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SBA Underwriter

Sky Limit Systems, LLC, New York, NY, United States


Job Description SBA / B2B Underwriter (Junior & Senior)

Small Business Lending | Established Lending Firm

We are seeking Junior and Senior Underwriters to join our growing underwriting team supporting small businesses nationwide. This role focuses on evaluating merchant applications, analyzing financial data, and making sound risk-based funding decisions.

Our firm provides a high-volume deal flow and a collaborative environment where underwriters can grow their careers while supporting responsible lending.

This role is ideal for individuals with underwriting, credit analysis, or financial risk assessment experience who enjoy working in a fast-paced lending environment.

Schedule:

Monday–Friday, 9:00 AM – 5:00 PM Location:

Midtown Manhattan (In-Office)

Responsibilities

Review and evaluate merchant loan applications

Analyze bank statements, financial statements, credit reports, and business performance

Perform risk assessments and underwriting analysis

Make informed funding recommendations based on creditworthiness and repayment ability

Ensure compliance with internal lending guidelines

Work closely with processing and sales teams to move deals efficiently

Manage a high-volume pipeline of funding opportunities

Qualifications

Experience in underwriting, credit analysis, lending, or financial risk assessment preferred

Background in merchant cash advance (MCA), small business lending, commercial lending, or financial services is a plus

Strong analytical and decision-making skills

High attention to detail

Ability to work efficiently in a fast-paced underwriting environment

Excel proficiency (data analysis, formulas; pivot tables a plus)

Training & Growth While prior underwriting experience is preferred, candidates with strong analytical backgrounds in finance, accounting, banking, or credit analysis are encouraged to apply.

We are willing to train and mentor the right candidate into the type of B2B underwriter our team needs.

Compensation & Benefits

Competitive salary + performance bonuses (based on experience)

Opportunity to grow within an established lending firm with consistent deal flow

Collaborative and professional underwriting team environment

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