Underwriter - HYBRID
DB INSURANCE CO., LTD. (U.S. BRANCH), Anaheim, CA, United States
Salary
$85,000 - $120,000/year
Position Type
Full-Time
Monday – Friday
Hybrid after 1 year – 3 days in office/2 days remote
Exempt (Salaried)
8:30 am – 5:30 pm
Reports to
Senior Actuarial Manager
Job Title
Underwriter
Location
222 S Harbor Blvd, #720, Anaheim, CA 92805
Position Overview We are seeking a detail‑oriented and experienced Property & Casualty Underwriter to evaluate, underwrite, and manage commercial auto accounts. This role focuses on risk assessment, pricing, and portfolio management while maintaining strong relationships with brokers, agents, and internal teams. The ideal candidate has strong P&C knowledge, excellent analytical skills, and the ability to make sound underwriting decisions for a profitable book of business.
Key Responsibilities
Evaluate, underwrite, and manage commercial P&C accounts, including reviewing submissions, assessing exposures, and recommending terms and pricing
Analyze loss history, financials, and risk profiles to make informed underwriting decisions
Apply company underwriting guidelines, actuarial information, and industry best practices
Build and maintain strong relationships with brokers, agents, and internal stakeholders
Manage renewals and new business submissions, ensuring proper documentation and approvals
Monitor portfolio performance and market trends to inform underwriting strategy
Collaborate with claims, actuarial, finance, and risk teams to align underwriting strategy with overall business objectives
Ensure compliance with company policies, state regulations, and industry standards.
Participate in special projects and initiatives to improve underwriting processes and portfolio profitability
Qualifications
Bachelor’s degree in Business, Finance, Risk Management, Insurance, or related field
5+ years of P&C underwriting experience
Strong understanding of Property & Casualty insurance principles and risk evaluation
Experience managing commercial accounts and making sound underwriting decisions
Excellent written and verbal communication skills
Proficiency in Microsoft Office and underwriting systems
Preferred
Commercial Auto experience
CPCU designation or actively pursuing professional insurance credentials
Experience with middle‑market or broker‑facing accounts
Strong analytical skills and attention to detail
Benefits
Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
Paid time off and sick leave
13 annual paid holidays
401(k) plan with up to 4% company match
Flexible Spending Account (FSA) & Dependent Care FSA
Quarterly Fringe Benefit reimbursements
Job‑related training reimbursement
Casual dress code
About Us At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world‑class resources with the agility of a close‑knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.
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$85,000 - $120,000/year
Position Type
Full-Time
Monday – Friday
Hybrid after 1 year – 3 days in office/2 days remote
Exempt (Salaried)
8:30 am – 5:30 pm
Reports to
Senior Actuarial Manager
Job Title
Underwriter
Location
222 S Harbor Blvd, #720, Anaheim, CA 92805
Position Overview We are seeking a detail‑oriented and experienced Property & Casualty Underwriter to evaluate, underwrite, and manage commercial auto accounts. This role focuses on risk assessment, pricing, and portfolio management while maintaining strong relationships with brokers, agents, and internal teams. The ideal candidate has strong P&C knowledge, excellent analytical skills, and the ability to make sound underwriting decisions for a profitable book of business.
Key Responsibilities
Evaluate, underwrite, and manage commercial P&C accounts, including reviewing submissions, assessing exposures, and recommending terms and pricing
Analyze loss history, financials, and risk profiles to make informed underwriting decisions
Apply company underwriting guidelines, actuarial information, and industry best practices
Build and maintain strong relationships with brokers, agents, and internal stakeholders
Manage renewals and new business submissions, ensuring proper documentation and approvals
Monitor portfolio performance and market trends to inform underwriting strategy
Collaborate with claims, actuarial, finance, and risk teams to align underwriting strategy with overall business objectives
Ensure compliance with company policies, state regulations, and industry standards.
Participate in special projects and initiatives to improve underwriting processes and portfolio profitability
Qualifications
Bachelor’s degree in Business, Finance, Risk Management, Insurance, or related field
5+ years of P&C underwriting experience
Strong understanding of Property & Casualty insurance principles and risk evaluation
Experience managing commercial accounts and making sound underwriting decisions
Excellent written and verbal communication skills
Proficiency in Microsoft Office and underwriting systems
Preferred
Commercial Auto experience
CPCU designation or actively pursuing professional insurance credentials
Experience with middle‑market or broker‑facing accounts
Strong analytical skills and attention to detail
Benefits
Medical (PPO), dental (PPO), vision (PPO), and life insurance covered 100% by the company and 50% for dependents
Paid time off and sick leave
13 annual paid holidays
401(k) plan with up to 4% company match
Flexible Spending Account (FSA) & Dependent Care FSA
Quarterly Fringe Benefit reimbursements
Job‑related training reimbursement
Casual dress code
About Us At DB Insurance USA, we carry forward a legacy of excellence that began in South Korea in 1962 and expanded to the U.S. in 1984. Backed by the financial strength of a global powerhouse (AM Best Rating: A+, S&P Rating: A+), we combine world‑class resources with the agility of a close‑knit team. With offices in California, Hawaii, New York, and Guam, we provide innovative insurance solutions tailored to protect your property, business, and livelihood. We are committed to fostering a culture of inclusion and innovation, ensuring exceptional service and peace of mind for every policyholder.
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