TBK Bank, SSB
VP, Fair Lending and CRA Officer page is loaded## VP, Fair Lending and CRA Officerlocations:
Dallas, TXposted on:
Posted 3 Days Agojob requisition id:
REQ-4679**Join Triumph!**At Triumph, our vision is a world where freight transactions are accurate and seamless on the most modern and secure freight transaction network. That’s why we’re looking for passionate, innovative, solutions-oriented people to join our team. We thrive on providing exceptional customer service and we look for team members with an entrepreneurial spirit and a passion to build successful partnerships with our clients. Because at the end of the day our goal is to help our partners businesses run better.**Position Summary:**
The primary objective of the VP, Fair Lending and CRA Officer is to maintain and continuously improve a robust fair lending and CRA program by working with management to establish effective strategies to meet the needs of the Bank's communities.
This individual will partner with key leaders across the enterprise to execute strategies and create accurate and effective reporting to keep management informed of the success of the both the fair lending and CRA programs. This individual must ensure the Bank’s adherence to the regulatory provisions and intent of fair lending and the Community Reinvestment Act.**ESSENTIAL DUTIES & RESPONSIBILITIES*** Research, analyze and interpret all applicable federal and state regulations related to fair lending and CRA, keeping abreast of emerging issues and regulatory perspectives, and communicate to management changes or controls that might need to be implemented to facilitate the Bank’s regulatory compliance.* Coordinate with Credit Compliance Officer on related policies, procedures, and practices and perform routine data integrity reviews and implement changes to enhance existing fair lending and CRA policies processes and procedures when necessary.* Effectively partner with and collaborate with cross-functional leadership to reach alignment on fair lending and CRA strategies, as well as support execution of agreed upon strategies.
Be able to evaluate new products to understand potential impact to fair lending and CRA strategies and provide pro-forma reporting, as needed, to be considered for new product roll-outs.* Actively pursue community development lending, investments, and service opportunities within the Bank’s footprint. Cultivate relationships with community based, charitable, and non-profit organizations to aid in the identification of these opportunities.* Prepare, audit, and submit applicable CRA data to FFIEC by March 1 of each year.* Maintain the Bank’s CRA Public File by April 1 of each year.* Oversee fair lending risk assessments and monitoring systems in conjunction with enterprise Compliance team and Credit Compliance Officer.* Monitor and evaluate lending practices to prevent discriminatory practices including redlining.
Analyze banking data to identify potential disparities or redlining concerns.* Consider impacts of CRA compliance on the fair lending program and vice versa.* Prepare periodic fair lending and CRA reports for management and CRA Committee to aid in evaluation of the Bank’s program and management’s ability to make informed strategic decisions in support of fair lending and CRA goals.
Present to Executive Loan Committee on a period basis and CRA Committee on a semi-annual basis.* Conduct a periodic CRA Self-Assessment to identify potential risk areas through peer analysis and redlining review and to ensure the Bank’s alignment with the CRA goals set by the Board of Directors and CRA Committee.* Serve as the liaison for handling fair lending or CRA complaints and assist in issuing a response to those complaints.* Develop and update the CRA Performance Context to be utilized for the triennial CRA Performance Evaluation by the FDIC.* Participate in regulatory examinations and audits and respond timely and accurately to regulatory inquiries and examination findings.* Develop remediation plans when compliance issues are identified.* Keep staff and Board updated on regulatory changes and compliance requirements, including developing and deploying periodic training, as appropriate.* Provide guidance on fair lending and CRA issues to business units.* Perform other duties as assigned.**EXPERIENCE & EDUCATION*** Bachelor's degree is required.* Certified Regulatory Compliance Manager (CRCM) is preferred* 5+ years’ experience in banking compliance, fair banking, or related field* Strong knowledge of the Community Reinvestment Act and regulatory requirements* An extensive knowledge of bank regulations, operations, lending and accounting principles* Advanced written, oral, and interpersonal skills with ability to prepare and present technical presentations and educate Bank staff* Demonstrated ability to actively and effectively interact with the Bank’s regulators, the Board of Directors, and management in other areas of the Bank**SKILLS & ABILITIES REQUIRED*** Ability to prioritize heavy workloads and meet time sensitive deadlines* Strong collaboration/cooperation skills.* Intermediate skills using Microsoft Office Suite* Experience and good judgment to plan and accomplish goals with a high degree of creativity and autonomy expected* Manage competing priorities under tight deadlines.**WORK ENVIRONMENT**The work environment characteristics described here maybe encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.* Moderate noise (i.e. business office with computers, phone, and printers, light traffic).* Ability to work in a confined area.* Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary.* While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone.* Specific vision abilities are required by this job due to computer work.* Light to moderate lifting is required.* Regular, predictable attendance is required.**We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.**Go on.
Do it.
Apply Today!**OUR BUSINESS**TBK Bank, SSB is a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Texas, Colorado, Kansas, New Mexico, Iowa and Illinois. We also serve a national client base with factoring, equipment lending and asset based lending through Triumph’s Equipment Division, discount factoring through Triumph’s Factoring Division, insurance through Triumph’s Insurance Division, Inc., and carrier and vendor payment solutions through TriumphPay. We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law.
