Collateral Examiner - Asset Based Lending
Cascade Credit Services, Phoenix, AZ, United States
Founded in 1995, Cascade Credit Services has spent nearly three decades building a strong reputation as a trusted provider of high‑quality collateral examinations, field audits, and asset‑based lending monitoring for banks, credit unions, and commercial finance institutions in the Western States. Our long‑standing success comes from delivering exceptional customer service, along with thorough, accurate, and unbiased examinations that help lenders make informed credit decisions, reduce risk, and strengthen borrower relationships. We continue to grow while maintaining a collaborative and supportive workplace where team members can develop their skills and make meaningful contributions.
As part of this growth, we are seeking a Collateral Examiner who will play a key role in supporting our clients in the Phoenix Region and upholding the standards that have defined Cascade Credit Services.
Responsibilities Perform detailed complex collateral and field examinations of financial records, books, and operating assets—primarily accounts receivable and inventory—of new or existing commercial borrowers with asset‑based lending loan products.
Evaluate the performance and characteristics of collateral using established audit procedures and a solid understanding of credit risk.
Prepare thorough, accurate, and well‑written reports using Microsoft Word and Excel, applying advanced Excel techniques on a daily basis.
Communicate complex financial information and scenarios clearly and confidently, both verbally and in writing, using sound judgment, persuasion, and tact with clients, lenders, and team.
Build and maintain strong relationships with existing Cascade Credit Services clients.
Manage scheduling and project planning in partnership with borrowers and lenders.
Accurately track billable hours and document related expenses.
Travel approximately 30% of the time for assignments lasting one to five days, including overnight stays.
Provides guidance and support in training entry‑level collateral examiners.
Engage in ongoing professional development and training opportunities.
Participate in annual retreats.
Qualifications Bachelor’s degree in accounting or equivalent. Practical business accounting experience is helpful.
2+ years with asset‑based lending or credit underwriting experience within commercial lending with a bank or finance company.
Strong customer service orientation with the ability to interact professionally and flexibly with borrower contacts, including CFOs, Controllers, and accounting staff via phone, email, and in person.
Effective communication with lender contacts such as Audit Managers, Credit Administrators, and lending officers at banks and commercial finance institutions.
Ability to explain complex situations and data with clarity, confidence, and diplomacy.
Exceptional written and verbal communication skills, including technical writing.
Proficiency in Microsoft Excel and Word, as well as other database and data mining tools at intermediate to advanced levels. Skills will be tested.
Self‑motivated and capable of working independently while managing time effectively within project budgets.
Strong problem‑solving abilities for moderately complex issues. While standard procedures and guidance from senior examiners are available, the role requires independent judgment and initiative.
Accuracy is critical, as errors can significantly affect client relationships, company reputation, and profitability; therefore, the ability to self‑edit is crucial.
Contact Errin Glasgow - errin.glasgow@cascadecredit.com
#J-18808-Ljbffr
As part of this growth, we are seeking a Collateral Examiner who will play a key role in supporting our clients in the Phoenix Region and upholding the standards that have defined Cascade Credit Services.
Responsibilities Perform detailed complex collateral and field examinations of financial records, books, and operating assets—primarily accounts receivable and inventory—of new or existing commercial borrowers with asset‑based lending loan products.
Evaluate the performance and characteristics of collateral using established audit procedures and a solid understanding of credit risk.
Prepare thorough, accurate, and well‑written reports using Microsoft Word and Excel, applying advanced Excel techniques on a daily basis.
Communicate complex financial information and scenarios clearly and confidently, both verbally and in writing, using sound judgment, persuasion, and tact with clients, lenders, and team.
Build and maintain strong relationships with existing Cascade Credit Services clients.
Manage scheduling and project planning in partnership with borrowers and lenders.
Accurately track billable hours and document related expenses.
Travel approximately 30% of the time for assignments lasting one to five days, including overnight stays.
Provides guidance and support in training entry‑level collateral examiners.
Engage in ongoing professional development and training opportunities.
Participate in annual retreats.
Qualifications Bachelor’s degree in accounting or equivalent. Practical business accounting experience is helpful.
2+ years with asset‑based lending or credit underwriting experience within commercial lending with a bank or finance company.
Strong customer service orientation with the ability to interact professionally and flexibly with borrower contacts, including CFOs, Controllers, and accounting staff via phone, email, and in person.
Effective communication with lender contacts such as Audit Managers, Credit Administrators, and lending officers at banks and commercial finance institutions.
Ability to explain complex situations and data with clarity, confidence, and diplomacy.
Exceptional written and verbal communication skills, including technical writing.
Proficiency in Microsoft Excel and Word, as well as other database and data mining tools at intermediate to advanced levels. Skills will be tested.
Self‑motivated and capable of working independently while managing time effectively within project budgets.
Strong problem‑solving abilities for moderately complex issues. While standard procedures and guidance from senior examiners are available, the role requires independent judgment and initiative.
Accuracy is critical, as errors can significantly affect client relationships, company reputation, and profitability; therefore, the ability to self‑edit is crucial.
Contact Errin Glasgow - errin.glasgow@cascadecredit.com
#J-18808-Ljbffr