AML & Fraud Investigation Specialist (FCB)
GOEBEL FIXTURE COMPANY, Mercerville-Hamilton Square, NJ, United States
AML & Fraud Investigation Specialist (FCB) (Finance)
Join Our Team—Where Integrity, Precision, and Risk Stewardship Protect Our Customers.
First Carolina Bank is seeking an AML & Fraud Investigation Specialist to strengthen oversight of our AML and Fraud Investigation programs supporting our Digital Banking partner(s). This role plays a critical part in protecting the bank, our customers, and the financial system through disciplined oversight, regulatory compliance, and thoughtful risk management.
Why You’ll Love This Role
Protect what matters most: Provide oversight of AML and fraud investigation activity to ensure compliance with federal and state regulations while safeguarding customers and the bank. Your work directly supports a strong Second Line of Defense.
Turn data into risk insight: Review case trends, aging, and exposure patterns to identify emerging risks and inform leadership decisions.
Partner across the organization: Collaborate with Digital Banking partners, Compliance leadership, Internal Audit, and regulators to ensure expectations are met and risks are remediated.
Operate with purpose and precision: Thrive in a role designed for accuracy, consistency, and disciplined execution within defined regulatory standards.
Support regulatory readiness: Participate in audits and exams requiring third‑party oversight and ensure policies, procedures, and training remain current and effective.
Where you’ll spend time: Oversight & Sampling • Risk & Trend Review • SAR & Regulatory Support • Partner Collaboration • Special Projects.
What Makes You a Great Fit
Detail‑driven and disciplined: You value accuracy, structure, and quality, and you’re comfortable working methodically with complex regulatory requirements.
Thoughtful and risk‑aware: You exercise sound judgment, rely on facts, and take a cautious, deliberate approach to decision‑making.
Independent and dependable: You manage your work effectively, meet deadlines, and maintain focus in a fast‑paced, regulated environment.
Compliance‑minded collaborator: You communicate clearly and professionally while working closely with partners to uphold standards and resolve issues.
What You’ll Do (Highlights)
Support the design and implementation of annual AML and fraud risk assessments for Digital Banking partner(s).
Perform weekly sampling of fraud and BSA alerts to verify adherence to SLAs and escalation requirements.
Review sampled fraud and AML cases for timeliness, accuracy, transitions, and financial integrity.
Review case aging and monitor AML and fraud exposure trends.
Review, approve, and submit SARs to FinCEN; ensure supporting documentation is complete and accurate.
Conduct annual reviews of partner AML and fraud policies and procedures.
Respond to AML 314(a) requests and review partner OFAC testing.
Participate in audits, exams, and regulatory inquiries involving third‑party oversight.
Remain current on regulatory developments and support compliance initiatives and special projects.
Qualifications Required
Bachelor’s degree in business, finance, accounting, or a related field OR at least 2 years of experience in banking or financial services.
Working knowledge of federal and state banking regulations.
Strong written and verbal communication skills.
High attention to detail with strong analytical and organizational skills.
Ability to work independently while collaborating effectively within a compliance team.
Preferred
Prior banking, compliance, or regulatory experience.
CAMS (Certified Anti‑Money Laundering Specialist) and/or CFE (Certified Fraud Examiner).
Familiarity with BSA documentation, SAR processes, and remediation practices.
Benefits
Competitive total compensation
Comprehensive health, dental, and vision insurance
Retirement savings plans with company match
Paid time off and holidays
Professional development and training opportunities
Employee assistance programs
Opportunities to serve and support our communities
Risk Management Requirements
Adheres to Workplace Policies, Code of Conduct, privacy, and information security standards.
Complies with all applicable regulatory requirements, including Anti‑Money Laundering, Bank Secrecy Act, and USA PATRIOT Act obligations.
Acts within authorized limits and role‑specific procedures to protect shareholder and customer interests at all times.
Our Core Values
Enterprising: Resourceful problem solving to support clients and partners responsibly.
Intentional: We do what we say we will do—carefully, consistently, and with attention to detail.
Responsive: We act promptly to identify, investigate, and remediate risk.
Considerate: We demonstrate professionalism, integrity, and respect in every interaction.
