Overview
A leadership team that strives to make this the best place you’ve ever worked! A focus on supporting our employees’ mental, physical, and financial well-being A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors A highly engaged workforce devoted to innovation, continuous improvement, and collaboration A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award A passion for consistently providing amazing experiences and creating raving fans An Elevations Credit Union Mortgage Loan Closer prepares and reviews closing documents, verifies information is correct and meets regulatory, company, and investor guidelines. They work proactively to ensure a smooth closing experience, coordinate closing and ensuring proper disbursements. A Mortgage Closer continually demonstrates a superior approach to service as they engage members and internal stakeholders with the highest level of service. In so doing they will create raving fans and amazing experiences—every member, every time.
Essential Functions
Prepare and review closing documents to ensure accuracy and compliance with federal, state, and local regulations Verify all information is complete and correct, including loan terms, borrower details, and property information, ensuring all closing figures and documents meet regulatory requirements, company policies, and investor guidelines Coordinate closing with all parties involved, including members, title companies, and branch staff Calculate disbursement amounts, sending to title company, and confirming with them to ensure proper disbursement Prepare home equity loans in the loan operating system for proper booking into our core system to ensure correct disbursement and servicing Provide exceptional customer service to members, title companies, and internal stakeholders, addressing any questions or concerns they may have about the closing process
Reports To
Reports to: [Position Title Not Specified]
Manages
This role does not have supervisory responsibility.
Required Skills, Education and Experience
High school diploma or equivalent Minimum two years mortgage experience in conventional, FHA and VA Ability to interact with others in a positive manner, either in person or by phone Ability to accurately and efficiently enter data and update member records via computer terminal
Preferred Skills, Education and Experience
Some college preferred
Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment.
Physical Requirements
Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects
Position Type/Expected Hours of Work
Full time / 40 hours per week
Classification
Non-Exempt
Compensation
The person hired into this position will likely earn between $23.63 and $29.54 hourly + monthly incentive. The candidate\'s starting salary will be adjusted based upon his, her, or their experience.
Anticipated Application Window
This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
About Us
Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado’s Front Range. Founded in 1952, we’ve grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.
EEO Statement
The Credit Union is dedicated to the principles of equal employment opportunity. We prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race, sex, sexual orientation, gender identity, gender expression, color, religion, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law.
Background and Privacy
Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act. We may share your information with a third party who is performing a service for us related to job applicants. For privacy inquiries, see our Careers page.
Voluntary Self-Identification
For government reporting purposes, we ask candidates to respond to the self-identification survey. Completion is voluntary and will not be used in hiring decisions. Details about disability status are provided below as part of the Voluntary Self-Identification process.
Disability status information is collected to comply with OFCCP requirements. This information is confidential and will be used solely for labor law compliance reporting.
If you were referred to Elevations by an employee, please list their name here: [Optional]
Volume of forms and the public burden statement have been omitted where not applicable.
#J-18808-Ljbffr
A leadership team that strives to make this the best place you’ve ever worked! A focus on supporting our employees’ mental, physical, and financial well-being A commitment to diversity, equity, and inclusion recognized by the Denver Business Journal and Colorado Association of Realtors A highly engaged workforce devoted to innovation, continuous improvement, and collaboration A reputation for excellence, as evidenced by being a two-time recipient of the Malcolm Baldrige National Quality Award A passion for consistently providing amazing experiences and creating raving fans An Elevations Credit Union Mortgage Loan Closer prepares and reviews closing documents, verifies information is correct and meets regulatory, company, and investor guidelines. They work proactively to ensure a smooth closing experience, coordinate closing and ensuring proper disbursements. A Mortgage Closer continually demonstrates a superior approach to service as they engage members and internal stakeholders with the highest level of service. In so doing they will create raving fans and amazing experiences—every member, every time.
Essential Functions
Prepare and review closing documents to ensure accuracy and compliance with federal, state, and local regulations Verify all information is complete and correct, including loan terms, borrower details, and property information, ensuring all closing figures and documents meet regulatory requirements, company policies, and investor guidelines Coordinate closing with all parties involved, including members, title companies, and branch staff Calculate disbursement amounts, sending to title company, and confirming with them to ensure proper disbursement Prepare home equity loans in the loan operating system for proper booking into our core system to ensure correct disbursement and servicing Provide exceptional customer service to members, title companies, and internal stakeholders, addressing any questions or concerns they may have about the closing process
Reports To
Reports to: [Position Title Not Specified]
Manages
This role does not have supervisory responsibility.
Required Skills, Education and Experience
High school diploma or equivalent Minimum two years mortgage experience in conventional, FHA and VA Ability to interact with others in a positive manner, either in person or by phone Ability to accurately and efficiently enter data and update member records via computer terminal
Preferred Skills, Education and Experience
Some college preferred
Elevations uses multi-factor authentication to keep our data safe. As such, a personal smartphone is a requirement for employment with us. This job operates in an office setting and routinely uses standard office equipment.
Physical Requirements
Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10 lbs of force occasionally to lift, carry, push, pull, or move objects
Position Type/Expected Hours of Work
Full time / 40 hours per week
Classification
Non-Exempt
Compensation
The person hired into this position will likely earn between $23.63 and $29.54 hourly + monthly incentive. The candidate\'s starting salary will be adjusted based upon his, her, or their experience.
Anticipated Application Window
This role is anticipated to close within 25 days from the date of posting. However, if the position has not been filled, Elevations may keep the application period open longer.
Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.
About Us
Elevations Credit Union is a member-owned not-for-profit financial institution serving Colorado’s Front Range. Founded in 1952, we’ve grown from 12 members and less than $100 in assets to an institution with 15 branches and more than 170,000 members that manages over $3 billion in assets and is the No. 1 credit union mortgage lender in Colorado. Our objective is to provide our members, as well as the entire community, with unbiased consumer information.
EEO Statement
The Credit Union is dedicated to the principles of equal employment opportunity. We prohibit unlawful discrimination against applicants or employees on the basis of age 40 and over, race, sex, sexual orientation, gender identity, gender expression, color, religion, national origin, ancestry, disability, military status, genetic information, marital status, or any other status protected by applicable state or local law.
Background and Privacy
Candidates for certain positions may be required to submit to a credit history report in determining qualification for employment with Elevations Credit Union. We comply with the Fair Credit Reporting Act and the Colorado Employment Opportunity Act. We may share your information with a third party who is performing a service for us related to job applicants. For privacy inquiries, see our Careers page.
Voluntary Self-Identification
For government reporting purposes, we ask candidates to respond to the self-identification survey. Completion is voluntary and will not be used in hiring decisions. Details about disability status are provided below as part of the Voluntary Self-Identification process.
Disability status information is collected to comply with OFCCP requirements. This information is confidential and will be used solely for labor law compliance reporting.
If you were referred to Elevations by an employee, please list their name here: [Optional]
Volume of forms and the public burden statement have been omitted where not applicable.
#J-18808-Ljbffr