Commercial Lending Officer
Jefferson Bank, New Braunfels, TX, United States
Jefferson Bank is a family-owned financial institution that has served San Antonio and the Texas Hill Country for over 75 years. Locally owned and independent, the Bank is dedicated to delivering personalized and convenient service to its customers. Jefferson Bank fosters a culture of integrity, responsiveness, and commitment, earning long-term relationships with the communities it serves. As an Equal Opportunity and Affimative Action Employer, Jefferson Bank values diversity, inclusion, and is committed to providing a workplace free from discrimination. The Bank’s strong community ties and focus on employee growth make it a great place to build a career.
Role Description This is a full-time, on-site role for a Commercial Lending Officer located in New Braunfels, TX. The Commercial Lending Officer will build and manage a portfolio of commercial loans, analyze financial statements to assess creditworthiness, and structure loan solutions in line with the Bank's policies and risk management guidelines. Key responsibilities include maintaining strong relationships with clients, identifying new opportunities for business growth, preparing loan proposals, and ensuring compliance with regulatory requirements.
Qualifications
Proficiency in commercial Loans and familiarity with SBA lending programs
Experience in financial analysis, Underwriting, and assessing credit risk
Proven expertise as Loan Officer or within a related Finance role
Strong understanding of regulatory compliance and bank policies
Exceptional communication, negotiation, and relationship-building skills
Bachelor’s degree in Finance, Business, or a related field is preferred
Prior experience in the banking or financial services industry is a plus
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Role Description This is a full-time, on-site role for a Commercial Lending Officer located in New Braunfels, TX. The Commercial Lending Officer will build and manage a portfolio of commercial loans, analyze financial statements to assess creditworthiness, and structure loan solutions in line with the Bank's policies and risk management guidelines. Key responsibilities include maintaining strong relationships with clients, identifying new opportunities for business growth, preparing loan proposals, and ensuring compliance with regulatory requirements.
Qualifications
Proficiency in commercial Loans and familiarity with SBA lending programs
Experience in financial analysis, Underwriting, and assessing credit risk
Proven expertise as Loan Officer or within a related Finance role
Strong understanding of regulatory compliance and bank policies
Exceptional communication, negotiation, and relationship-building skills
Bachelor’s degree in Finance, Business, or a related field is preferred
Prior experience in the banking or financial services industry is a plus
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