BSA High Risk Portfolio Analyst II
United Community Bank, Greenville, South Carolina, us, 29610
Overview
The
BSA High Risk Portfolio Analyst II
is responsible for conducting enhanced due diligence and ongoing reviews of high-risk customers to support the Bank's Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and OFAC compliance programs. This role plays a critical part in identifying, assessing, and mitigating financial crime risk through detailed analysis, documentation, and reporting of high-risk customer activity.
The Analyst works closely with BSA leadership and cross-functional partners to ensure regulatory requirements are met and that high-risk customer relationships are appropriately monitored, documented, and escalated when necessary.
What You'll Do
Perform and document customer due diligence (CDD) and enhanced due diligence (EDD) reviews for high-risk customers Conduct ongoing monitoring and periodic reviews of customers within the high-risk portfolio Analyze customer activity, transaction patterns, and risk indicators to identify potential suspicious activity Prepare detailed high-risk customer analysis and summary reports, including recommendations for account retention or exit Support suspicious activity investigations and assist with SAR-related documentation and escalation Serve as a point of contact for law enforcement inquiries and information requests related to high-risk customers, as assigned Maintain accurate case documentation in BSA/AML systems in accordance with internal policies and regulatory standards Collaborate with internal partners, including Compliance, Risk Management, Corporate Security, and Audit Assist with internal and external audits, regulatory exams, and information requests as needed Stay current on BSA/AML regulatory requirements and internal policy updates Requirements For Success
Education:
Bachelor's degree preferred or CAMS, CAFP, or CBAP certification Experience:
Minimum of 5 years of BSA/AML and OFAC experience Required Skills:
Excellent verbal and written communication skills Must be accurate, detail-oriented, organized, self-motivated, be a skilled time manager, and work well independently Must be reliable, committed to the job, and have a genuine desire to safeguard the bank from reputational risk Must be comfortable interacting with all levels of bank management Must be willing to travel as needed within the bank's footprint
Preferred Skills:
Must be willing to travel as needed within the bank's footprint Proficient in Microsoft office Must be highly analytical, able to make sound business decisions, and gauge risk according to the bank's risk appetite Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
Conditions of Employment
Must be able to pass a criminal background & credit check This is a full-time, non-remote position Position is available in Greenville, SC or Blairsville, GA
FLSA Status:
Non-Exempt
Ready to take your career to the next level? Apply now and become a vital part of our team!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Pay Range
USD $0.00 - USD $0.00 /Yr.
The
BSA High Risk Portfolio Analyst II
is responsible for conducting enhanced due diligence and ongoing reviews of high-risk customers to support the Bank's Bank Secrecy Act (BSA), Anti-Money Laundering (AML), and OFAC compliance programs. This role plays a critical part in identifying, assessing, and mitigating financial crime risk through detailed analysis, documentation, and reporting of high-risk customer activity.
The Analyst works closely with BSA leadership and cross-functional partners to ensure regulatory requirements are met and that high-risk customer relationships are appropriately monitored, documented, and escalated when necessary.
What You'll Do
Perform and document customer due diligence (CDD) and enhanced due diligence (EDD) reviews for high-risk customers Conduct ongoing monitoring and periodic reviews of customers within the high-risk portfolio Analyze customer activity, transaction patterns, and risk indicators to identify potential suspicious activity Prepare detailed high-risk customer analysis and summary reports, including recommendations for account retention or exit Support suspicious activity investigations and assist with SAR-related documentation and escalation Serve as a point of contact for law enforcement inquiries and information requests related to high-risk customers, as assigned Maintain accurate case documentation in BSA/AML systems in accordance with internal policies and regulatory standards Collaborate with internal partners, including Compliance, Risk Management, Corporate Security, and Audit Assist with internal and external audits, regulatory exams, and information requests as needed Stay current on BSA/AML regulatory requirements and internal policy updates Requirements For Success
Education:
Bachelor's degree preferred or CAMS, CAFP, or CBAP certification Experience:
Minimum of 5 years of BSA/AML and OFAC experience Required Skills:
Excellent verbal and written communication skills Must be accurate, detail-oriented, organized, self-motivated, be a skilled time manager, and work well independently Must be reliable, committed to the job, and have a genuine desire to safeguard the bank from reputational risk Must be comfortable interacting with all levels of bank management Must be willing to travel as needed within the bank's footprint
Preferred Skills:
Must be willing to travel as needed within the bank's footprint Proficient in Microsoft office Must be highly analytical, able to make sound business decisions, and gauge risk according to the bank's risk appetite Participate in all required compliance training, including Bank Secrecy Act/anti-money laundering training, as well as internal and external training programs, online training, meetings, and seminars/conferences, etc.
Conditions of Employment
Must be able to pass a criminal background & credit check This is a full-time, non-remote position Position is available in Greenville, SC or Blairsville, GA
FLSA Status:
Non-Exempt
Ready to take your career to the next level? Apply now and become a vital part of our team!
We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Pay Range
USD $0.00 - USD $0.00 /Yr.