National Mortgage Staffing
Position:
Senior Loan Underwriter
Location:
New York, NY (Hybrid — minimum 3 days/week in-office)
Schedule:
Full-time
Compensation:
$82,000–$93,000 no bonus or paid over time
Our client is seeking a senior-level loan underwriter to support mission-based affordable homeownership lending across New York State. This is a manual underwriting role with decision authority and strong regulatory accountability. The position is hybrid and intended for candidates within commuting distance of the office, with a minimum of three days per week in-office.
Responsibilities
Underwrite to program guidelines including SONYMA, Fannie Mae, and Freddie Mac
Approve, decline, suspend, or return residential mortgage submissions and document credit rationale
Underwrite first-lien and subordinate/second mortgages, including layered subsidy/DPA structures
Apply regulatory requirements and ensure audit-ready underwriting documentation
Maintain underwriting SLAs/KPIs and manage a high-volume, multi-program pipeline
Partner closely with processing, closing, management, and compliance/QC teams
Support pipeline tracking/reporting and help expedite units and closings as neededMentor and act as a technical resource to team members as needed
Perform other duties as required
Requirements
Senior-level residential mortgage underwriting experience (role requires deep experience)
Strong knowledge of TRID/RESPA, fair lending, and related lending regulations
Ability to independently decision loans and defend credit decisions
Experience with affordable housing / mission-based lending programs and subsidy structures
Proficiency with Byte LOS and standard productivity tools
National Mortgage Staffing does not set the requirements for this role. All criteria are defined by our client.
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Senior Loan Underwriter
Location:
New York, NY (Hybrid — minimum 3 days/week in-office)
Schedule:
Full-time
Compensation:
$82,000–$93,000 no bonus or paid over time
Our client is seeking a senior-level loan underwriter to support mission-based affordable homeownership lending across New York State. This is a manual underwriting role with decision authority and strong regulatory accountability. The position is hybrid and intended for candidates within commuting distance of the office, with a minimum of three days per week in-office.
Responsibilities
Underwrite to program guidelines including SONYMA, Fannie Mae, and Freddie Mac
Approve, decline, suspend, or return residential mortgage submissions and document credit rationale
Underwrite first-lien and subordinate/second mortgages, including layered subsidy/DPA structures
Apply regulatory requirements and ensure audit-ready underwriting documentation
Maintain underwriting SLAs/KPIs and manage a high-volume, multi-program pipeline
Partner closely with processing, closing, management, and compliance/QC teams
Support pipeline tracking/reporting and help expedite units and closings as neededMentor and act as a technical resource to team members as needed
Perform other duties as required
Requirements
Senior-level residential mortgage underwriting experience (role requires deep experience)
Strong knowledge of TRID/RESPA, fair lending, and related lending regulations
Ability to independently decision loans and defend credit decisions
Experience with affordable housing / mission-based lending programs and subsidy structures
Proficiency with Byte LOS and standard productivity tools
National Mortgage Staffing does not set the requirements for this role. All criteria are defined by our client.
#J-18808-Ljbffr