RELATIONSHIP MANAGER II
Glacier Ban, Sandy, UT, United States
About The Role
Altabank, Division of Glacier Bank, is looking for a Full-time Commercial Loan Officer II for our Sandy branch.
Position Purpose In partnership with branch/department employees, the Relationship Manager II helps ensure the branch/department controls and the risks to the Bank are met. They also work to meet organizational, financial, operation, service, sales, and growth plans. They will follow established policies and procedures in all areas of the Bank. Oversees provision of a full range of services to internal/external customers and prospective customers. Ensures with Bank partners that internal/external customers are promptly and professionally served. Builds and manages a loan portfolio of $15 million or higher with little or no loss, and with the overall objective of maintaining and increasing asset quality and generating fee income. Helps ensure honest, open communication is occurring in their loan team, branch, and departments of the Bank they interact with. Fosters an atmosphere of professionalism, trust, teamwork, and caring.
Duties and Responsibilities
Originate new loan commitments each year in accordance with the Bank’s incentive compensation plan.
Generate and manage a loan portfolio of $15‑20 million or higher with the overall objective of maintaining and increasing its asset quality and generating fee income.
Manage construction, CRE, SBA, consumer, and C&I loans—including ensuring compliance with terms and conditions of the loan agreement, collecting on past‑due loans, covenant monitoring, accurate loan grading, and completing other monitoring reports in a timely manner.
Take applications for loan business and analyze the degree of risk involved in making a credit decision.
Call on new and existing customers to expand and develop relationships with an emphasis on attracting new and additional loans, deposits, and other Bank products.
Effectively work with a team to prepare and present loans for approval.
Process loan renewals and extension requests.
Review all loan documents for completeness, accuracy, and compliance and clearly review the details of the approved loan with the customer.
Must produce increasing profitable loan volume, maintain a low delinquency and charge‑off rate, and ensure that lending operations are in accordance with established Bank policies and procedures.
Must comply with applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Stay current on all bank policies, procedures, processes, products, and services by participating in various learning activities.
Respond in a timely manner to internal audits and other management reporting requests.
Complete required bank training courses within assigned time frames. It is the individual learner’s responsibility to ensure that they understand the information given to them in each training. If the learner does not understand the information given, they need to reach out to their supervisor for further clarification or additional training.
Adhere to Altabank Core Values.
Keep management appropriately informed of area activities and any significant problems.
Participate in Community Service and bank‑sponsored activities that serve and support the mission and values of Altabank.
Provide superior internal and external customer service: must demonstrate self‑governance, courtesy and respect toward external customers as well as internal customers (all organization personnel).
Represent Altabank in a professional manner which includes a professional image, confidentiality, a positive “can‑do” attitude, good attendance, punctuality, flexibility, teamwork, and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy. Attend and participate in meetings as required.
Maintain regular and predictable attendance in order to accomplish, among other things, in‑person contact with customers.
Duties may change.
About You Qualifications
Two to five years of similar or related experience.
A college degree or equivalent combination of education and experience.
Knowledge, Skill, Ability
Must have experience analyzing business financial statements and other pertinent data for assessing risk.
Understanding of business entity structures.
Must have knowledge of bank products, lending law and compliance requirements.
Good computer skills, including the use of CRM tools.
Good communication and writing skills.
Strong managerial skills.
Must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside the organization.
Must be capable of regular, reliable, and timely attendance.
Ability to adapt to change (e.g., shifting priorities, demands, and timelines) through time management, analytical, and problem‑solving skills.
Ability to deal with a variety of variables under only limited standardization and to interpret various instructions.
Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage. Able to perform very simple algebra.
Ability to use a passive vocabulary of 5,000‑6,000 words; read at a slow rate; define unfamiliar words; write complex sentences with proper punctuation and adjectives/adverbs; communicate in complex sentences using normal word order with present and past tenses and good vocabulary.
Work Environment
Frequent local travel. Average local travel 2‑3 days a week.
No hazardous or significantly unpleasant conditions.
Sitting most of the time. Exerts up to 10 lbs. of force occasionally.
Schedule Monday‑Friday 8:00‑5:00
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is often required to sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to stand; walk; and lift or reach with hands and arms. Must be able to operate routine office equipment, including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on a computer for an average of 6‑8 hours per day, when necessary. Must be able to work extended hours or travel offsite whenever required or requested by management. Must be capable of climbing or descending stairs in an emergency situation. Specific vision abilities required include close visual acuity for preparing and analyzing data and figures, transcribing, viewing a computer terminal, extensive reading, visual inspection involving small defects or parts, and operating measurement devices at close distances.
What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes medical, dental, vision, and life insurance, a health savings account option, an employee assistance program, a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, paid time off and holidays. Visit our website for more details.
COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out.
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the U.S.
No recruiters or unsolicited agency referrals please.
