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SoFi

Fraud Prevention and Detection Specialist, Lending

SoFi, Jacksonville, Florida, United States, 32290

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Fraud Prevention and Detection Specialist, Lending Join SoFi as a Fraud Prevention and Detection Specialist. Your pay will be based on skills and experience.

Base pay range: $18.00/hr - $34.00/hr

We are a next‑generation financial services company changing how people think about personal finance. As part of our Fraud Operations team you will review credit card account openings, fraud referrals, and transactional activity across checking/savings, credit card, and investment products. You’ll handle inbound/outbound calls, analyze fraudulent activity, and advise management on strategic decisions.

What you’ll do:

Conduct thorough reviews and inquiries on identified suspicious Member accounts within specified systems

Complete inbound/outbound calls with members, fraudsters, business entities, or other financial institutions and take appropriate action based on results

Analyze and review potentially fraudulent activity to minimize loss to the organization and members

Coordinate cross‑functional communication to resolve fraud situations and provide recommendations

Assist in the development, maintenance and implementation of regulatory policies and procedures to detect and prevent fraud

Interact with members reporting fraudulent activity

Review Member accounts for potential fraudulent activity

Compile information from multiple channels to determine which accounts need to be restricted and which departments to contact

Enter and maintain accurate case detail notes for all alerts and report type of fraud

Provide escalation and updates to the supervisor regarding alerts worked

Respond promptly and exercise exceptional communication skills to optimize each contact with members, partners and external vendors/banks

Ensure compliance with departmental standards to increase production and enhance member satisfaction

Foster a culture of accountability, collaboration, speed, innovation, excellence, and a fun work environment while continuously elevating fiscal controls

Handle any special projects as assigned by the fraud management team

What you’ll need:

1+ years experience in banking, financial services, and/or related industries preferred

Knowledge of personal loan product preferred

Outstanding time‑management and interpersonal skills and ability to work with all levels of the organization

Ability to establish peer relationships and communicate effectively with cross‑functional and external teams

Proficiency in Microsoft Office products

Excellent written and verbal communication skills

Ability to apply sound judgment, solve problems, and determine fraudulent activity consistently

Detail‑oriented and process‑oriented approach

Accepts responsibility, ownership, and accountability for work results

Finds a high‑volume, dynamic, and team‑focused environment engaging

Ability to organize and prioritize workload

High school diploma or equivalent required

Availability to work flexible hours, including weekends

Compensation and Benefits To view all of our comprehensive and competitive benefits, visit our

Benefits at SoFi

page.

Equal Employment Opportunity SoFi provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, disability, marital status, domestic partnership status, sexual orientation, genetic information, military/veteran status, or any other basis prohibited by law. We consider qualified applicants with arrest and conviction records and offer reasonable accommodations to candidates with disabilities.

Seniority level Not Applicable

Employment type Full‑time

Job function Management and Manufacturing

Internal employees: If you are a current employee, please navigate to our internal job board to apply.

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