Georgia Banking Company
Overview
Summary:
Assembles and verifies loan documents for accuracy
Responsibilities
Regularly communicate items needed and loan status with customers, loan officers and managers.
Perform weekly pipeline calls with assigned MLOs.
Review new loan submissions for completeness.
Perform order outs for 3rd party items.
Verify employment.
Calculate income using pay stubs, W-2s, tax returns, CPA letters, and other forms.
Confirm assets listed on application are accurate compared to asset documentation.
Audit liabilities from credit report against application.
Monitor credit through the process with the Undisclosed Debt Monitor.
Review title work upon receipt.
Update LE with correct title fees, correct tax figures in Encompass, review liens and vesting.
Knowledge of current Change of Circumstance and TIL regulations.
Review appraisal upon receipt and submit for UW review within 24 hours of receipt.
Calculate escrows, interim interest, adjust payoffs and verify final loan amount.
Run AUS findings (DO and LP) according to documentation in loan file.
Submit loan files to Underwriting.
Clear conditional approval stipulations with Underwriting.
Consistently update Loan Origination System with status and documents received from customers and vendors.
Submit and clear loans to close.
Request the Closing Disclosure when all necessary items are received, typically 5 – 10 days prior to closing.
Upon receipt of CTC, coordinate closings with settlement agent and borrower.
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Assembles and verifies loan documents for accuracy
Responsibilities
Regularly communicate items needed and loan status with customers, loan officers and managers.
Perform weekly pipeline calls with assigned MLOs.
Review new loan submissions for completeness.
Perform order outs for 3rd party items.
Verify employment.
Calculate income using pay stubs, W-2s, tax returns, CPA letters, and other forms.
Confirm assets listed on application are accurate compared to asset documentation.
Audit liabilities from credit report against application.
Monitor credit through the process with the Undisclosed Debt Monitor.
Review title work upon receipt.
Update LE with correct title fees, correct tax figures in Encompass, review liens and vesting.
Knowledge of current Change of Circumstance and TIL regulations.
Review appraisal upon receipt and submit for UW review within 24 hours of receipt.
Calculate escrows, interim interest, adjust payoffs and verify final loan amount.
Run AUS findings (DO and LP) according to documentation in loan file.
Submit loan files to Underwriting.
Clear conditional approval stipulations with Underwriting.
Consistently update Loan Origination System with status and documents received from customers and vendors.
Submit and clear loans to close.
Request the Closing Disclosure when all necessary items are received, typically 5 – 10 days prior to closing.
Upon receipt of CTC, coordinate closings with settlement agent and borrower.
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