Overview
Patelco Credit Union is a not-for-profit credit union with a purpose to build financial health and wellbeing for our members. Patelco serves members since 1936 and operates throughout Northern California. We are looking to fill the position of Home Loan Processor. Ideal candidate is proficient with mortgage loan processing and underwriting systems. This role performs processing functions for conventional, 2nd Mortgages, and HELOCs and maintains a pipeline. The candidate identifies what is needed for each loan, obtains documentation from borrowers and third parties, and reviews documentation for accuracy. Strong time management and organizational skills are required to manage a large pipeline of loans.
Responsibilities
Responsible for ensuring that all loan documentation is complete and accurate
Calculate income, review bank statements, verify member credit, employment, and reserves. Order additional documentation to complete loan file
Communicate with various companies to obtain Property Report, Flood Certificate, Title Commitment, and payoff information
Deliver completely documented file to the underwriter which is ready for approval or denial
Ensure all files are complete and in compliance within RESPA, TIL, HMDA, Reg B (all mortgage related regulations) and internal policies
Manage pipeline by reports within established turn-around time
Serve as primary point of contact for applications in process
Provide members with timely and periodic status updates of their loan application
Communicates professionally with members and vendors, as evidenced by outstanding member survey ratings
Qualifications Minimum Qualifications
Must have HS Diploma/GED
Two (2) years’ experience processing mortgage home loans
Proficient in MS applications, including TEAMS, Word, and Outlook
Physical Activities/Requirements
Ability to sit for extended period
Compensation Target Base Pay $31.94/hour
Compensation At Patelco Please note that the salary information is a general guideline only. Patelco Credit Union considers factors such as scope and responsibilities of the position, candidate's work experience, education/training, key skills, internal peer equity, as well as market and business considerations when extending an offer. We offer a competitive total rewards package including a Short-Term Incentive (STI) program for all regular positions and a wide range of medical, dental, vision, financial, and other benefits.
We Offer Physical Health:
Exceptional Medical, Dental, Vision, and Life Insurance benefits
Onsite fitness center at HQ and rewards for completing wellness related activities
Financial Health:
Competitive compensation packages with bonus opportunity
401(k) with 3% Safe Harbor and 5% employer match
Discounts on loan products
Tuition reimbursement
Emotional Health:
Employee Assistance Program (EAP)
PTO for part-time and full-time positions
Paid holidays
Personal Development:
On-the-job training and skills development
Internal transfer opportunities for career growth
Volunteer work
Flexible work arrangements available for specific positions
Patelco Credit Union is an Equal Opportunity Employer including individuals with disabilities and protected veterans
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Patelco Credit Union is a not-for-profit credit union with a purpose to build financial health and wellbeing for our members. Patelco serves members since 1936 and operates throughout Northern California. We are looking to fill the position of Home Loan Processor. Ideal candidate is proficient with mortgage loan processing and underwriting systems. This role performs processing functions for conventional, 2nd Mortgages, and HELOCs and maintains a pipeline. The candidate identifies what is needed for each loan, obtains documentation from borrowers and third parties, and reviews documentation for accuracy. Strong time management and organizational skills are required to manage a large pipeline of loans.
Responsibilities
Responsible for ensuring that all loan documentation is complete and accurate
Calculate income, review bank statements, verify member credit, employment, and reserves. Order additional documentation to complete loan file
Communicate with various companies to obtain Property Report, Flood Certificate, Title Commitment, and payoff information
Deliver completely documented file to the underwriter which is ready for approval or denial
Ensure all files are complete and in compliance within RESPA, TIL, HMDA, Reg B (all mortgage related regulations) and internal policies
Manage pipeline by reports within established turn-around time
Serve as primary point of contact for applications in process
Provide members with timely and periodic status updates of their loan application
Communicates professionally with members and vendors, as evidenced by outstanding member survey ratings
Qualifications Minimum Qualifications
Must have HS Diploma/GED
Two (2) years’ experience processing mortgage home loans
Proficient in MS applications, including TEAMS, Word, and Outlook
Physical Activities/Requirements
Ability to sit for extended period
Compensation Target Base Pay $31.94/hour
Compensation At Patelco Please note that the salary information is a general guideline only. Patelco Credit Union considers factors such as scope and responsibilities of the position, candidate's work experience, education/training, key skills, internal peer equity, as well as market and business considerations when extending an offer. We offer a competitive total rewards package including a Short-Term Incentive (STI) program for all regular positions and a wide range of medical, dental, vision, financial, and other benefits.
We Offer Physical Health:
Exceptional Medical, Dental, Vision, and Life Insurance benefits
Onsite fitness center at HQ and rewards for completing wellness related activities
Financial Health:
Competitive compensation packages with bonus opportunity
401(k) with 3% Safe Harbor and 5% employer match
Discounts on loan products
Tuition reimbursement
Emotional Health:
Employee Assistance Program (EAP)
PTO for part-time and full-time positions
Paid holidays
Personal Development:
On-the-job training and skills development
Internal transfer opportunities for career growth
Volunteer work
Flexible work arrangements available for specific positions
Patelco Credit Union is an Equal Opportunity Employer including individuals with disabilities and protected veterans
IND123
#J-18808-Ljbffr