Position Overview:
As a Senior Commercial Credit Analyst, you will play a critical role in supporting lenders with the underwriting of credit requests for both new and existing commercial clients. Your expertise in financial analysis will be essential in evaluating lending opportunities and ensuring compliance with the Bank's credit policies. Key Responsibilities: Conduct comprehensive financial analyses on prospective and active borrowing accounts, preparing detailed reports that assess both short and long-term prospects. Provide informed recommendations to Loan Officers regarding loan approvals and document findings in formal loan submissions. Identify and analyze financial trends, emphasizing key ratios such as cash flow to debt service and debt-to-equity. Ensure thorough documentation of financial analyses, utilizing spreadsheets and written credit memorandums. Assign appropriate loan grades based on meticulous credit assessments and documentation reviews. Coordinate workflow within the department for the efficient exchange of information. Compile and deliver assigned reports as necessary. Conduct annual reviews of loan relationships to maintain current and accurate records. Minimum Qualifications:
A minimum of 2 years of experience in a banking environment as a Credit Analyst is required. This is an excellent opportunity for professionals looking to further their career in commercial credit analysis. If you are passionate about financial evaluations and looking to make a significant impact, we encourage you to apply. All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.
As a Senior Commercial Credit Analyst, you will play a critical role in supporting lenders with the underwriting of credit requests for both new and existing commercial clients. Your expertise in financial analysis will be essential in evaluating lending opportunities and ensuring compliance with the Bank's credit policies. Key Responsibilities: Conduct comprehensive financial analyses on prospective and active borrowing accounts, preparing detailed reports that assess both short and long-term prospects. Provide informed recommendations to Loan Officers regarding loan approvals and document findings in formal loan submissions. Identify and analyze financial trends, emphasizing key ratios such as cash flow to debt service and debt-to-equity. Ensure thorough documentation of financial analyses, utilizing spreadsheets and written credit memorandums. Assign appropriate loan grades based on meticulous credit assessments and documentation reviews. Coordinate workflow within the department for the efficient exchange of information. Compile and deliver assigned reports as necessary. Conduct annual reviews of loan relationships to maintain current and accurate records. Minimum Qualifications:
A minimum of 2 years of experience in a banking environment as a Credit Analyst is required. This is an excellent opportunity for professionals looking to further their career in commercial credit analysis. If you are passionate about financial evaluations and looking to make a significant impact, we encourage you to apply. All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.