Residential Mortgage Lender
Bank of Sun Prairie, Shepley, WI, United States
Job Requirements: Position Summary
The Residential Mortgage Lender is responsible for soliciting, negotiating, and originating residential mortgage and construction loans in compliance with the Bank's lending policies and procedures. This role involves participating in the attainment of established Bank goals and objectives through sales management, officer call programs, developing deposit and loan relationships, generating business for the Bank by maintaining good customer relations, and making referrals to appropriate business lines within the Bank.
Essential Duties and Responsibilities Generating New Business: Develop new client relationships through Bank referrals, active outside calling campaigns, and community involvement. Participate in achieving annual deposit and loan growth goals. Follow through on all inquiries and refer across business lines as appropriate. Conduct periodic meetings and presentations on loan products internally and externally. Represent the Bank in various community functions and organizations.
Maintaining Lending Knowledge: Maintain awareness and adhere to the changing lending and compliance laws, regulations and standards. Stay current with changing guidelines for FHLMC, FHLB MPF, WHEDA, Fed VA, FHA, USDA, Portfolio, and other products as established as part of the Bank's loan product suite. Attend and participate in loan department meetings.
Managing Portfolio: Meet with current and potential customers to negotiate loan terms and conditions. Manage customer relationships within the loan portfolio. Assist the credit department with monitoring the quality of the loan portfolio. Gather and analyze information to present financing requests to the Loan Committee or Underwriting for approval.
Secondary Duties and Responsibilities Participate in various internal committees as assigned.
Perform other duties as assigned.
Other Experience and Qualifications: Skills Excellent communication skills, both written and verbal. Ability to handle pressure and meet deadlines with accuracy in a fast‑paced environment. Strong adherence to policies and procedures. Aptitude for math. Timely, effective, and efficient work habits. Proficiency in computer software. Strong problem‑solving abilities. Ability to adapt and change priorities, working on various loan types and customer situations.
Qualifications High school diploma or the equivalent and 3 years of directly related work experience, including financial analyzing or lending. Current, valid WI driver’s license and applicable insurance coverage to perform job‑related responsibilities. Bachelor's degree preferred.
Training, through in‑house training sessions, formal school or financial industry curriculum, from the financial industry on financial statements and tax return analyses preferred.
Application Instructions Apply In Person: Any of the branch locations in Antigo, Birnamwood, Wittenburg, and Hatley. E‑Mail a Resume: bill.niebuhr@bankofsunprairie.com
Apply Online: www.bannerbanks.com
#J-18808-Ljbffr
Essential Duties and Responsibilities Generating New Business: Develop new client relationships through Bank referrals, active outside calling campaigns, and community involvement. Participate in achieving annual deposit and loan growth goals. Follow through on all inquiries and refer across business lines as appropriate. Conduct periodic meetings and presentations on loan products internally and externally. Represent the Bank in various community functions and organizations.
Maintaining Lending Knowledge: Maintain awareness and adhere to the changing lending and compliance laws, regulations and standards. Stay current with changing guidelines for FHLMC, FHLB MPF, WHEDA, Fed VA, FHA, USDA, Portfolio, and other products as established as part of the Bank's loan product suite. Attend and participate in loan department meetings.
Managing Portfolio: Meet with current and potential customers to negotiate loan terms and conditions. Manage customer relationships within the loan portfolio. Assist the credit department with monitoring the quality of the loan portfolio. Gather and analyze information to present financing requests to the Loan Committee or Underwriting for approval.
Secondary Duties and Responsibilities Participate in various internal committees as assigned.
Perform other duties as assigned.
Other Experience and Qualifications: Skills Excellent communication skills, both written and verbal. Ability to handle pressure and meet deadlines with accuracy in a fast‑paced environment. Strong adherence to policies and procedures. Aptitude for math. Timely, effective, and efficient work habits. Proficiency in computer software. Strong problem‑solving abilities. Ability to adapt and change priorities, working on various loan types and customer situations.
Qualifications High school diploma or the equivalent and 3 years of directly related work experience, including financial analyzing or lending. Current, valid WI driver’s license and applicable insurance coverage to perform job‑related responsibilities. Bachelor's degree preferred.
Training, through in‑house training sessions, formal school or financial industry curriculum, from the financial industry on financial statements and tax return analyses preferred.
Application Instructions Apply In Person: Any of the branch locations in Antigo, Birnamwood, Wittenburg, and Hatley. E‑Mail a Resume: bill.niebuhr@bankofsunprairie.com
Apply Online: www.bannerbanks.com
#J-18808-Ljbffr