Standard Chartered
Commercial Real Estate Specialist – US
Expected annual base pay range for the role is 120,000 USD to 150,000 USD. The final offer will be determined on an individualised basis using a number of variables, including but not limited to skill set, depth of experience and education, internal relativity, and specific work location. At Standard Chartered Bank, base pay is only part of the total compensation package. Discretionary variable pay and a range of attractive bank‑sponsored benefit programs are available and designed to foster employee overall health and well‑being, including, but not limited to, a best‑in‑class 401k plan with up to 8% employer match, robust medical plan coverage with employer‑funded Health Savings Accounts, inclusive family‑building benefits, and flexible/hybrid working arrangements for many of our positions subject to role‑specific considerations. Visit our careers website www.sc.com/careers.
Key Responsibilities
Support the business strategy for Commercial Real Estate Financing (CREF) within the context of the overall Global Banking, client, and bank strategy.
Build trusted relationships with clients, colleagues, and industry partners.
Perform financial and valuation analyses using various methodologies relevant for CREF US.
Build detailed financial models to evaluate performance under various operating scenarios and analyze the impact of different capital structures.
Prepare presentation materials for use in client meetings, covering topics such as strategic alternatives, capital markets activity, and general corporate finance.
Maintain up‑to‑date knowledge on clients and targets.
Involved in day‑to‑day project management, execution support, and stakeholder management.
Complete all required credit and regulatory examinations.
Ensure deals are properly screened and selected in line with the Bank’s strategy and risk appetite.
Provide input on portfolio risks through portfolio reviews and escallate to senior management/risk forums where required.
Prepare Business Credit Applications (BCAs) for the credit approval process.
Work with Portfolio Analytics & Monitoring (PAM) and client management teams on the execution and review of new and existing loan transactions.
Escalate risk issues to senior management in the business.
Maintain awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
Effectively and collaboratively identify, escallate, mitigate, and resolve risk, conduct and compliance matters.
Lead through example and build the appropriate culture and values.
Set appropriate tone and expectations from the team and work in collaboration with risk and control partners.
Embed the Group’s brand and values within USA CIB, Commercial Real Estate Financing (CREF).
Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
Oversee multiple functions: responsibilities associated with the management of the CREF are laid out in this document (as required).
Skills & Experience
Manage Conduct
Risk Management and Internal Controls
Credit Risk
Client Experience
Business – Market Knowledge
Product line knowledge
Qualifications
Education: University graduate.
Training: Completed bank’s mandatory and development training.
Languages: English.
Benefits & Culture In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and all sorts of self‑help toolkits.
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values‑driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.
Our Culture Together We
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do.
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well.
Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term.
#J-18808-Ljbffr
Key Responsibilities
Support the business strategy for Commercial Real Estate Financing (CREF) within the context of the overall Global Banking, client, and bank strategy.
Build trusted relationships with clients, colleagues, and industry partners.
Perform financial and valuation analyses using various methodologies relevant for CREF US.
Build detailed financial models to evaluate performance under various operating scenarios and analyze the impact of different capital structures.
Prepare presentation materials for use in client meetings, covering topics such as strategic alternatives, capital markets activity, and general corporate finance.
Maintain up‑to‑date knowledge on clients and targets.
Involved in day‑to‑day project management, execution support, and stakeholder management.
Complete all required credit and regulatory examinations.
Ensure deals are properly screened and selected in line with the Bank’s strategy and risk appetite.
Provide input on portfolio risks through portfolio reviews and escallate to senior management/risk forums where required.
Prepare Business Credit Applications (BCAs) for the credit approval process.
Work with Portfolio Analytics & Monitoring (PAM) and client management teams on the execution and review of new and existing loan transactions.
Escalate risk issues to senior management in the business.
Maintain awareness and understanding of the regulatory framework in which the Group operates, and the regulatory requirements and expectations relevant to the role.
Display exemplary conduct and live by the Group’s Values and Code of Conduct.
Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank.
Effectively and collaboratively identify, escallate, mitigate, and resolve risk, conduct and compliance matters.
Lead through example and build the appropriate culture and values.
Set appropriate tone and expectations from the team and work in collaboration with risk and control partners.
Embed the Group’s brand and values within USA CIB, Commercial Real Estate Financing (CREF).
Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.
Oversee multiple functions: responsibilities associated with the management of the CREF are laid out in this document (as required).
Skills & Experience
Manage Conduct
Risk Management and Internal Controls
Credit Risk
Client Experience
Business – Market Knowledge
Product line knowledge
Qualifications
Education: University graduate.
Training: Completed bank’s mandatory and development training.
Languages: English.
Benefits & Culture In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
Flexible working options based around home and office locations, with flexible working patterns.
Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and all sorts of self‑help toolkits.
A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
Being part of an inclusive and values‑driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.
Our Culture Together We
Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do.
Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well.
Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term.
#J-18808-Ljbffr