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Delta Dental Ins.

Associate Underwriter

Delta Dental Ins., Oakland, California, United States, 94616

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Associate Underwriter

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Delta Dental Ins.

Job Description This job is responsible for performing basic underwriting functions under approved guidelines for small to mid-size businesses. The responsibilities of this position include learning underwriting concepts and the business of Delta Dental to make sound risk and financial decisions on Delta's commercial book of business.

Responsibilities

Performs comprehensive client-specific experience analysis to provide appropriate rates based on risk assessment and evaluation of smaller or less complex cases.

Works with fellow underwriting team members through underwriting peer review process.

Advises and provides guidance to sales and other internal customers on the underwriting rationale.

Qualifications

0+ with Bachelor's degree.

Candidates with proven related experience may be considered for this position. One year or more of experience in underwriting or a related field.

Intermediate communication skills, written and verbal.

Intermediate mathematics knowledge.

Candidate/ employee must be detail-oriented with analytical and problem solving skills.

Knowledge of Current Dental Terminology ("CDT") codes and dental nomenclature is preferred.

Base Pay Information The national base pay range at the end is a good‑faith estimate of what Delta Dental may pay for new hires. Actual pay may vary based on Delta Dental's assessment of the candidate's knowledge, skills, abilities (KSAs), related experience, education, certifications and ability to meet required minimum job qualifications. Other factors impacting pay include prevailing wages in the work location and internal equity.

Pay Grade 16. $45,400 - $95,000

Additional Information

Competitive base and incentive pay

401(k) with robust matching and non‑matching contributions

Rich medical & pharmacy benefits

100% employer‑paid dental and vision benefits

Holistic wellbeing program with deep financial incentives

Generous paid time off plus 12 paid holidays and your birthday off

Culture of growth and learning: career development; tuition reimbursement; recognition program

Family support: adoption assistance, fertility treatment, child, elder & pet care assistance

Social responsibility and volunteer opportunities

Employee discount program

Fair Chance Ordinances and Criminal Background Considerations This position requires that the applicant undergo a background check. Qualified applicants with arrest or conviction records will be considered for employment in accordance with any applicable federal, state or local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and/or New York Corrections Law Article 23-A.

Important Work Authorization Information Please note, Delta Dental will not sponsor applicants for work visas for this position.

About The Team At Delta Dental, we're behind millions of smiles and counting. For over 68 years, we've served our communities by increasing access to affordable, quality care - but that commitment to care extends beyond the people we serve, to the dedicated employees who make those smiles genuine. We've come this far by building fair programs that offer opportunities for advancement, create meaningful connections and improve the lives of our employees and their families. Because we know that when we take exceptional care of each other, we can make a positive impact for all.

We champion an inspirational workplace through our commitment to trust, service, excellence and innovation. Joining us means working for a company that offers stability and balance, opportunities for leadership at all levels, and a work environment focused on teamwork and camaraderie.

Discover the smiling faces behind Delta Dental and experience our values and culture in action by connecting with us on social media.

Equal Opportunity Employer Delta Dental Ins. is an equal opportunity employer and is committed to providing a professional work environment free from discrimination and harassment. Individuals seeking employment at Delta Dental are considered without regard to race, ethnicity, color, age, sex, religion, national origin, ancestry, pregnancy, sexual orientation, gender identity, gender expression, genetic information, actual or perceived physical or mental disability, registered domestic partner status, caregiver status, marital status, veteran or military status, citizenship status, or any other legally protected category. Delta Dental is committed to providing equal employment opportunities to all employees and applicants for employment. Accordingly, we have adopted and maintain an Equal Employment Opportunity Policy, Harassment-Free Work Environment Policy, and Respectful Workplace policies and will not tolerate violations of these policies.

Unfortunately, our Delta Dental Enterprise is unable to hire individuals residing in Alaska, North Dakota, Nebraska, Hawaii, Oklahoma, Vermont, Maine, West Virginia, New Hampshire, Wyoming, Puerto Rico, District of Columbia (Washington D.C.) or other US Territories at this time.

Proof of eligibility to work in the United States must be provided if selected for hire.

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