Final Expense Life Insurance Telesales Agent (1099 | Commission Only)
Lumis Financial Group, Waco, Texas, United States, 76796
Final Expense Life Insurance Telesales Agent (1099 | Commission Only)
Waco, United States | Posted on 01/12/2026
This is a
business opportunity , not a traditional job. We are seeking driven, disciplined individuals who want to build a
high-income life insurance business
in the Final Expense market. This is a
100% commission, 1099 broker role
for full-time professionals who are committed to long-term financial success and are willing to invest in themselves.
If you are looking for hourly pay, part-time work, or a “side hustle,” this role is
not
a fit.
What You’ll Be Selling Final Expense Life Insurance
Phone-based (telesales) model
Helping families protect loved ones from end-of-life expenses with dignity and care
Licensing Requirements Agents must be
licensed in 6 states
If not currently licensed,
we provide guidance and support for completing state-mandatory pre-licensing courses
Licensing and appointment timelines must be met promptly
Compensation Structure 100% commission
No salary, no hourly pay
Unlimited earning potential
Average earnings (new, non-experienced agents):
High performers (trained and consistent):
Earnings are based on
earned income , not APV
Carriers You’ll Work With You’ll have access to multiple
top-tier, A+ rated carriers , including:
Mutual of Omaha
Royal Neighbors
AIG / Corebridge
And other highly respected national carriers
Requirements Leads & Investment Agents
purchase their own leads
through our
proven lead generation system
This system provides access to
high-intent “A” leads This role requires a
financial investment
in leads, licensing, and business setup
We teach you
how to work the system profitably , but ownership and responsibility stay with you.
Who We’re Looking For This opportunity is ideal for individuals who have:
Strong
critical thinking and problem-solving skills
A
high work ethic
and personal accountability
A deep
desire for financial growth and independence
Coachability and the ability to follow proven systems
Emotional maturity and professionalism when working with families
Commitment Expectations Full-time only
No part-time, side gigs, or focus
Willingness to treat this as a
real business , not a temporary role
Why This Opportunity Proven systems and structured training
Access to high-quality carriers and lead sources
Clear income path for motivated producers
True ownership over your schedule, income, and growth
If you’re ready to build—not clock in—and you’re willing to invest in your future, we’d love to connect.
#J-18808-Ljbffr
This is a
business opportunity , not a traditional job. We are seeking driven, disciplined individuals who want to build a
high-income life insurance business
in the Final Expense market. This is a
100% commission, 1099 broker role
for full-time professionals who are committed to long-term financial success and are willing to invest in themselves.
If you are looking for hourly pay, part-time work, or a “side hustle,” this role is
not
a fit.
What You’ll Be Selling Final Expense Life Insurance
Phone-based (telesales) model
Helping families protect loved ones from end-of-life expenses with dignity and care
Licensing Requirements Agents must be
licensed in 6 states
If not currently licensed,
we provide guidance and support for completing state-mandatory pre-licensing courses
Licensing and appointment timelines must be met promptly
Compensation Structure 100% commission
No salary, no hourly pay
Unlimited earning potential
Average earnings (new, non-experienced agents):
High performers (trained and consistent):
Earnings are based on
earned income , not APV
Carriers You’ll Work With You’ll have access to multiple
top-tier, A+ rated carriers , including:
Mutual of Omaha
Royal Neighbors
AIG / Corebridge
And other highly respected national carriers
Requirements Leads & Investment Agents
purchase their own leads
through our
proven lead generation system
This system provides access to
high-intent “A” leads This role requires a
financial investment
in leads, licensing, and business setup
We teach you
how to work the system profitably , but ownership and responsibility stay with you.
Who We’re Looking For This opportunity is ideal for individuals who have:
Strong
critical thinking and problem-solving skills
A
high work ethic
and personal accountability
A deep
desire for financial growth and independence
Coachability and the ability to follow proven systems
Emotional maturity and professionalism when working with families
Commitment Expectations Full-time only
No part-time, side gigs, or focus
Willingness to treat this as a
real business , not a temporary role
Why This Opportunity Proven systems and structured training
Access to high-quality carriers and lead sources
Clear income path for motivated producers
True ownership over your schedule, income, and growth
If you’re ready to build—not clock in—and you’re willing to invest in your future, we’d love to connect.
#J-18808-Ljbffr