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Underwriter MCA

Kalamata Capital, LLC., New York, NY, United States


At Kalamata Capital Group, our mission is simple. We are passionate about providing fast and easy financing to small businesses to help them grow and create jobs. We combine technology, experience, and common sense to provide many financing options that work best with small businesses. We have real people who try to explain real actionable solutions in easy-to-understand terms.

Role Description We are looking for an experienced individual to join our underwriting team. This person must have 2 or more years of experience underwriting MCA’s at an A-Paper Shop , with a strong emphasis on generating approvals. He/she must have the ability to use data driven insights as a guide, but also rely on experience and intuition to make informed decisions. This candidate must be comfortable handling a large number of deals daily, and thrive in a high pressure, results driven environment. Must be able to adapt quickly and efficiently.

Responsibilities and Duties

Responsible for generating approval or decline decision for small business applicants

Determine the ability of the client to repay financing based on analysis of the client’s cash flow statements, tax returns, and other financial information

Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy

Perform other due diligence as needed to determine the creditworthiness of a small business owner

Work with the Relationship Managers in negotiating credit transactions

Qualifications and Skills

2 or more years’ experience working in an A-Paper Merchant Cash Advance / financial institution underwriting small businesses

Strong analytical skills including the ability to read and assess individual and company financial statements

Proficient in Excel

Team player with the ability to take initiative

Detail-oriented, ability to work well under pressure and multi-task

Strong written and verbal communication skills

Problem recognition and resolution skills

Previous experience in a remote environment preferred

This is a remote position.

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