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Hillcrest Bank

Mortgage Sales - Mortgage Banker II

Hillcrest Bank, Des Moines, Iowa, United States

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Mortgage Sales - Mortgage Banker II (Hillcrest Bank) We are looking for a Mortgage Banker II to generate mortgage loan production through leads, referrals, realtors, builders, and consumer networking groups. The role includes originating ≥60 first‑mortgage units annually, developing referral partner relationships, aligning mortgage priorities with the "Client Experience," monitoring market competition, increasing bank presence, and building a book of business.

Responsibilities

Generate mortgage loan production from banking center provided leads, referrals, realtors, builders, and consumer networking groups.

Originate ≥60 first‑mortgage loan products annually and develop referral partner relationships with NBH Banking Center associates.

Align mortgage priorities with "Client Experience," compliance, audit and operations.

Assist the Sales Manager in monitoring marketplace competition and incorporating findings into sales strategy.

Identify referral sources and collaborate with internal stakeholders to expand the bank’s presence and competitive status.

Build a book of business through prospecting while servicing assigned Banking Center clientele.

Maintain current knowledge and compliance with BSA, OFAC, and other bank policies.

Minimum Requirements

Associate degree in Business, Finance, or equivalent combination of education and related work experience.

5+ years of experience in mortgage banking.

Advanced knowledge of RESPA/government regulations for residential mortgages.

Knowledge and experience operating within Dodd‑Frank regulations.

Proven track record of success in the mortgage lending industry.

Registered and licensed in the Nationwide Mortgage Licensing System and Registry (NMLS) as required by the S.A.F.E. Act.

Ongoing compliance with all mortgage regulatory requirements and NBH's compliance policies, including acceptable background check results.

Desired Qualifications

Bachelor’s degree in Business, Finance, or equivalent combination of education and related work experience.

6+ years of experience in mortgage banking.

Skills and Abilities

Proficient in MS Office applications (Outlook, Word, Excel, PowerPoint).

Proficient in Encompass and Desktop Underwriter.

Ability to interact with others in person, phone, e‑mail, and written correspondence.

Attention to detail and ability to perform focused work.

Cooperates and works collaboratively toward solutions benefiting all involved parties.

Applies specialized knowledge and judgment to accomplish results efficiently.

Displays original thinking to improve processes, methods, systems, or services.

Strives for excellence by surpassing internal or external standards.

Makes authoritative and wise decisions after careful consideration.

Communicates ideas clearly orally and verbally in group or individual settings.

Work Environment

Commitment to meritocracy and associate growth within the role.

Physical demands: ability to grasp, push, pull, lift, bend, raise and hold hands and arms overhead.

Availability to clients and teams by phone/email at all hours and on short notice.

Capacity to work at a rapid pace for long periods and to work additional hours beyond traditional business hours as necessary.

Ability to travel as necessary.

Incentives and Benefits This role participates in a commission plan that can significantly increase overall compensation. Additionally, Hillcrest Bank offers a generous benefits package including insurance, 401(k), associate stock purchase program, paid time off, and associate banking perks. For more information about benefits offered, click here.

Equal Employment Opportunity Statement The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to complete the application process and perform essential job functions. The Bank's policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug‑free workplace.

Colorado Residents: When submitting application materials, you may redact or remove age‑identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Selected candidates must complete a criminal history report, global screen, drug screen, employment credit report, and if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.

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