#AML #FraudPrevention #FinancialCrime #ComplianceCareers #RiskManagement #BankingJobs #NorthCarolinaCareers #JoinOurTeam
#J-18808-Ljbffr
First Carolina Bank is seeking an AML & Fraud Investigation Specialist to strengthen oversight of our AML and Fraud Investigation programs supporting our Digital Banking partner(s). This role plays a critical part in protecting the bank, our customers, and the financial system through disciplined oversight, regulatory compliance, and thoughtful risk management.
Why You’ll Love This Role
Protect what matters most: Provide oversight of AML and fraud investigation activity to ensure compliance with federal and state regulations while safeguarding customers and the bank. Your work directly supports a strong Second Line of Defense.
Turn data into risk insight: Review case trends, aging, and exposure patterns to identify emerging risks and inform leadership decisions.
Partner across the organization: Collaborate with Digital Banking partners, Compliance leadership, Internal Audit, and regulators to ensure expectations are met and risks are remediated.
Operate with purpose and precision: Thrive in a role designed for accuracy, consistency, and disciplined execution within defined regulatory standards.
Support regulatory readiness: Participate in audits and exams requiring third‑party oversight and ensure policies, procedures, and training remain current and effective.
Where you’ll spend time: Oversight & Sampling • Risk & Trend Review • SAR & Regulatory Support • Partner Collaboration • Special Projects.
What Makes You a Great Fit
Detail‑driven and disciplined: You value accuracy, structure, and quality, and you’re comfortable working methodically with complex regulatory requirements.
Thoughtful and risk‑aware: You exercise sound judgment, rely on facts, and take a cautious, deliberate approach to decision‑making.
Independent and dependable: You manage your work effectively, meet deadlines, and maintain focus in a fast‑paced, regulated environment.
Compliance‑minded collaborator: You communicate clearly and professionally while working closely with partners to uphold standards and resolve issues.
What You’ll Do (Highlights)
Support the design and implementation of annual AML and fraud risk assessments for Digital Banking partner(s).
Perform weekly sampling of fraud and BSA alerts to verify adherence to SLAs and escalation requirements.
Review sampled fraud and AML cases for timeliness, accuracy, transitions, and financial integrity.
Review case aging and monitor AML and fraud exposure trends.
Review, approve, and submit SARs to FinCEN; ensure supporting documentation is complete and accurate.
Conduct annual reviews of partner AML and fraud policies and procedures.
Respond to AML 314(a) requests and review partner OFAC testing.
Participate in audits, exams, and regulatory inquiries involving third‑party oversight.
Remain current on regulatory developments and support compliance initiatives and special projects.
Qualifications Required
Bachelor’s degree in business, finance, accounting, or a related field OR at least 2 years of experience in banking or financial services.
Working knowledge of federal and state banking regulations.
Strong written and verbal communication skills.
High attention to detail with strong analytical and organizational skills.
Ability to work independently while collaborating effectively within a compliance team.
Preferred
Prior banking, compliance, or regulatory experience.
CAMS (Certified Anti‑Money Laundering Specialist) and/or CFE (Certified Fraud Examiner).
Familiarity with BSA documentation, SAR processes, and remediation practices.
Benefits
Competitive total compensation
Comprehensive health, dental, and vision insurance
Retirement savings plans with company match
Paid time off and holidays
Professional development and training opportunities
Employee assistance programs
Opportunities to serve and support our communities
Risk Management Requirements
Adheres to Workplace Policies, Code of Conduct, privacy, and information security standards.
Complies with all applicable regulatory requirements, including Anti‑Money Laundering, Bank Secrecy Act, and USA PATRIOT Act obligations.
Acts within authorized limits and role‑specific procedures to protect shareholder and customer interests at all times.
Our Core Values
Enterprising: Resourceful problem solving to support clients and partners responsibly.
Intentional: We do what we say we will do—carefully, consistently, and with attention to detail.
Responsive: We act promptly to identify, investigate, and remediate risk.
Considerate: We demonstrate professionalism, integrity, and respect in every interaction.
#AML #FraudPrevention #FinancialCrime #ComplianceCareers #RiskManagement #BankingJobs #NorthCarolinaCareers #JoinOurTeam
#J-18808-Ljbffr