Our client, a well-known regional bank, is seeking an AVP/VP level Commercial Real Estate Credit Underwriter to support portfolio growth and new originations.
Responsibilities
Underwrite commercial real estate credit requests, including new loans, renewals, and modifications
Analyze borrower financial statements, guarantor strength, rent rolls, operating statements, and cash flow
Assess property fundamentals, market conditions, collateral value, and risk structure
Prepare clear, well-supported credit memoranda with risk identification and mitigants
Review third-party reports (appraisals, environmental, engineering, market studies)
Ensure compliance with bank credit policy, regulatory standards, and internal guidelines
Partner with relationship managers, portfolio managers, and credit leadership throughout the deal lifecycle
Monitor portfolio performance and support ongoing credit administration as needed
Requirements
3–8+ years of commercial real estate credit underwriting experience at a bank or similar institution
Experience underwriting multiple CRE asset classes (e.g., office, industrial, retail, multifamily, mixed-use)
Strong financial analysis and cash flow modeling skills
Solid understanding of loan structures, covenants, and risk rating methodologies
Ability to work independently while managing multiple deadlines
Bachelor’s degree in Finance, Accounting, Real Estate, or related field (required)
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Responsibilities
Underwrite commercial real estate credit requests, including new loans, renewals, and modifications
Analyze borrower financial statements, guarantor strength, rent rolls, operating statements, and cash flow
Assess property fundamentals, market conditions, collateral value, and risk structure
Prepare clear, well-supported credit memoranda with risk identification and mitigants
Review third-party reports (appraisals, environmental, engineering, market studies)
Ensure compliance with bank credit policy, regulatory standards, and internal guidelines
Partner with relationship managers, portfolio managers, and credit leadership throughout the deal lifecycle
Monitor portfolio performance and support ongoing credit administration as needed
Requirements
3–8+ years of commercial real estate credit underwriting experience at a bank or similar institution
Experience underwriting multiple CRE asset classes (e.g., office, industrial, retail, multifamily, mixed-use)
Strong financial analysis and cash flow modeling skills
Solid understanding of loan structures, covenants, and risk rating methodologies
Ability to work independently while managing multiple deadlines
Bachelor’s degree in Finance, Accounting, Real Estate, or related field (required)
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