Mortgage Loan Processor
The Commercial & Savings Bank, Millersburg, OH, United States
The Commercial & Savings Bank (CSB)
CSB has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award, which recognizes the 99 best employers for top talent in Northeast Ohio. This is a full-time, on-site position at our Operations Center, located in Millersburg, Ohio or at a Banking Center, once successfully trained. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below. Summary
The Mortgage Processor is responsible for managing the documentation and processing of mortgage loans from initial disclosure through final underwriting and closing. This role ensures loan files are accurate, complete, and compliant with regulatory and investor requirements. Key responsibilities include entering loan information into origination systems, ordering and tracking legal and appraisal documents, preparing files for underwriting, assisting with loan closings, and supporting secondary market activities. The Mortgage Processor works closely with lenders, underwriters, and other internal teams to maintain efficient workflows and deliver excellent service. A strong commitment to organizational values, attention to detail, and the ability to manage multiple priorities are essential for success in this role. Essential Functions
Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Loan Disclosure and Data Entry
Enter loan disclosure information into mortgage loan origination software to generate preliminary loan documents and disclosures for borrowers through multiple sources. Enter loan information and status updates into the system to keep lenders informed of mortgage loan statuses. File Review and Order Processing
Review files and order legal work from title agencies. Order appraisals from the appraisal management company. Track the progress of title and appraisal orders through emails. Document Review and Underwriting Preparation
Review preliminary title work and appraisals prior to submission for final underwriting. Prepare and review file documentation in the loan origination software before submitting for final underwriting. Keep loan files current by gathering needed information from lenders or other sources. Loan Closing Support
Assist with preparing and checking loan closing packets. Reporting and Billing
Pull weekly and monthly mortgage loan reports. Review monthly billing statements for appraisals and flood certificates. Underwriting and Secondary Market Support
Assist the Underwriter with requested tasks as needed. Support secondary market responsibilities, including:
Pulling and publishing interest rates. Selling and delivering loans to investor(s).
Other Duties and Responsibilities
Prepare loan files for servicing boarding Perform loan funding Complete HMDA data verification Participate in quality control reviews Cross-Training and Team Support
Cross-train with others in the department to cover vacations and personal time off. Organizational Commitment
Demonstrate a commitment to CSB's vision, mission, and core values. Align behavior to support the achievement of these foundational principles. Education
A high school diploma or General Education Degree (GED) is required. A minimum of one year of related work experience; or equivalent combination of education and experience. Summary of Employee Benefits
Competitive base wage Incentive compensation and profit sharing Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance (plan and/or benefits eligibility requirements apply) Paid time off for vacation, illness, bereavement, and jury duty 401(k) with an employer match and on-site advisers Employee Assistant Program (EAP) with free access to mental health resources Comprehensive wellness program with financial incentives to promote a healthy lifestyle Training and professional development opportunities to help you reach your long-term goals Paid holidays available immediately upon hire Volunteerism opportunities to give back to our local communities The Commercial & Savings Bank is an Equal Opportunity Employer.
CSB has been an independent community bank for 145 years, with 17 locations across Holmes, Medina, Stark, Tuscarawas, and Wayne counties. CSB is recognized as a top employer in our region as a nine-year winner of the NorthCoast 99 award, which recognizes the 99 best employers for top talent in Northeast Ohio. This is a full-time, on-site position at our Operations Center, located in Millersburg, Ohio or at a Banking Center, once successfully trained. In addition to a competitive base wage, CSB offers a wide variety of employee benefits listed below. Summary
The Mortgage Processor is responsible for managing the documentation and processing of mortgage loans from initial disclosure through final underwriting and closing. This role ensures loan files are accurate, complete, and compliant with regulatory and investor requirements. Key responsibilities include entering loan information into origination systems, ordering and tracking legal and appraisal documents, preparing files for underwriting, assisting with loan closings, and supporting secondary market activities. The Mortgage Processor works closely with lenders, underwriters, and other internal teams to maintain efficient workflows and deliver excellent service. A strong commitment to organizational values, attention to detail, and the ability to manage multiple priorities are essential for success in this role. Essential Functions
Essential duties and responsibilities include the following; however, other duties may be assigned. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Loan Disclosure and Data Entry
Enter loan disclosure information into mortgage loan origination software to generate preliminary loan documents and disclosures for borrowers through multiple sources. Enter loan information and status updates into the system to keep lenders informed of mortgage loan statuses. File Review and Order Processing
Review files and order legal work from title agencies. Order appraisals from the appraisal management company. Track the progress of title and appraisal orders through emails. Document Review and Underwriting Preparation
Review preliminary title work and appraisals prior to submission for final underwriting. Prepare and review file documentation in the loan origination software before submitting for final underwriting. Keep loan files current by gathering needed information from lenders or other sources. Loan Closing Support
Assist with preparing and checking loan closing packets. Reporting and Billing
Pull weekly and monthly mortgage loan reports. Review monthly billing statements for appraisals and flood certificates. Underwriting and Secondary Market Support
Assist the Underwriter with requested tasks as needed. Support secondary market responsibilities, including:
Pulling and publishing interest rates. Selling and delivering loans to investor(s).
Other Duties and Responsibilities
Prepare loan files for servicing boarding Perform loan funding Complete HMDA data verification Participate in quality control reviews Cross-Training and Team Support
Cross-train with others in the department to cover vacations and personal time off. Organizational Commitment
Demonstrate a commitment to CSB's vision, mission, and core values. Align behavior to support the achievement of these foundational principles. Education
A high school diploma or General Education Degree (GED) is required. A minimum of one year of related work experience; or equivalent combination of education and experience. Summary of Employee Benefits
Competitive base wage Incentive compensation and profit sharing Comprehensive benefits including medical, dental, vision, short- and long-term disability, and group life insurance (plan and/or benefits eligibility requirements apply) Paid time off for vacation, illness, bereavement, and jury duty 401(k) with an employer match and on-site advisers Employee Assistant Program (EAP) with free access to mental health resources Comprehensive wellness program with financial incentives to promote a healthy lifestyle Training and professional development opportunities to help you reach your long-term goals Paid holidays available immediately upon hire Volunteerism opportunities to give back to our local communities The Commercial & Savings Bank is an Equal Opportunity Employer.