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Hillcrest Bank

Mortgage Sales - Mortgage Banker III

Hillcrest Bank, Des Moines, Iowa, United States

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Overview

As a Mortgage Banker III, you will be responsible for generating mortgage loan production from banking center leads, referral sources, realtors, builders, and consumer networking groups. You will originate a minimum of 60 units of first mortgage loan products annually and develop referral partner relationships with NBH Banking Center Associates. You will align mortgage priorities with the client experience, compliance, audit and operations. You will monitor marketplace competition and trends to inform the sales strategy. You will identify referral sources and collaborate with internal stakeholders to expand relationships and service clients. You will build a book of business through prospecting while servicing assigned Banking Center clientele. You are expected to build strong rapport with clients and associates and treat others with respect and consideration. All associates must maintain current knowledge and comply with regulations and bank policies related to the position, including Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC).

Responsibilities

Generate mortgage loan production from various sources (banking center leads, referrals, realtors, builders, and consumer networks).

Originate ≥ 60 units of first mortgage loan products annually.

Develop and maintain referral partner relationships with NBH Banking Center Associates.

Align mortgage priorities with the Client Experience, and ensure compliance, audit, and operational standards.

Monitor marketplace competition and trends to inform sales strategy.

Identify referral sources and collaborate with stakeholders to expand presence and wallet share.

Develop a book of business through prospecting and service existing Banking Center clients.

Establish and maintain strong client/associate relationships with respect and professionalism.

Minimum Requirements

Associates degree in Business, Finance or equivalent combination of education and related work experience.

7+ years of experience in mortgage banking.

Advanced knowledge of RESPA/government regulations for residential mortgages.

Knowledge and experience operating within Dodd-Frank regulations.

Proven track record of success in the mortgage lending industry.

Must be registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the SAFE Act.

Ongoing compliance with mortgage regulatory requirements and NBH compliance policies, including background check results.

Desired Qualifications

Bachelor’s degree in Business, Finance or equivalent.

10+ years of experience in mortgage banking.

Skills and Abilities

Proficient in MS Office (Outlook, Word, Excel, PowerPoint).

Proficient in Encompass and Desktop Underwriter.

Strong communication skills, in person and via phone, email, and written correspondence.

Detail-oriented with focused, high-quality work.

Collaborative with others to achieve company objectives.

Ability to apply extensive knowledge and judgment to job responsibilities.

Creative problem solving and process improvement mindset.

Goal-oriented with a commitment to delivering high-quality service.

Sound decision-making and ability to manage information flow within NBH Bank.

Work Environment

Commitment to meritocracy and growing associates within their roles.

Job requires occasional physical tasks (e.g., grasping, lifting) and travel as needed.

Ability to meet with associates, clients, and leadership on short notice in various regions.

Must be available by phone or email outside traditional hours as needed.

Ability to work at a rapid pace for extended periods and to work extra hours as necessary.

Travel as required.

Incentives and Benefits This role is eligible for a commission plan, with potential to significantly increase total compensation. A comprehensive benefits package includes insurance, 401(k), associate stock purchase program, paid time off, and banking perks. For more information about benefits, please review the company materials.

Equal Opportunity The Bank is committed to providing qualified applicants and associates reasonable accommodations to enable the application process and performance of essential job functions. The Bank is an equal opportunity employer and a drug-free workplace. Selection is based on qualifications without regard to race, color, religion, national origin, sex, age, disability, pregnancy, or any other protected status. Colorado residents: you may redact age-identifying information in submissions without penalty. Selected candidates must complete background checks and screenings as applicable and be legally authorized to work in the United States.

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