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NACBA

Indirect Lending Processor/Underwriter

NACBA, San Francisco, California, United States, 94199

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Liberty FCU, a full-service credit union, is currently seeking an

Indirect Lending Processor/Underwriter

with attention to detail and excellent organizational skills to join the Indirect Lending team located at 4405 Theater Drive, Evansville, IN 47716. Some holiday and extended hours are also required. Previous credit union or financial institution experience is desired. If interested, please proceed by clicking Apply.

Duties and Responsibilities

Serve as indirect loan processor

Process and service indirect documentation from dealerships and third parties

Verify that all new loan contracts and documentation are complete and accurate

Fund indirect loans into the credit union's core system

Maintain knowledge of internal and external guidelines and procedures

Organize indirect letters and packets for daily mailings

Assist area dealerships with payoffs on existing vehicle loans

Support the department by answering member phone questions while providing courteous and personal service

Organize daily mail and file miscellaneous documentation

Serve as underwriter

Demonstrate attention to financial details and the ability to understand established lending requirements

Become familiar with federal and industry standards and the ability to apply them on a case-by-case basis

Use analytical skills to evaluate the financial information presented and demonstrate flexibility in applying lending criteria

Process and analyze loan applications in the Decision Lender platform

Determine creditworthiness by reviewing credit reports, Debt-to-Income (DTI) and unsecured ratios

Using various evaluation tools, determine the value of collateral and Loan-to-Value (LTV)

Evaluate the above information to determine if the applicant should receive the loan amount requested

Respond to dealerships in a prompt and efficient manner with effective communications and member service skills

Develop knowledge of the Internet, Excel, and Word processing systems

Participate in the indirect lending holiday and rotational Saturday work schedules as requested by management

Adhere to all credit union lending and personnel policies and procedures

Develop an understanding of credit union history, philosophy, organization, bylaws and operational procedures

Develop a working knowledge of the credit union's data processing system

Any other duties assigned by my supervisor or management

Benefits

Paid Holidays

Paid Time Off (Vacation, Sick and Personal Days)

Medical, Dental and Vision Insurance

401(k) retirement program with matching funds

Employer paid Group Term Life Insurance, Short Term and Long Term Disability Insurance Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.

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