Mortgage Loan Closer I
When joining Elevations, you can expect to work for a company with: A leadership team that strives to make this the best place you've ever worked! A focus on supporting our employees' mental, physical, and financial well-being A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors A highly engaged workforce devoted to innovation, continuous improvement, and collaboration A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award A passion for consistently providing amazing experiences and creating raving fans Location
Onsite: Elevations Credit Union- Broomfield Basecamp Summary/Objective
An Elevations Credit Union Mortgage Loan Closer prepares and reviews closing documents, verifying information is correct and meets regulatory, company, and investor guidelines. They work proactively to ensure a smooth closing experience, coordinate closing and ensuring proper disbursements. A Mortgage Closer continually demonstrates a superior approach to service as they engage members and internal stakeholders with the highest level of service. In so doing they will create raving fans and amazing experiencesevery member, every time. Essential Functions
Prepare and review closing documents to ensure accuracy and compliance with federal, state, and local regulations Verify all information is complete and correct, including loan terms, borrower details, and property information, ensuring all closing figures and documents meet regulatory requirements, company policies, and investor guidelines Coordinate closing with all parties involved, including members, title companies, and branch staff Calculate disbursement amounts, sending to title company, and confirming with them to ensure proper disbursement Prepare home equity loans in the loan operating system for proper booking into our core system to ensure correct disbursement and servicing Provide exceptional customer service to members, title companies, and internal stakeholders, addressing any questions or concerns they may have about the closing process Reports To
Mortgage Mortgage Fulfillment Manages
This role does not have supervisory responsibility. Required Skills, Education and Experience
High school diploma or equivalent Minimum two years mortgage experience in conventional, FHA and VA Ability to interact with others in a positive manner, either in person or by phone Ability to accurately and efficiently enter data and update member records via computer terminal Preferred Skills, Education and Experience
Some college preferred Work Environment
Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment. Physical Requirements
Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects Position Type/Expected Hours of Work
Full time / 40 hours per week Classification:
Non-Exempt Compensation:
The person hired into this position will likely earn between $23.63 and $29.54 hourly + monthly incentive. The candidate's starting salary will be adjusted based upon his, her, or their experience. Anticipated Application Window:
This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer. Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado's Front Range. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we've made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information. EEO Statement: The Credit Union is dedicated to the principles of equal employment opportunity. We prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race (including traits historically associated with race, such as hair texture and length, protective hairstyles), sex, sexual orientation, gender identity, gender expression, color, religion, creed, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law. ELEVATIONS CREDIT UNION'S COMMITMENT TO PRIVACY: Your privacy is important to us. When you use this Careers site to apply for a job at Elevations Credit Union ("we" and "us"), we collect your personal information. Examples of personal information collected on the Careers site include your name, contact details, and information you provide for purposes of job applications. We do not sell your personal information to a third party. We may share your information with a third party who is performing a service for us related to job applicants. If you have any questions about this privacy statement, please contact us.
When joining Elevations, you can expect to work for a company with: A leadership team that strives to make this the best place you've ever worked! A focus on supporting our employees' mental, physical, and financial well-being A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors A highly engaged workforce devoted to innovation, continuous improvement, and collaboration A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award A passion for consistently providing amazing experiences and creating raving fans Location
Onsite: Elevations Credit Union- Broomfield Basecamp Summary/Objective
An Elevations Credit Union Mortgage Loan Closer prepares and reviews closing documents, verifying information is correct and meets regulatory, company, and investor guidelines. They work proactively to ensure a smooth closing experience, coordinate closing and ensuring proper disbursements. A Mortgage Closer continually demonstrates a superior approach to service as they engage members and internal stakeholders with the highest level of service. In so doing they will create raving fans and amazing experiencesevery member, every time. Essential Functions
Prepare and review closing documents to ensure accuracy and compliance with federal, state, and local regulations Verify all information is complete and correct, including loan terms, borrower details, and property information, ensuring all closing figures and documents meet regulatory requirements, company policies, and investor guidelines Coordinate closing with all parties involved, including members, title companies, and branch staff Calculate disbursement amounts, sending to title company, and confirming with them to ensure proper disbursement Prepare home equity loans in the loan operating system for proper booking into our core system to ensure correct disbursement and servicing Provide exceptional customer service to members, title companies, and internal stakeholders, addressing any questions or concerns they may have about the closing process Reports To
Mortgage Mortgage Fulfillment Manages
This role does not have supervisory responsibility. Required Skills, Education and Experience
High school diploma or equivalent Minimum two years mortgage experience in conventional, FHA and VA Ability to interact with others in a positive manner, either in person or by phone Ability to accurately and efficiently enter data and update member records via computer terminal Preferred Skills, Education and Experience
Some college preferred Work Environment
Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment. Physical Requirements
Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects Position Type/Expected Hours of Work
Full time / 40 hours per week Classification:
Non-Exempt Compensation:
The person hired into this position will likely earn between $23.63 and $29.54 hourly + monthly incentive. The candidate's starting salary will be adjusted based upon his, her, or their experience. Anticipated Application Window:
This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer. Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice. About Us: Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado's Front Range. Founded in 1952, we've grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. At Elevations, we've made a commitment to move away from a product-centered business model and focus instead on creating consumer solutions. Our objective is to provide our members, as well as the entire community, with unbiased consumer information. EEO Statement: The Credit Union is dedicated to the principles of equal employment opportunity. We prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race (including traits historically associated with race, such as hair texture and length, protective hairstyles), sex, sexual orientation, gender identity, gender expression, color, religion, creed, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law. ELEVATIONS CREDIT UNION'S COMMITMENT TO PRIVACY: Your privacy is important to us. When you use this Careers site to apply for a job at Elevations Credit Union ("we" and "us"), we collect your personal information. Examples of personal information collected on the Careers site include your name, contact details, and information you provide for purposes of job applications. We do not sell your personal information to a third party. We may share your information with a third party who is performing a service for us related to job applicants. If you have any questions about this privacy statement, please contact us.