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Mortgage Loan Processor

PLF Real Estate Solutions, Downey, California, United States, 90242

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Job Description Job Description

Loan Processor – Job Description

Location:

Downey, CA (On-site) Employment Type:

Full-Time Industry:

Mortgage Lending / Real Estate

About the Role

We are seeking a highly organized, detail-oriented

Loan Processor

to join our growing mortgage team. The ideal candidate is proactive, customer-focused, and experienced in guiding borrowers through the loan fulfillment process with accuracy and exceptional service. This role is critical to ensuring a smooth and timely closing for our clients.

Key Responsibilities

Review mortgage loan applications for completeness and accuracy

Collect, verify, and analyze borrower documentation including income, assets, credit, appraisal, and title

Submit files to underwriting and work closely with the underwriter to clear conditions

Maintain open communication with borrowers, loan officers, real estate agents, and third-party vendors

Order and track required services (VOEs, VODs, appraisals, title, insurance, fraud checks)

Identify potential red flags and ensure files meet all agency and lender guidelines (FHA, VA, Conventional, DSCR, Non-QM, etc.)

Manage and maintain pipeline to ensure files close on or before contract deadlines

Prepare files for final approval and coordinate with escrow for closing

Deliver a high-level customer experience through consistent updates and professional communication

Qualifications

Minimum 2+ years of experience as a mortgage loan processor (preferred)

Strong knowledge of AUS systems (DU/LP) and mortgage guidelines

Understanding of income calculation (W-2, self-employed, bank statements, P&L, etc.)

Excellent communication and customer-service skills

Strong attention to detail and ability to prioritize a fast-moving pipeline

Experience working with mortgage LOS systems (Encompass, LendingPad, Calyx, etc.)

Ability to work independently and collaboratively in a team environment

What We Offer

Competitive compensation (salary + performance incentives)

A dynamic, supportive team environment

Opportunities for growth within a rapidly expanding mortgage and real estate organization

Training, professional development, and leadership opportunities

Modern office environment in Downey, CA with strong company culture

About Us

We are a high-performance mortgage team dedicated to helping families and investors achieve homeownership and financial freedom. Our company handles a wide range of lending programs including FHA, VA, Conventional, Non-QM, DSCR, and more. We pride ourselves on speed, service, and a culture built on teamwork, accountability, and continuous improvement.

Company Description

Our institution is experiencing rapid growth! We are building our capacity by hiring an experienced mortgage loan processor for our highly productive and skilled lending team. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!

Company Description Our institution is experiencing rapid growth! We are building our capacity by hiring an experienced mortgage loan processor for our highly productive and skilled lending team. The successful applicant will be responsible for managing the loan process, from origination to close, while paying close attention to the compliance of current lending policies and regulations. If you are a detail-oriented processor with a track record of accurate and timely mortgage approvals, we invite you to apply today!

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