Commercial Loan Underwriter - Fort Worth
EECU Credit Union, Fort Worth, Texas, United States, 76102
Commercial Loan Underwriter
Texas Business Lenders Group is seeking an experienced
Commercial Loan Underwriter . Based in Fort Worth, we are a Credit Union Service Organization that serves Member Business Lending functions for multiple credit unions primarily in Texas, including EECU. This full‑time position will be responsible for performing thorough analysis of credit union commercial business loan requests and periodic reviews of existing loans.
Key Responsibilities
Analyze and underwrite commercial loan requests and supplemental financial information from CU clients.
Prepare Credit Approval Packages for approval submission, detailing capacity, capital, character, collateral, condition, and other relevant risk factors.
Ensure loan requests comply with lending policy and product specifications, or counteroffer a different product when appropriate.
Communicate recommendations (approval, suspense, denial) to appropriate individuals within the credit union.
Uphold fair lending practices of Texas Business Lending Group (TBLG) and the credit union.
Meet target for productivity, quality, and customer satisfaction.
Conduct periodic reviews of existing loans, updating CU clients on payment history, financial performance, and risk trends.
Assist with special projects related to loan portfolio monitoring and reporting.
Qualifications and Experience
Bachelor’s degree in finance, accounting, business, or related field preferred.
Minimum three years of experience in the commercial lending industry with underwriting, processing, and/or servicing commercial loans.
Experience analyzing tax returns, financial statements, credit reports, and other financial information for individuals and various entity types.
Experience, formal training, and/or working knowledge of real‑estate third‑party reports (appraisals, physical condition assessments, Phase I & II environmental site assessments).
Excellent financial analysis skills and ability to adapt to credit‑union industry requirements.
Solid written communication skills.
Proficiency with various software applications, strong Excel skills, and financial analysis, forecasting, and modeling experience.
Experience or training in loan participations, secondary market, and/or SBA lending helpful, but not required.
Applicants will be evaluated for credit history; only those with good credit history will be considered. Successful applicants must clear background check including employment, criminal, and drug screen.
Compliance Requirements Responsible for compliance with all Federal and State rules and regulations pertaining to Bank Secrecy Act, Anti‑Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg DD, Reg E, Reg CC, Reg Z, Reg B, FCRA/FACTA, and Service Members Civil Relief. Required to attend initial and ongoing annual BSA training.
Company Overview For more than 90 years, Fort Worth‑based EECU community credit union has been committed to providing members a better way of banking. Today, EECU is one of the largest credit unions in Texas with over $4 billion in assets and serves over 297,000 members through 20 financial centers across North Texas. EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award, named Best Bank/Credit Union by the Fort Worth Star‑Telegram’s readers, and became the first credit union in Fort Worth to become Blue Zones certified.
Equal Opportunity Statement TBLG and EECU are EOE/Vets/Disabled Employers. We are an Equal Opportunity Employer and do not discriminate against applicants due to veteran status or on the basis of disability.
For more information on our organization and benefits please visit www.eecu.org/careers.
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Commercial Loan Underwriter . Based in Fort Worth, we are a Credit Union Service Organization that serves Member Business Lending functions for multiple credit unions primarily in Texas, including EECU. This full‑time position will be responsible for performing thorough analysis of credit union commercial business loan requests and periodic reviews of existing loans.
Key Responsibilities
Analyze and underwrite commercial loan requests and supplemental financial information from CU clients.
Prepare Credit Approval Packages for approval submission, detailing capacity, capital, character, collateral, condition, and other relevant risk factors.
Ensure loan requests comply with lending policy and product specifications, or counteroffer a different product when appropriate.
Communicate recommendations (approval, suspense, denial) to appropriate individuals within the credit union.
Uphold fair lending practices of Texas Business Lending Group (TBLG) and the credit union.
Meet target for productivity, quality, and customer satisfaction.
Conduct periodic reviews of existing loans, updating CU clients on payment history, financial performance, and risk trends.
Assist with special projects related to loan portfolio monitoring and reporting.
Qualifications and Experience
Bachelor’s degree in finance, accounting, business, or related field preferred.
Minimum three years of experience in the commercial lending industry with underwriting, processing, and/or servicing commercial loans.
Experience analyzing tax returns, financial statements, credit reports, and other financial information for individuals and various entity types.
Experience, formal training, and/or working knowledge of real‑estate third‑party reports (appraisals, physical condition assessments, Phase I & II environmental site assessments).
Excellent financial analysis skills and ability to adapt to credit‑union industry requirements.
Solid written communication skills.
Proficiency with various software applications, strong Excel skills, and financial analysis, forecasting, and modeling experience.
Experience or training in loan participations, secondary market, and/or SBA lending helpful, but not required.
Applicants will be evaluated for credit history; only those with good credit history will be considered. Successful applicants must clear background check including employment, criminal, and drug screen.
Compliance Requirements Responsible for compliance with all Federal and State rules and regulations pertaining to Bank Secrecy Act, Anti‑Money Laundering, Bank Bribery Act, NCUA Privacy Regulations, Reg DD, Reg E, Reg CC, Reg Z, Reg B, FCRA/FACTA, and Service Members Civil Relief. Required to attend initial and ongoing annual BSA training.
Company Overview For more than 90 years, Fort Worth‑based EECU community credit union has been committed to providing members a better way of banking. Today, EECU is one of the largest credit unions in Texas with over $4 billion in assets and serves over 297,000 members through 20 financial centers across North Texas. EECU was recently honored with the Fort Worth Business Press Corporate Philanthropy Award, named Best Bank/Credit Union by the Fort Worth Star‑Telegram’s readers, and became the first credit union in Fort Worth to become Blue Zones certified.
Equal Opportunity Statement TBLG and EECU are EOE/Vets/Disabled Employers. We are an Equal Opportunity Employer and do not discriminate against applicants due to veteran status or on the basis of disability.
For more information on our organization and benefits please visit www.eecu.org/careers.
#J-18808-Ljbffr