeholders, Stripe users, and financial partners.
Own the Americas Financial Crimes program and seek continual improvement and accountability across teams.
Who you are We’re looking for someone who meets the minimum requirements and is excited by the opportunity to lead a high‑impact investigations team. Preferred qualifications are beneficial but not required.
Minimum Requirements
5+ years experience in investigations, operations, or advisory roles within financial crime, AML, sanctions, risk, fraud, research, or a related field.
2+ years experience leading financial crime investigation teams of varying size and complexity.
Deep investigative expertise and strong knowledge of BSA, AML, U.S. Patriot Act, and OFAC regulations.
Excellent research and writing skills.
Ability to synthesize large amounts of information, including transaction data.
Ability to work efficiently and independently in a fast‑paced environment.
Excellent cross‑functional collaboration skills.
Preferred Qualifications
ACAMS, ACAMS CGSS, or ACSS certification.
Experience evaluating STRs and regulatory reports for FINTRAC, Canadian law enforcement, and SAR reporting in Brazil.
Proficiency in Microsoft Excel.
SQL proficiency.
Familiarity with MacOS and Google products.
Technical curiosity and interest in evolving sanctions, AML, or regulatory compliance trends.
Foreign language fluency (Spanish or Portuguese).
Hybrid work at Stripe The role can be performed remotely or in an office located more than 35 miles (56 km) from a Stripe office. Office‑assigned team members are expected to spend at least 50% of their time on site each month. Remote work is defined as being 35 miles or more from an office; relocation costs are not covered. We encourage candidates whose current location matches the role’s location.
Pay and benefits The annual U.S. base salary range for this role is $129,400 – $194,200. Benefits may include equity, a company bonus or sales commissions, a 401(k) plan, medical, dental, vision coverage, and wellness stipends.
Seniority level Director
Employment type Full‑time
Job function Finance and Sales
Industries Software Development, Financial Services, and Technology, Information and Internet
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– A financial infrastructure platform that helps businesses accept payments and grow revenue worldwide. This role offers an opportunity to shape the global economy while tackling critical financial crime challenges.
About the Team The Financial Crimes, Compliance, and Risk Oversight (FinCRO) Investigations Management team provides second‑line defense for Stripe’s global operations. The team coordinates casework, manages user risk, and partners with external law‑enforcement and financial partners. This role blends technology and financial expertise, requires rapid problem‑solving, and involves hands‑on investigation as well as people‑management.
What you’ll do Lead and grow a team of investigators and analysts across the Americas (U.S., Canada, Latin America) to conduct AML, CTF, sanctions, and regulatory compliance investigations that support Stripe’s expanding business.
Responsibilities
Lead a geographically distributed team of Financial Crime Analysts.
Guide the team in a wide range of analytical work, including:
Investigations into money laundering, terrorist financing, and other financial crimes; reporting activities via SARs or STRs.
OFAC and BIS watch‑list screening, manual review of merchant accounts, and oversight of investigation work products within Stripe’s sanctions program.
Customer risk assessments, including KYC and due‑diligence for high‑risk customers such as PEPs.
Management of user risk and off‑boarding decisions.
Assist the team in responding to information requests from banking and financial partners and manage those partner relationships directly.
Drive complex intelligence and analytical investigations, coordinating with Stripe’s Complex and Major Investigations teams.
Demonstrate sound judgment on high‑risk, non‑binary decisions and communicate these decisions clearly to the wider team.
Adhere to established processes while proactively suggesting and implementing improvements.
Communicate effectively with internal stakeholders, Stripe users, and financial partners.
Own the Americas Financial Crimes program and seek continual improvement and accountability across teams.
Who you are We’re looking for someone who meets the minimum requirements and is excited by the opportunity to lead a high‑impact investigations team. Preferred qualifications are beneficial but not required.
Minimum Requirements
5+ years experience in investigations, operations, or advisory roles within financial crime, AML, sanctions, risk, fraud, research, or a related field.
2+ years experience leading financial crime investigation teams of varying size and complexity.
Deep investigative expertise and strong knowledge of BSA, AML, U.S. Patriot Act, and OFAC regulations.
Excellent research and writing skills.
Ability to synthesize large amounts of information, including transaction data.
Ability to work efficiently and independently in a fast‑paced environment.
Excellent cross‑functional collaboration skills.
Preferred Qualifications
ACAMS, ACAMS CGSS, or ACSS certification.
Experience evaluating STRs and regulatory reports for FINTRAC, Canadian law enforcement, and SAR reporting in Brazil.
Proficiency in Microsoft Excel.
SQL proficiency.
Familiarity with MacOS and Google products.
Technical curiosity and interest in evolving sanctions, AML, or regulatory compliance trends.
Foreign language fluency (Spanish or Portuguese).
Hybrid work at Stripe The role can be performed remotely or in an office located more than 35 miles (56 km) from a Stripe office. Office‑assigned team members are expected to spend at least 50% of their time on site each month. Remote work is defined as being 35 miles or more from an office; relocation costs are not covered. We encourage candidates whose current location matches the role’s location.
Pay and benefits The annual U.S. base salary range for this role is $129,400 – $194,200. Benefits may include equity, a company bonus or sales commissions, a 401(k) plan, medical, dental, vision coverage, and wellness stipends.
Seniority level Director
Employment type Full‑time
Job function Finance and Sales
Industries Software Development, Financial Services, and Technology, Information and Internet
#J-18808-Ljbffr