Commercial Credit Manager

Commercial Credit Manager

Salary: $100,000 – $120,000

About the Opportunity:
A highly regarded and well-established financial institution is seeking an experienced Commercial Credit Manager to lead its commercial credit analysis and underwriting operations. This key leadership role will oversee a team of skilled credit professionals, ensure sound credit administration, and uphold portfolio quality consistent with institutional strategy, regulatory expectations, and risk management best practices.

Key Responsibilities:

• Lead, mentor, and develop a team of commercial credit analysts to ensure consistent, high-quality underwriting standards.

• Oversee the preparation, analysis, and approval of complex credit requests, financial spreads, and risk ratings.

• Partner closely with commercial lenders and senior leadership to structure, negotiate, and monitor credit facilities.

• Maintain oversight of portfolio health, including covenant compliance, concentration risk, and early identification of emerging credit issues.

• Support and advise on the resolution of problem credits and special assets.

• Prepare, analyze, and present portfolio performance, credit quality, and risk management reports to executive leadership.

• Collaborate with auditors and regulators to ensure compliance with internal policies and external requirements.

Qualifications & Experience:

• Minimum of 4+ years of progressive experience in commercial credit analysis or underwriting.

• At least 2+ years of leadership experience managing credit or underwriting teams.

• Bachelor’s degree in Accounting, Finance, Business, or related field required (advanced degree or professional certification preferred).
  $100,000 - $120,000