Executive Commercial Lines Underwriter - NY Metro
Utica National Insurance Group, New York, NY, United States
At Utica National Insurance Group, 1,400 employees countrywide take our corporate promise to heart every day: To make people feel secure, appreciated, and respected. Utica National Insurance Group is an "A" rated $2.0B award‑winning, nationally recognized property & casualty insurance carrier. Operating along the Eastern half of the United States, we are based in our Home Office in Central New York, with Regional Office locations in NYC, Dallas, and Charlotte.
What You Will Do
Underwrite commercial lines insurance policies, including General Liability, Worker's Compensation, Property, Commercial Auto insurance, for account exposures such as contractors, wholesalers, retailers, restaurants, manufacturers, etc.
Analyze and evaluate new submissions and renewal accounts to determine acceptability within the parameters outlined in the Underwriting Authority CL Underwriter Document.
Review, interpret, and process data from various sources, including application forms and loss history.
Articulate and practice principles of risk management, including knowledge of exposure/hazard identification and control.
Communicate appetite, underwriting standards, declination reasons, and coverage advantages to agents and internal partners to ensure profitability and generate high‑quality new business submissions.
Cultivate strong business relationships internally and externally by proactively communicating and conveying ownership and commitment.
Anticipate and meet the needs of customers, readily adjusting priorities to respond to pressing and changing client requirements.
Manage a high‑volume agency assignment with increased authority limits while maintaining expected quality control results.
Analyze the agent’s book of business through risk characteristics profile/evaluation to determine corrective actions or opportunities for profitable growth.
Maintain a complete understanding of management information data, including Power BI.
Prepare material for agency reviews and work with the account underwriter on agency production and loss ratio improvement plans.
What You Need
Bachelor’s degree or equivalent experience preferred.
Minimum 5 years of experience in Commercial Lines Middle Market Underwriting preferred.
Strong knowledge of General Liability, Worker's Compensation, Property, and Commercial Auto lines of business.
Proven track record of successful underwriting and portfolio management in the middle‑market segment.
Excellent analytical and decision‑making skills.
Strong communication, negotiation, and relationship‑building abilities.
Ability to work independently and as part of a team in a fast‑paced and dynamic environment.
Additional Information Location: Woodbury, NY
Hybrid work model
Commercial Lines Underwriting Specialist: $110,000 - $160,000
Executive Commercial Lines Underwriter: $90,000 - $154,000
Commercial Lines Underwriter: $57,000 - $90,000
Senior Commercial Lines Underwriter: $73,500 - $111,000
The final salary to be paid and position within the internal salary range is reflective of the employee’s work experience, geographic location, education, certification(s), scope and responsibilities, and additional qualifications.
This position also comes with eligibility for a Variable Compensation Bonus plan.
Benefits
Medical and Prescription Drug Benefit
Dental Benefit
Vision Benefit
Life Insurance and Disability Benefits
401(k) Profit Sharing and Investment Plan (includes annual company contribution and discretionary profit sharing based on annual company results)
Health Savings Account (HSA)
Flexible Spending Accounts
Tuition Assistance, Training, and Professional Designations
Company‑Paid Family Leave
Adoption/Surrogacy Assistance Benefit
Voluntary Benefits – Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
Student Loan Refinancing Services
Business Travel Accident Insurance
Matching Gifts Program
Paid Volunteer Day
Employee Referral Award Program
Wellness programs
Personal Insurance Discount
This position is a full‑time salaried, exempt (non‑overtime eligible) role.
Utica National is an Equal Opportunity Employer.
Apply now and find out what it’s like to be a part of an amazing team, thrive in an exciting environment and work for a company you can be proud of. Once you complete your application, you can monitor your status in the hiring process by logging into your profile. A representative from our Talent Acquisition team will be in touch regarding any change in your candidacy.
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What You Will Do
Underwrite commercial lines insurance policies, including General Liability, Worker's Compensation, Property, Commercial Auto insurance, for account exposures such as contractors, wholesalers, retailers, restaurants, manufacturers, etc.
Analyze and evaluate new submissions and renewal accounts to determine acceptability within the parameters outlined in the Underwriting Authority CL Underwriter Document.
Review, interpret, and process data from various sources, including application forms and loss history.
Articulate and practice principles of risk management, including knowledge of exposure/hazard identification and control.
Communicate appetite, underwriting standards, declination reasons, and coverage advantages to agents and internal partners to ensure profitability and generate high‑quality new business submissions.
Cultivate strong business relationships internally and externally by proactively communicating and conveying ownership and commitment.
Anticipate and meet the needs of customers, readily adjusting priorities to respond to pressing and changing client requirements.
Manage a high‑volume agency assignment with increased authority limits while maintaining expected quality control results.
Analyze the agent’s book of business through risk characteristics profile/evaluation to determine corrective actions or opportunities for profitable growth.
Maintain a complete understanding of management information data, including Power BI.
Prepare material for agency reviews and work with the account underwriter on agency production and loss ratio improvement plans.
What You Need
Bachelor’s degree or equivalent experience preferred.
Minimum 5 years of experience in Commercial Lines Middle Market Underwriting preferred.
Strong knowledge of General Liability, Worker's Compensation, Property, and Commercial Auto lines of business.
Proven track record of successful underwriting and portfolio management in the middle‑market segment.
Excellent analytical and decision‑making skills.
Strong communication, negotiation, and relationship‑building abilities.
Ability to work independently and as part of a team in a fast‑paced and dynamic environment.
Additional Information Location: Woodbury, NY
Hybrid work model
Commercial Lines Underwriting Specialist: $110,000 - $160,000
Executive Commercial Lines Underwriter: $90,000 - $154,000
Commercial Lines Underwriter: $57,000 - $90,000
Senior Commercial Lines Underwriter: $73,500 - $111,000
The final salary to be paid and position within the internal salary range is reflective of the employee’s work experience, geographic location, education, certification(s), scope and responsibilities, and additional qualifications.
This position also comes with eligibility for a Variable Compensation Bonus plan.
Benefits
Medical and Prescription Drug Benefit
Dental Benefit
Vision Benefit
Life Insurance and Disability Benefits
401(k) Profit Sharing and Investment Plan (includes annual company contribution and discretionary profit sharing based on annual company results)
Health Savings Account (HSA)
Flexible Spending Accounts
Tuition Assistance, Training, and Professional Designations
Company‑Paid Family Leave
Adoption/Surrogacy Assistance Benefit
Voluntary Benefits – Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
Student Loan Refinancing Services
Business Travel Accident Insurance
Matching Gifts Program
Paid Volunteer Day
Employee Referral Award Program
Wellness programs
Personal Insurance Discount
This position is a full‑time salaried, exempt (non‑overtime eligible) role.
Utica National is an Equal Opportunity Employer.
Apply now and find out what it’s like to be a part of an amazing team, thrive in an exciting environment and work for a company you can be proud of. Once you complete your application, you can monitor your status in the hiring process by logging into your profile. A representative from our Talent Acquisition team will be in touch regarding any change in your candidacy.
#J-18808-Ljbffr