Crédit Agricole SA
Job title
Vice President, Senior ALM Specialist
Contract type Permanent Contract
Job summary The Vice President, Asset Liability Management (ALM) is a senior leadership role within the U.S. ALM function, designed for an experienced ALM professional who will operate as a second in command or Deputy Head of ALM—in judgment, communication, and regulatory credibility. This role supports the Head of ALM and the Head of Financial Steering and ALM for the Americas while independently owning core elements of the liquidity, balance sheet, and interest rate risk framework.
Key Responsibilities
Senior Ownership of Liquidity & Balance Sheet Risk
Internal Liquidity Stress Testing (ILST)
Cash-Flow Forecasting (CFF)
Survival horizon and liquidity buffer analysis Early Warning Indicators (EWIs)
Independently analyze and explain drivers of liquidity risk movements, including funding mix, intragroup reliance, deposit behavior, and market stress assumptions.
ALCO & Executive Communication
Act as a trusted senior voice in ALCO discussions, capable of presenting, defending, and challenging balance sheet decisions.
Draft and deliver clear, structured, regulator-grade written materials for senior management memos.
Translate technical analysis into plain, precise English that withstands challenge from Treasury, Risk, Finance, and regulators.
Regulatory Interaction & Exam Readiness
Serve as a primary ALM counterpart in regulatory interactions related to liquidity stress testing methodology and FR 2052a structure, movements, and controls, funding concentration and market access.
Draft regulatory responses and analytical explanations with minimal oversight.
Anticipate supervisory concerns and proactively adjust ALM analysis and documentation.
Treasury, Risk & Head Office Interface
Work closely with U.S. Treasury Department while preserving ALM’s independent risk perspective.
Coordinate with 2LOD Liquidity Risk Management on assumptions and governance clarity.
Act as a translator between U.S. regulatory expectations and Head Office frameworks, escalating issues with judgment and diplomacy.
Data, Controls & Analytical Integrity
Ensure high standards of data quality, assumptions, and controls across ALM reporting and models.
Contribute to modernization efforts (automation, analytics, visualization).
Salary $115,000 to $160,000
Geographical area America, United States Of America
Required Academic Qualification Bachelor Degree / BSc Degree or equivalent
Desired Academic Qualification Advanced Degree (MBA, MS Finance/Economics) or CFA
Experience Required: 6-10+ years of experience in ALM, Treasury, or Liquidity Risk within a large bank or FBO.
Hands‑on experience with internal liquidity stress testing beyond LCR/NSFR.
Cash‑flow forecasting frameworks.
CFP design and governance.
FR 2052a or equivalent granular liquidity reporting.
Direct exposure to regulatory exams and supervisory dialogue.
Strong understanding of U.S. liquidity regulation and supervisory expectations.
EPS Category IV implications for ALM.
Interactions between liquidity, funding, capital, and balance sheet strategy.
Solid product knowledge across wholesale funding, loans and commitments, derivatives and collateral mechanics.
Required skills
Advanced Excel, Word, and PowerPoint.
Languages English Required. French, Spanish, or Portuguese is a.
Entity About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world. We support major companies and financial institutions in their development and the financing of their projects. As pioneers in responsible finance, social and environmental commitments are at the heart of our activities. Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy. We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations. Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered. By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations. All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.
#LI-DNI
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Contract type Permanent Contract
Job summary The Vice President, Asset Liability Management (ALM) is a senior leadership role within the U.S. ALM function, designed for an experienced ALM professional who will operate as a second in command or Deputy Head of ALM—in judgment, communication, and regulatory credibility. This role supports the Head of ALM and the Head of Financial Steering and ALM for the Americas while independently owning core elements of the liquidity, balance sheet, and interest rate risk framework.
Key Responsibilities
Senior Ownership of Liquidity & Balance Sheet Risk
Internal Liquidity Stress Testing (ILST)
Cash-Flow Forecasting (CFF)
Survival horizon and liquidity buffer analysis Early Warning Indicators (EWIs)
Independently analyze and explain drivers of liquidity risk movements, including funding mix, intragroup reliance, deposit behavior, and market stress assumptions.
ALCO & Executive Communication
Act as a trusted senior voice in ALCO discussions, capable of presenting, defending, and challenging balance sheet decisions.
Draft and deliver clear, structured, regulator-grade written materials for senior management memos.
Translate technical analysis into plain, precise English that withstands challenge from Treasury, Risk, Finance, and regulators.
Regulatory Interaction & Exam Readiness
Serve as a primary ALM counterpart in regulatory interactions related to liquidity stress testing methodology and FR 2052a structure, movements, and controls, funding concentration and market access.
Draft regulatory responses and analytical explanations with minimal oversight.
Anticipate supervisory concerns and proactively adjust ALM analysis and documentation.
Treasury, Risk & Head Office Interface
Work closely with U.S. Treasury Department while preserving ALM’s independent risk perspective.
Coordinate with 2LOD Liquidity Risk Management on assumptions and governance clarity.
Act as a translator between U.S. regulatory expectations and Head Office frameworks, escalating issues with judgment and diplomacy.
Data, Controls & Analytical Integrity
Ensure high standards of data quality, assumptions, and controls across ALM reporting and models.
Contribute to modernization efforts (automation, analytics, visualization).
Salary $115,000 to $160,000
Geographical area America, United States Of America
Required Academic Qualification Bachelor Degree / BSc Degree or equivalent
Desired Academic Qualification Advanced Degree (MBA, MS Finance/Economics) or CFA
Experience Required: 6-10+ years of experience in ALM, Treasury, or Liquidity Risk within a large bank or FBO.
Hands‑on experience with internal liquidity stress testing beyond LCR/NSFR.
Cash‑flow forecasting frameworks.
CFP design and governance.
FR 2052a or equivalent granular liquidity reporting.
Direct exposure to regulatory exams and supervisory dialogue.
Strong understanding of U.S. liquidity regulation and supervisory expectations.
EPS Category IV implications for ALM.
Interactions between liquidity, funding, capital, and balance sheet strategy.
Solid product knowledge across wholesale funding, loans and commitments, derivatives and collateral mechanics.
Required skills
Advanced Excel, Word, and PowerPoint.
Languages English Required. French, Spanish, or Portuguese is a.
Entity About Crédit Agricole Corporate and Investment Bank (Crédit Agricole CIB)
Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group, the 10th largest banking group in the world. We support major companies and financial institutions in their development and the financing of their projects. As pioneers in responsible finance, social and environmental commitments are at the heart of our activities. Joining our teams means working in a multicultural environment, both dynamic and stimulating, where you will contribute to developing a sustainable economy. We support employees throughout their journey: you will develop your skills and access various mobility opportunities among the diversity of our businesses in more than 30 international locations. Our culture is built on collaboration, innovation and openness, where everyone is valued and empowered. By working every day in the interest of society, Crédit Agricole CIB aligns with the Group values committed to diversity and inclusion and placing people at the heart of all its transformations. All our jobs are open to people with disabilities. We welcome applications from candidates of all backgrounds and experiences.
#LI-DNI
#J-18808-Ljbffr