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Consumer Credit Card Product Manager

Regions Bank, Birmingham, Alabama, United States, 35275

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Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

Regions is dedicated to taking appropriate steps to safeguard and protect private and personally identifiable information you submit. The information that you submit will be collected and reviewed by associates, consultants, and vendors of Regions in order to evaluate your qualifications and experience for job opportunities and will not be used for marketing purposes, sold, or shared outside of Regions unless required by law. Such information will be stored in accordance with regulatory requirements and in conjunction with Regions’ Retention Schedule for a minimum of three years. You may review, modify, or update your information by visiting and logging into the careers section of the system.

Job Description At Regions, the Product Manager assists in the development, execution, and tracking of marketing or business segments programs for a product or product line by collecting, analyzing, and reporting marketing and sales performance data.

Primary Responsibilities

Participates and provides input on promotional, marketing, and communication programs for all specified products and services as well as produce standard management reporting

Researches and compiles business and industry competitive data to analyze and develop tactics to achieve strategic goals

Prepares and/or provides support in the preparation and delivery of training and sales tools

Acts as a subject matter expert, point of contact, and lead of special projects pertaining to specified products and services

Understands industry research around customer behaviors, new product offerings, new providers, and regulatory impacts while keeping business unit and product development heads informed

Assists in vendor relationship management including responding and sending requests, managing risks, and ensuring compliance adherence

Ensures risk management throughout the life cycle of each product, ensuring proper risk controls and monitoring, and compliance with regulatory risk and operational risk

Develops products and enhances services to remain competitive in the marketplace while ensuring adherence to all of Regions’ compliance and regulatory standard

May participate in new product development and provide geography support as necessary

May collaborate with sales teams to identify and implement sales tactics as well as partner with cross-functional teams to execute strategies

May recommend marketing strategies including advertising, packaging, pricing, expense budgets, profit plans, and future product development

Assists with moderately complex projects

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

Bachelor's degree

Five (5) years of experience in product development/management, market research, or directly related experience

Preferences

Experience within the financial industry or with a banking institution

Product Management Experience

Skills And Competencies

Ability to analyze results and financial analysis

Attention to detail

Good organization and project management skills

Proficiency in Microsoft Office including Word, PowerPoint, Excel, and Access

Proven ability of leading and influencing cross functional teams

Strong written and verbal communication skills

Additional Job Description

This position may be filled at a higher level depending on the candidate’s qualifications and relevant experience.

Regions will not sponsor applicants for work visas for this position. Applicants for this position must be currently authorized to work in the United States on a full-time basis.

Location options include: Birmingham, AL, Atlanta, GA or Charlotte, NC.

Additional Job Preferences

5+ years of product management experience in credit cards, payments, or financial services

Strong analytical skills with ability to interpret reports and financials to translate insights into clear recommendations and prioritized roadmaps.

Proven ability to manage P&L, forecasting, and business cases

Background in customer origination journey optimization (application, onboarding, servicing)

Strong cross-functional partnership with Risk, Compliance, Marketing, Operations and Technology

Experience with card networks, loyalty vendors, or payments platforms

Familiarity with credit card regulations (CARD Act, Reg Z, UDAAP)

Ability to balance speed, customer experience, compliance, and risk considerations in decision-making.

Position Type Full time

Compensation Details Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Minimum Job Range Target: $88,048.95 USD

Median $114,550.00 USD

Incentive Pay Plans This job may participate in an annual discretionary bonus plan.

Benefits Information

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/about-regions/welcome-portal/benefits

Location Details Regions Center: Birmingham, Alabama

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.

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