Senior Product Owner - Payments Platform
VBeyond, Fort Mill, SC, United States
Senior Product Owner - Payments Platform
Location: Fort Mills , SC (Hybrid)
The customer is seeking a Senior Product Owner with
deep Payments and Move Money operations expertise , rather than a technology-focused profile. Candidates should be evaluated against the following criteria.The ideal candidate must demonstrate deep, hands-on operations expertise in
ACH and money movement
, with the ability to design products that fully account for real-world payment exceptions, regulatory constraints, and operational risk .
Specifically, the candidate should be able to clearly articulate and design for: The most complex
ACH transaction
types from an
ODFI perspective , including
ACH Returns
and Exceptions and why they are
operationally
and
regulatory
complex. Strong understanding of
ACH Returns processing , including timelines, reason codes, and downstream operational impact. Practical experience managing and designing controls around
NACHA return ratios
and operational thresholds. Deep familiarity with high-risk and high-frequency return codes such as R02 - Insufficient Funds, including root causes, mitigation strategies, and operational workflows. Knowledge of the regulatory bodies and rule sets governing
ACH, including NACHA
Operating Rules , and how those rules influence product design, customer experience, and back-office operations. Ability to
translate ACH operational constraints
(returns windows, re-presentment rules, exception handling) into clear product requirements and journey designs.
Advisor and Client-facing UX
This role requires someone who has not only defined
ACH features on paper , but who understands how
ACH truly
behaves in production, including failure scenarios, regulatory scrutiny, and operational escalation paths. In addition, they should be able to demonstrate their hands-on experience with a combination of payment rails and capabilities such as:
O perations, Controls, and Fraud Core banking and ledger posting Cards Wires, CHIPS/FedWire Real-time payments (e.g., FedNow) Zelle, SWIFT Check processing, mobile deposit, remote check deposit Bulk check printing and exception handling Strong knowledge of fraud prevention, AML, and payment risk controls.
Thanks & Regards Ekta Singh
Sr. Executive - Recruitment
The customer is seeking a Senior Product Owner with
deep Payments and Move Money operations expertise , rather than a technology-focused profile. Candidates should be evaluated against the following criteria.The ideal candidate must demonstrate deep, hands-on operations expertise in
ACH and money movement
, with the ability to design products that fully account for real-world payment exceptions, regulatory constraints, and operational risk .
Specifically, the candidate should be able to clearly articulate and design for: The most complex
ACH transaction
types from an
ODFI perspective , including
ACH Returns
and Exceptions and why they are
operationally
and
regulatory
complex. Strong understanding of
ACH Returns processing , including timelines, reason codes, and downstream operational impact. Practical experience managing and designing controls around
NACHA return ratios
and operational thresholds. Deep familiarity with high-risk and high-frequency return codes such as R02 - Insufficient Funds, including root causes, mitigation strategies, and operational workflows. Knowledge of the regulatory bodies and rule sets governing
ACH, including NACHA
Operating Rules , and how those rules influence product design, customer experience, and back-office operations. Ability to
translate ACH operational constraints
(returns windows, re-presentment rules, exception handling) into clear product requirements and journey designs.
Advisor and Client-facing UX
This role requires someone who has not only defined
ACH features on paper , but who understands how
ACH truly
behaves in production, including failure scenarios, regulatory scrutiny, and operational escalation paths. In addition, they should be able to demonstrate their hands-on experience with a combination of payment rails and capabilities such as:
O perations, Controls, and Fraud Core banking and ledger posting Cards Wires, CHIPS/FedWire Real-time payments (e.g., FedNow) Zelle, SWIFT Check processing, mobile deposit, remote check deposit Bulk check printing and exception handling Strong knowledge of fraud prevention, AML, and payment risk controls.
Thanks & Regards Ekta Singh
Sr. Executive - Recruitment