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Junior Secondary Market Analyst

Atlantic Bay Mortgage Group, Virginia Beach, VA, United States


Here at Atlantic Bay, we focus on genuinely caring for both our customers and team. We pride ourselves on being adaptable and energetic, especially in fast-paced environments! Our goal is to continuously inspire growth, for each of our team members to reach their goals and aspirations, all the while having fun. We’re in the business of lending peace of mind, whenever, wherever, however.

Atlantic Bay Mortgage Group, recently voted #1 in the nation as the best large mortgage company to work for by National Mortgage News, is seeking a

Junior Secondary Market Analyst

to join our team

located in Virginia Beach, Virginia ! This is an entry level role to support daily lock desk and secondary operations activities.

What you’ll be doing

Reviewing and accepting rate lock submissions; confirming pricing, product eligibility, and completeness using internal systems and PPE/scenario tools.

Ensuring lock data accuracy (product, price, loan program, dates, compensation, and required fields).

Processing and documenting lock changes including extensions, relocks, cancellations, and pricing adjustments, ensuring accurate terms and audit-ready notes.

Distributing lock confirmations and communicating lock status and changes to internal partners.

Processing best effort locks and state agency/bond program locks through investor websites/portals.

Validating guideline eligibility and troubleshooting routine issues; escalating exceptions as needed.

Maintaining investor pipelines and keeping loan lock status current and accurate.

Generating daily lock and pipeline reports; reconciling discrepancies and correcting errors promptly.

Responding to routine phone/email inquiries from Sales and Operations with professionalism and urgency.

Serving as a resource for basic lock/secondary workflow questions; partnering effectively with Underwriting, Closing and Funding.

Performing other duties as assigned.

What you’ll bring

0–2 years of experience in mortgage lending, banking operations, financial services operations, or a related field (mortgage exposure strongly preferred)

Familiarity with a mortgage LOS and/or PPE/lock desk platform preferred

Understanding basic mortgage products (Conventional, FHA/VA/USDA, bond/state agency programs) preferred

Prior experience supporting a lock desk, secondary marketing team, or investor delivery workflow preferred

Proficiency in Microsoft Excel and Outlook; ability to learn new systems quickly

Strong attention to detail and comfort working with numbers, pricing, and time-sensitive transactions

Ability to prioritize multiple tasks and maintain accuracy under tight deadlines

Strong communication skills and a customer-service mindset for internal partners

Atlantic Bay offers a dynamic benefits package that includes a competitive base salary, eligibility for monthly bonuses, health insurance, 401(k), PTO, paid volunteer time and your birthday off with pay! Who doesn't love that!

If you have a passion for helping people lead their best life; Come ride the wave home to Atlantic Bay!

#GrowWithUs #WorkLifeBalance

Address Virginia Beach 600 Lynnhaven Pkwy Suite 100 Virginia Beach, VA 23452, USA

Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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