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Straits Area Federal Credit Union

Consumer Loan Officer

Straits Area Federal Credit Union, Tallahassee, Florida, United States

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Why join Straits Area Federal Credit Union? Here at SAFCU, we take pride in giving our members the best experience and service available. In order to achieve our goal, we understand that it starts with our employees. For this reason, we have created an atmosphere that allows each employee to reach their highest potential and set them up for success in the future.

Purpose of a Loan Officer Effectively establish relationships with members, identify their needs and wants, then offer appropriate solutions in a way that exhibits value along with the risks and benefits.

Duties of a Loan Officer

Process loan and/or visa applications by evaluating applicant information and documentation either in person or electronically.

Consult with members about their lending needs to help them achieve their goals while analyzing their creditworthiness.

Evaluate loan applications and documentation, requesting any additional information needed for making a solid loan decision.

Prepare notes regarding the loan application and submit timely and accurate loan applications to the underwriter(s) for review.

Collect closing information needed for the loan closing process.

Help customers by answering questions and responding to requests.

Maintain member confidence by keeping loan information confidential.

Promote loan products and meet monthly loan goals.

Maintain knowledge of lending regulations, the economy, and rates.

Loan Officer Qualifications & Skills

Negotiation skills

Willingness to ask difficult questions

Ability to work under pressure

Multitasking many applications simultaneously

Strong computer skills

Willingness to learn new programs

Excellent written and verbal communication skills

Ability to work both in a team and independently

Certifications Credit Life and Credit Disability Insurance as well as Financial Counseling. These are not required before hiring and will be provided through the Credit Union.

Benefits of working at Straits Area Federal Credit Union

Competitive pay with opportunities for annual raises, promotions, and bonuses

Substantial 401k contributions

Free individual health insurance

Promotion from within whenever possible

Active involvement in community events and organizations

Additional Information Powered by JazzHR

Seniority level

Entry level

Employment type

Full-time

Job function

Finance and Sales

Industries

Internet Publishing

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