WesBanco Bank Inc.
Mortgage Senior Underwriter - Mortgage Underwriting - Pittsburgh, PA
WesBanco Bank Inc., Chattanooga, Tennessee, United States, 37450
Location
100% Remote.
Market Pittsburgh
Work Hours per Week 37.5
Requirements
Bachelor's degree from four year college or university preferred.
Minimum of 5 years of residential underwriting experience required.
DE/SARS/LAPP highly preferred.
Current knowledge of RESPA regulations required.
Strong knowledge in FNMA/FHLMC, FHA,VA,USDA programs preferred.
Minimum of 5 years of AUS experience required.
Experience and proficiency with Encompass software preferred.
Job Description SUMMARY:
Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy.
ESSENTIAL FUNCTION:
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
ESSENTIAL DUTIES AND RESPONSIBLITIES:
Managing and monitoring daily workflow of assigned files.
Make sound underwriting decisions on loans regarding credit worthiness.
Work closely with MLOs, processors and the senior management team.
Assist processors and MLOs with complex questions.
Ability to review and comprehend complex personal and business tax returns.
Consistently meet underwriting milestones as established by the bank.
Complete all bank training courses that are required in a timely manner.
Must provide exceptional, professional service to mortgage customers, originators, processors and closers.
QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Certificates, Licenses, Registrations
FHA delegated underwriter
VA automatic underwriter
VA staff appraisal reviewer
Able to obtain approval from secondary market investors as delegated underwriter if needed
Other Skills and Abilities
Strong customer service skills
Ability to process all portfolio and all secondary market loans
Ability to review personal and business tax returns to determine qualifying income
Strong organizational and management skills
Ability to multi-task under sometimes stressful conditions
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Full-Time/Part-Time Full-time
Area of Interest Credit Administration
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Market Pittsburgh
Work Hours per Week 37.5
Requirements
Bachelor's degree from four year college or university preferred.
Minimum of 5 years of residential underwriting experience required.
DE/SARS/LAPP highly preferred.
Current knowledge of RESPA regulations required.
Strong knowledge in FNMA/FHLMC, FHA,VA,USDA programs preferred.
Minimum of 5 years of AUS experience required.
Experience and proficiency with Encompass software preferred.
Job Description SUMMARY:
Responsible for managing and monitoring daily work flow of assigned residential loan files. The senior underwriter is to make sound decisions within the risk parameters, investor guidelines and WesBanco Credit Policy.
ESSENTIAL FUNCTION:
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
ESSENTIAL DUTIES AND RESPONSIBLITIES:
Managing and monitoring daily workflow of assigned files.
Make sound underwriting decisions on loans regarding credit worthiness.
Work closely with MLOs, processors and the senior management team.
Assist processors and MLOs with complex questions.
Ability to review and comprehend complex personal and business tax returns.
Consistently meet underwriting milestones as established by the bank.
Complete all bank training courses that are required in a timely manner.
Must provide exceptional, professional service to mortgage customers, originators, processors and closers.
QUALIFICATIONS:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Certificates, Licenses, Registrations
FHA delegated underwriter
VA automatic underwriter
VA staff appraisal reviewer
Able to obtain approval from secondary market investors as delegated underwriter if needed
Other Skills and Abilities
Strong customer service skills
Ability to process all portfolio and all secondary market loans
Ability to review personal and business tax returns to determine qualifying income
Strong organizational and management skills
Ability to multi-task under sometimes stressful conditions
PHYSICAL DEMANDS:
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
WORK ENVIRONMENT:
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Full-Time/Part-Time Full-time
Area of Interest Credit Administration
#J-18808-Ljbffr