Indirect Lending Support Representative I
Banterra Bank, Paducah, Kentucky, United States, 42003
Indirect Lending Support Representative I
Responsible for processing and recording new loans, establishing relevant files, processing loan payments and assisting in maintaining loan records for indirect lending activities. Assist loan officers in activities such as disbursement of loan proceeds and obtaining appropriate collateral and loan information. Prepare loan documents, notices and periodic loan reports. Answer customer inquiries and resolve routine problems. All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cyber security, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies. Responsibilities include but are not limited to the following. Other duties may be assigned. Assist in processing loan applications from RV and marine dealers including entering applications in the automated loan underwriting system. Verify loan application information with the applicant(s), other creditors, and the applicant's previous and current employers as needed. Request and gather additional information as required. Assist in closing and funding approved loans, ensuring loan packages are complete and the documents are in compliance with applicable bank policy and regulatory guidance. Work with loan officer and/or credit administration in preparing various loan documents such as, collateral and disclosure forms. Assist in collateral perfection on installment loans via lien and UCC filings, and the release thereof as needed. Assist customers and other team members with phone and written inquiries relating to collateral or other loan information including processing customer loan payments. Pull credit reports for loans and distribute to loan officers for review as needed. Follow up on insurance, title and miscellaneous documents required on tickler reports. Administer various reports on an ongoing basis (e.g., LIP, Booking, FL DOC, Return of Reserves, Delinquencies). Scan and upload loan documents on a daily basis. Mail welcome letters to customers and proactively contact customers to answer questions. Assist in the new dealer application approval process, including but not limited to, ensuring all documentation is received and completed, creating a new dealer file to include all current and future documents relating to the dealer, coordinate the approval process with the appropriate Indirect Lending Officer and upper management. Qualifications and skills to perform this job successfully include the following: Strong organizational skills and attention to detail. Strong customer service orientation. Ability to problem solve, prioritize tasks and meet required deadlines. Ability to respond to common inquiries or complaints from customers, co-workers or vendors. Ability to write routine correspondence and communicate effectively and tactfully, orally and in writing with employees, customers, vendors and management. Ability to define problems, collect data, establish facts and draw valid conclusions. Must understand and comply with company policies and procedures. Ability to maintain a friendly, helpful and courteous attitude when working with customers or co-workers under diverse conditions. Ability to accurately and quickly complete standard mathematical calculations. Ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations. Ability to use a calculator, computer and applicable software programs including various lending programs. Ability to use Microsoft Internet Explorer and Microsoft Office programs, specifically Word, Outlook and Excel. Physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must have the ability to lift and carry 25 pounds for a distance of 50 feet. Banterra Benefits: You can explore our full range of company benefits by clicking here. This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. The company is an Equal Opportunity Employer, drug-free workplace, and complies with ADA regulations and other laws/regulations as applicable.
Responsible for processing and recording new loans, establishing relevant files, processing loan payments and assisting in maintaining loan records for indirect lending activities. Assist loan officers in activities such as disbursement of loan proceeds and obtaining appropriate collateral and loan information. Prepare loan documents, notices and periodic loan reports. Answer customer inquiries and resolve routine problems. All employees are expected to protect the information and assets of the organization through heightened awareness of information security, cyber security, and risk management best practices, as well as complying with all applicable laws, regulations, and organizational policies. Responsibilities include but are not limited to the following. Other duties may be assigned. Assist in processing loan applications from RV and marine dealers including entering applications in the automated loan underwriting system. Verify loan application information with the applicant(s), other creditors, and the applicant's previous and current employers as needed. Request and gather additional information as required. Assist in closing and funding approved loans, ensuring loan packages are complete and the documents are in compliance with applicable bank policy and regulatory guidance. Work with loan officer and/or credit administration in preparing various loan documents such as, collateral and disclosure forms. Assist in collateral perfection on installment loans via lien and UCC filings, and the release thereof as needed. Assist customers and other team members with phone and written inquiries relating to collateral or other loan information including processing customer loan payments. Pull credit reports for loans and distribute to loan officers for review as needed. Follow up on insurance, title and miscellaneous documents required on tickler reports. Administer various reports on an ongoing basis (e.g., LIP, Booking, FL DOC, Return of Reserves, Delinquencies). Scan and upload loan documents on a daily basis. Mail welcome letters to customers and proactively contact customers to answer questions. Assist in the new dealer application approval process, including but not limited to, ensuring all documentation is received and completed, creating a new dealer file to include all current and future documents relating to the dealer, coordinate the approval process with the appropriate Indirect Lending Officer and upper management. Qualifications and skills to perform this job successfully include the following: Strong organizational skills and attention to detail. Strong customer service orientation. Ability to problem solve, prioritize tasks and meet required deadlines. Ability to respond to common inquiries or complaints from customers, co-workers or vendors. Ability to write routine correspondence and communicate effectively and tactfully, orally and in writing with employees, customers, vendors and management. Ability to define problems, collect data, establish facts and draw valid conclusions. Must understand and comply with company policies and procedures. Ability to maintain a friendly, helpful and courteous attitude when working with customers or co-workers under diverse conditions. Ability to accurately and quickly complete standard mathematical calculations. Ability to apply concepts such as fractions, percentages, ratios and proportions to practical situations. Ability to use a calculator, computer and applicable software programs including various lending programs. Ability to use Microsoft Internet Explorer and Microsoft Office programs, specifically Word, Outlook and Excel. Physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The employee must have the ability to lift and carry 25 pounds for a distance of 50 feet. Banterra Benefits: You can explore our full range of company benefits by clicking here. This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will possess the skills, aptitudes, and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. The company is an Equal Opportunity Employer, drug-free workplace, and complies with ADA regulations and other laws/regulations as applicable.