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Basis Home Loans

Mortgage Loan Originator

Basis Home Loans, Spokane, Washington, United States, 99254

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Overview Are you looking for an opportunity to consistently close between 3-7 in-house referred construction loans per month? This unique Mortgage Loan Originator (MLO) opportunity with Basis Home Loans (NMLS ID: 2348051) allows you to combine your self-generated business with consistent referral business from our sister company, Adair Homes.

The target total compensation for this position is $80-$100k+ .

Adair Homes is the Largest Custom Home Builder in the North West; it was founded in 1969 and has built over 25,000 Custom Homes on our customer\'s land.

Position Summary As a Licensed Mortgage Loan Originator with Basis Home Loans, you will partner with the Adair Homes sales team to provide construction financing options to Adair Customers. This role offers a significant opportunity to serve customers through our preferred builder relationships by providing competitive financing solutions and excellent service. By offering a unique set of construction loan products, interest rate promotions and incentives.

Products / Loan Types

Conventional, FHA & VA one-time-close

Lot Loans

Jumbo Construction Loans

Non-QM Portfolio Construction Loans

ADU Loans

Many more...

We are seeking a Licensed Mortgage Loan Originator to join our team who can live in Washington or Idaho. This position will require the candidate to provide in-office and remote support to the Adair Homes team. The ideal candidate must have a track record of being a successful Mortgage Loan Originator, an eagerness to learn, a tremendous focus on customer service, solving complex problems, and the ability to nurture strong relationships. This position requires the MLO to be licensed in Washington & Idaho.

Primary Tasks and Responsibilities

Provides applicants with information regarding the loan application process.

Provides applicants required disclosures, including the Affiliated Business Arrangement (ABA) Disclosure.

Counsels customers concerning loan products specific to consumer\'s credit needs.

Obtains complete loan application, including all support documentation needed to process the loan.

Pre-qualifies potential loan applicants by analyzing their financial background.

Follow up on processing the loan by obtaining additional applicant information if necessary.

Maintains communications between the lender, borrower, and Adair Homes

Establishes rate with borrower verbally and in writing before settlement.

Understands and supports the corporation\'s policies and procedures to provide proper and effective treatment to all the corporation\'s customers.

Resolves any customer problems expeditiously and tactfully.

Reviews and reports complaints received from customers and recommends corrective action to management.

Performs other related duties as assigned.

Identify, Develop and Nurture relationships with Adair Homes Home Ownership Consultants.

Specific Skills / Knowledge / Abilities Required for Position

Must be a licensed or registered MLO through the Nationwide Mortgage Licensing System and Registry (NMLS) and maintain Active/Approved State Licenses in Washington and Idaho.

Minimum 2-3 years of documented experience originating residential mortgage loans. Demonstrated understanding of federal and state mortgage regulations (RESPA, TILA, SAFE Act, HMDA, etc.).

Experience managing multiple client relationships concurrently while maintaining documented high levels of customer satisfaction.

Great attention to detail.

Organized.

Urgent and diligent follow up skills.

Consistently close a minimum of 1 self-generated loan per month (Purchase, Refinance).

Ability to work well with fellow associates, clients, and vendors.

Good communication skills.

Proficiency in using Loan Origination Software, including Encompass by ICE Mortgage Technology.

Familiarity with construction lending and one close construction loans.

Bachelor\'s Degree preferred.

Benefits

Medical, Dental and Vision

Company sponsored basic life

Voluntary life coverage options

401K with company match

PTO and Sick Time

If you want to join a company that loves its customers, and wants to inspire and grow, contact us today.

Basis Home Loans LLC is an Equal Opportunity Employer.

This is an estimation only and is the sum of all compensation earned (base, commission, bonus, etc.).

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