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Position Purpose In partnership with branch/department employees, the Relationship Manager II helps ensure the branch/department controls and the risks to the Bank are met. They also work to meet organizational, financial, operation, service, sales, and growth plans. They will follow established policies and procedures in all areas of the Bank. Oversees provision of a full range of services to internal/external customers and prospective customers. Ensures with Bank partners that internal/external customers are promptly and professionally served. Builds and manages a loan portfolio of $15 million or higher with little or no loss, and with the overall objective of maintaining and increasing asset quality and generating fee income. Helps ensure honest, open communication is occurring in their loan team, branch, and departments of the Bank they interact with. Fosters an atmosphere of professionalism, trust, teamwork, and caring.
Duties and Responsibilities
Originate new loan commitments each year in accordance with the Bank’s incentive compensation plan.
Generate and manage a loan portfolio of $15‑20 million or higher with the overall objective of maintaining and increasing its asset quality and generating fee income.
Manage construction, CRE, SBA, consumer, and C&I loans—including ensuring compliance with terms and conditions of the loan agreement, collecting on past‑due loans, covenant monitoring, accurate loan grading, and completing other monitoring reports in a timely manner.
Take applications for loan business and analyze the degree of risk involved in making a credit decision.
Call on new and existing customers to expand and develop relationships with an emphasis on attracting new and additional loans, deposits, and other Bank products.
Effectively work with a team to prepare and present loans for approval.
Process loan renewals and extension requests.
Review all loan documents for completeness, accuracy, and compliance and clearly review the details of the approved loan with the customer.
Must produce increasing profitable loan volume, maintain a low delinquency and charge‑off rate, and ensure that lending operations are in accordance with established Bank policies and procedures.
Must comply with applicable laws and regulations, including but not limited to the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
Stay current on all bank policies, procedures, processes, products, and services by participating in various learning activities.
Respond in a timely manner to internal audits and other management reporting requests.
Complete required bank training courses within assigned time frames. It is the individual learner’s responsibility to ensure that they understand the information given to them in each training. If the learner does not understand the information given, they need to reach out to their supervisor for further clarification or additional training.
Adhere to Altabank Core Values.
Keep management appropriately informed of area activities and any significant problems.
Participate in Community Service and bank‑sponsored activities that serve and support the mission and values of Altabank.
Provide superior internal and external customer service: must demonstrate self‑governance, courtesy and respect toward external customers as well as internal customers (all organization personnel).
Represent Altabank in a professional manner which includes a professional image, confidentiality, a positive “can‑do” attitude, good attendance, punctuality, flexibility, teamwork, and adaptability in meeting bank and customer needs. Keep work area tidy and maintain customer privacy. Attend and participate in meetings as required.
Maintain regular and predictable attendance in order to accomplish, among other things, in‑person contact with customers.
Duties may change.
About You Qualifications
Two to five years of similar or related experience.
A college degree or equivalent combination of education and experience.
Knowledge, Skill, Ability
Must have experience analyzing business financial statements and other pertinent data for assessing risk.
Understanding of business entity structures.
Must have knowledge of bank products, lending law and compliance requirements.
Good computer skills, including the use of CRM tools.
Good communication and writing skills.
Strong managerial skills.
Must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside the organization.
Must be capable of regular, reliable, and timely attendance.
Ability to adapt to change (e.g., shifting priorities, demands, and timelines) through time management, analytical, and problem‑solving skills.
Ability to deal with a variety of variables under only limited standardization and to interpret various instructions.
Ability to compute discount, interest, profit, and loss; commission markup and selling price; and ratio, proportion, and percentage. Able to perform very simple algebra.
Ability to use a passive vocabulary of 5,000‑6,000 words; read at a slow rate; define unfamiliar words; write complex sentences with proper punctuation and adjectives/adverbs; communicate in complex sentences using normal word order with present and past tenses and good vocabulary.
Work Environment
Frequent local travel. Average local travel 2‑3 days a week.
No hazardous or significantly unpleasant conditions.
Sitting most of the time. Exerts up to 10 lbs. of force occasionally.
Schedule Monday‑Friday 8:00‑5:00
Physical Demands The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee is often required to sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to stand; walk; and lift or reach with hands and arms. Must be able to operate routine office equipment, including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on a computer for an average of 6‑8 hours per day, when necessary. Must be able to work extended hours or travel offsite whenever required or requested by management. Must be capable of climbing or descending stairs in an emergency situation. Specific vision abilities required include close visual acuity for preparing and analyzing data and figures, transcribing, viewing a computer terminal, extensive reading, visual inspection involving small defects or parts, and operating measurement devices at close distances.
What We Offer COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes medical, dental, vision, and life insurance, a health savings account option, an employee assistance program, a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, paid time off and holidays. Visit our website for more details.
COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out.
We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the U.S.
No recruiters or unsolicited agency referrals please.
#J-18808-Ljbffr