About Patelco Credit Union
Patelco Credit Union is a not-for-profit credit union with a purpose to build financial health and wellbeing for our members. Since 1936, Patelco has grown from $500 in assets to over $9 billion in assets and is the 7th largest credit union in California with branches throughout Northern California. We are here for our members throughout all their stages of life. Meeting them with the products and services to help them plan purposefully for their futures and to secure our life-long partnership as their trusted financial advocate. As one team, we are all committed to delivering service, empowering financial literacy, creating products, and providing new technology for our members. We believe that work should be rewarding, challenging, and enjoyable. We’re dedicated to creating a positive and supportive culture where our team members can thrive. If you’re looking to use your skills and knowledge to make a difference in our members’ lives, Patelco could be the perfect fit for you.
Overview
Patelco Credit Union is looking to fill the position of Home Loan Processor. Ideal candidate is proficient with mortgage loan processing and underwriting systems. Performs processing functions for conventional, 2nd Mortgages, and HELOCs and maintains a pipeline. Identifies what is needed for each loan, obtains documentation from borrowers and 3rd parties, and reviews documentation for accuracy. This person must have strong time management, and organization skills to manage a large pipeline of loans.
Responsibilities
Responsible for ensuring that all loan documentation is complete and accurate Calculate income, review bank statements, verifies member credit, employment, and reserves. Order additional documentation to complete loan file Communicate with various companies to obtain Property Report, Flood Certificate, Title Commitment, and payoff information Delivers completely documented file to the underwriter which is ready for approval or denial Ensures all files are complete and in compliance within RESPA, TIL, HMDA, Reg B (all mortgage related regulations) and internal policies Manage pipeline by reports within established turn-around time Serve as primary point of contact for applications in process Provide members with timely and periodic status updates of their loan application Communicates professionally with members and vendors, as evidenced by outstanding member survey ratings
Qualifications
Minimum Qualifications Must have HS Diploma/GED Two (2) years’ experience processing mortgage home loans Proficient in MS applications, including TEAMS, Word, and Outlook
Physical Activities/Requirements Ability to sit for extended period
Compensation and Benefits
Target Base Pay $31.94/hour Compensation at Patelco Please note that the salary information is a general guideline only. Patelco Credit Union considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, education/training, key skills, internal peer equity, as well as market and business considerations when extending an offer.We offer a competitive total rewards package including a Short-Term Incentive (STI) program for all regular positions and a wide range of medical, dental, vision, financial, and other benefits.
We Offer
Physical Health: Exceptional Medical, Dental, Vision, and Life Insurance benefits Onsite fitness center at HQ and rewards for completing wellness related activities Financial Health: Competitive compensation packages with bonus opportunity 401(k) with 3% Safe Harbor and 5% employer match Discounts on loan products Tuition reimbursement Emotional Health: Employee Assistance Program (EAP) PTO for part-time and full-time positions Paid holidays Personal Development: On-the-job training and skills development Internal transfer opportunities for career growth Volunteer work Flexible work arrangements available for specific positions Patelco Credit Union is an Equal Opportunity Employer including individuals with disabilities and protected veterans IND123 Minimum Qualifications Must have HS Diploma/GED Two (2) years’ experience processing mortgage home loans Proficient in MS applications, including TEAMS, Word, and Outlook Physical Activities/Requirements Ability to sit for extended period
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Patelco Credit Union is a not-for-profit credit union with a purpose to build financial health and wellbeing for our members. Since 1936, Patelco has grown from $500 in assets to over $9 billion in assets and is the 7th largest credit union in California with branches throughout Northern California. We are here for our members throughout all their stages of life. Meeting them with the products and services to help them plan purposefully for their futures and to secure our life-long partnership as their trusted financial advocate. As one team, we are all committed to delivering service, empowering financial literacy, creating products, and providing new technology for our members. We believe that work should be rewarding, challenging, and enjoyable. We’re dedicated to creating a positive and supportive culture where our team members can thrive. If you’re looking to use your skills and knowledge to make a difference in our members’ lives, Patelco could be the perfect fit for you.
Overview
Patelco Credit Union is looking to fill the position of Home Loan Processor. Ideal candidate is proficient with mortgage loan processing and underwriting systems. Performs processing functions for conventional, 2nd Mortgages, and HELOCs and maintains a pipeline. Identifies what is needed for each loan, obtains documentation from borrowers and 3rd parties, and reviews documentation for accuracy. This person must have strong time management, and organization skills to manage a large pipeline of loans.
Responsibilities
Responsible for ensuring that all loan documentation is complete and accurate Calculate income, review bank statements, verifies member credit, employment, and reserves. Order additional documentation to complete loan file Communicate with various companies to obtain Property Report, Flood Certificate, Title Commitment, and payoff information Delivers completely documented file to the underwriter which is ready for approval or denial Ensures all files are complete and in compliance within RESPA, TIL, HMDA, Reg B (all mortgage related regulations) and internal policies Manage pipeline by reports within established turn-around time Serve as primary point of contact for applications in process Provide members with timely and periodic status updates of their loan application Communicates professionally with members and vendors, as evidenced by outstanding member survey ratings
Qualifications
Minimum Qualifications Must have HS Diploma/GED Two (2) years’ experience processing mortgage home loans Proficient in MS applications, including TEAMS, Word, and Outlook
Physical Activities/Requirements Ability to sit for extended period
Compensation and Benefits
Target Base Pay $31.94/hour Compensation at Patelco Please note that the salary information is a general guideline only. Patelco Credit Union considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, education/training, key skills, internal peer equity, as well as market and business considerations when extending an offer.We offer a competitive total rewards package including a Short-Term Incentive (STI) program for all regular positions and a wide range of medical, dental, vision, financial, and other benefits.
We Offer
Physical Health: Exceptional Medical, Dental, Vision, and Life Insurance benefits Onsite fitness center at HQ and rewards for completing wellness related activities Financial Health: Competitive compensation packages with bonus opportunity 401(k) with 3% Safe Harbor and 5% employer match Discounts on loan products Tuition reimbursement Emotional Health: Employee Assistance Program (EAP) PTO for part-time and full-time positions Paid holidays Personal Development: On-the-job training and skills development Internal transfer opportunities for career growth Volunteer work Flexible work arrangements available for specific positions Patelco Credit Union is an Equal Opportunity Employer including individuals with disabilities and protected veterans IND123 Minimum Qualifications Must have HS Diploma/GED Two (2) years’ experience processing mortgage home loans Proficient in MS applications, including TEAMS, Word, and Outlook Physical Activities/Requirements Ability to sit for extended period
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