**OUR PURPOSE**
Every day, we focus on creating value by helping our team members thrive, our customers succeed and our communities prosper. When we do this - we're Helping People Triumph.**OUR CORE VALUES**
Our long-standing core values are based on sound business practices and biblical principles. They flourish in our culture which helps our team members thrive, our customers succeed and our communities prosper. We commit ourselves to:·
Transparency·
Respect·
Investing for the future·
Unique is good·
Mission is more than the money·
People make the difference·
Humility **FOCUS ON SERVING OTHERS**At TBK Bank, we focus on doing the most good in the areas of greatest needs through #J-18808-Ljbffr
Dallas, TXposted on:
Posted 3 Days Agojob requisition id:
REQ-4679**Join Triumph!**At Triumph, our vision is a world where freight transactions are accurate and seamless on the most modern and secure freight transaction network. That’s why we’re looking for passionate, innovative, solutions-oriented people to join our team. We thrive on providing exceptional customer service and we look for team members with an entrepreneurial spirit and a passion to build successful partnerships with our clients. Because at the end of the day our goal is to help our partners businesses run better.**Position Summary:**
The primary objective of the VP, Fair Lending and CRA Officer is to maintain and continuously improve a robust fair lending and CRA program by working with management to establish effective strategies to meet the needs of the Bank's communities.
This individual will partner with key leaders across the enterprise to execute strategies and create accurate and effective reporting to keep management informed of the success of the both the fair lending and CRA programs. This individual must ensure the Bank’s adherence to the regulatory provisions and intent of fair lending and the Community Reinvestment Act.**ESSENTIAL DUTIES & RESPONSIBILITIES*** Research, analyze and interpret all applicable federal and state regulations related to fair lending and CRA, keeping abreast of emerging issues and regulatory perspectives, and communicate to management changes or controls that might need to be implemented to facilitate the Bank’s regulatory compliance.* Coordinate with Credit Compliance Officer on related policies, procedures, and practices and perform routine data integrity reviews and implement changes to enhance existing fair lending and CRA policies processes and procedures when necessary.* Effectively partner with and collaborate with cross-functional leadership to reach alignment on fair lending and CRA strategies, as well as support execution of agreed upon strategies.
Be able to evaluate new products to understand potential impact to fair lending and CRA strategies and provide pro-forma reporting, as needed, to be considered for new product roll-outs.* Actively pursue community development lending, investments, and service opportunities within the Bank’s footprint. Cultivate relationships with community based, charitable, and non-profit organizations to aid in the identification of these opportunities.* Prepare, audit, and submit applicable CRA data to FFIEC by March 1 of each year.* Maintain the Bank’s CRA Public File by April 1 of each year.* Oversee fair lending risk assessments and monitoring systems in conjunction with enterprise Compliance team and Credit Compliance Officer.* Monitor and evaluate lending practices to prevent discriminatory practices including redlining.
Analyze banking data to identify potential disparities or redlining concerns.* Consider impacts of CRA compliance on the fair lending program and vice versa.* Prepare periodic fair lending and CRA reports for management and CRA Committee to aid in evaluation of the Bank’s program and management’s ability to make informed strategic decisions in support of fair lending and CRA goals.
Present to Executive Loan Committee on a period basis and CRA Committee on a semi-annual basis.* Conduct a periodic CRA Self-Assessment to identify potential risk areas through peer analysis and redlining review and to ensure the Bank’s alignment with the CRA goals set by the Board of Directors and CRA Committee.* Serve as the liaison for handling fair lending or CRA complaints and assist in issuing a response to those complaints.* Develop and update the CRA Performance Context to be utilized for the triennial CRA Performance Evaluation by the FDIC.* Participate in regulatory examinations and audits and respond timely and accurately to regulatory inquiries and examination findings.* Develop remediation plans when compliance issues are identified.* Keep staff and Board updated on regulatory changes and compliance requirements, including developing and deploying periodic training, as appropriate.* Provide guidance on fair lending and CRA issues to business units.* Perform other duties as assigned.**EXPERIENCE & EDUCATION*** Bachelor's degree is required.* Certified Regulatory Compliance Manager (CRCM) is preferred* 5+ years’ experience in banking compliance, fair banking, or related field* Strong knowledge of the Community Reinvestment Act and regulatory requirements* An extensive knowledge of bank regulations, operations, lending and accounting principles* Advanced written, oral, and interpersonal skills with ability to prepare and present technical presentations and educate Bank staff* Demonstrated ability to actively and effectively interact with the Bank’s regulators, the Board of Directors, and management in other areas of the Bank**SKILLS & ABILITIES REQUIRED*** Ability to prioritize heavy workloads and meet time sensitive deadlines* Strong collaboration/cooperation skills.* Intermediate skills using Microsoft Office Suite* Experience and good judgment to plan and accomplish goals with a high degree of creativity and autonomy expected* Manage competing priorities under tight deadlines.**WORK ENVIRONMENT**The work environment characteristics described here maybe encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.* Moderate noise (i.e. business office with computers, phone, and printers, light traffic).* Ability to work in a confined area.* Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary.* While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone.* Specific vision abilities are required by this job due to computer work.* Light to moderate lifting is required.* Regular, predictable attendance is required.**We offer Medical, Dental, Vision, Paid Time Off, 401k and much more.**Go on.
Do it.
Apply Today!**OUR BUSINESS**TBK Bank, SSB is a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Texas, Colorado, Kansas, New Mexico, Iowa and Illinois. We also serve a national client base with factoring, equipment lending and asset based lending through Triumph’s Equipment Division, discount factoring through Triumph’s Factoring Division, insurance through Triumph’s Insurance Division, Inc., and carrier and vendor payment solutions through TriumphPay. We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law.
**OUR PURPOSE**
Every day, we focus on creating value by helping our team members thrive, our customers succeed and our communities prosper. When we do this - we're Helping People Triumph.**OUR CORE VALUES**
Our long-standing core values are based on sound business practices and biblical principles. They flourish in our culture which helps our team members thrive, our customers succeed and our communities prosper. We commit ourselves to:·
Transparency·
Respect·
Investing for the future·
Unique is good·
Mission is more than the money·
People make the difference·
Humility **FOCUS ON SERVING OTHERS**At TBK Bank, we focus on doing the most good in the areas of greatest needs through #J-18808-Ljbffr