Senior Asset Based Loan Officer (ABL)
Phaxis, New York, NY, United States
Senior Asset Based Loan (ABL) Officer
Manage a equipment and inventory‑backed lending portfolio. Will combine portfolio oversight, credit structuring, regulatory compliance, and program innovation. Experienced in structuring equipment and inventory loans, and capable of collaborating cross‑functionally with Product, Engineering, and Finance to build scalable lending infrastructure from scratch.
Responsibilities
Manage portfolio activity for equipment loans and leases which contribute to an aggregate portfolio.
Create and ensure adherence to all credit policies, standards, procedures, and regulatory compliance requirements.
Monitor portfolio performance, risk ratings, covenant compliance, and collateral performance.
Participate in fundraising activities to raise third‑party capital (debt and/or equity) to support loan activities.
Lead ongoing credit surveillance and proactively identify emerging risks.
Structure complex equipment and/or inventory‑backed credit facilities.
Evaluate and make recommendations on new credit requests, renewals, and modifications.
Provide underwriting expertise across multiple asset classes and obligor types.
Build and scale equipment and inventory lending programs from scratch.
Collaborate closely with Engineering, Product, and Finance teams to design loan infrastructure and risk frameworks.
Develop scalable underwriting and credit processes aligned with business growth objectives.
Contribute to new product strategy and structured lending innovation.
Develop restructuring strategies to mitigate loss exposure while preserving client relationships.
Qualifications
BA with 10+ years of experience, or MBA with 7+ years of experience.
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Responsibilities
Manage portfolio activity for equipment loans and leases which contribute to an aggregate portfolio.
Create and ensure adherence to all credit policies, standards, procedures, and regulatory compliance requirements.
Monitor portfolio performance, risk ratings, covenant compliance, and collateral performance.
Participate in fundraising activities to raise third‑party capital (debt and/or equity) to support loan activities.
Lead ongoing credit surveillance and proactively identify emerging risks.
Structure complex equipment and/or inventory‑backed credit facilities.
Evaluate and make recommendations on new credit requests, renewals, and modifications.
Provide underwriting expertise across multiple asset classes and obligor types.
Build and scale equipment and inventory lending programs from scratch.
Collaborate closely with Engineering, Product, and Finance teams to design loan infrastructure and risk frameworks.
Develop scalable underwriting and credit processes aligned with business growth objectives.
Contribute to new product strategy and structured lending innovation.
Develop restructuring strategies to mitigate loss exposure while preserving client relationships.
Qualifications
BA with 10+ years of experience, or MBA with 7+ years of experience.
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