Commercial Banker
Minnesota Jobs, Minneapolis, MN, United States
Commercial Banker
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities: Generating new loan and deposit business, according to assigned sales goals, by initiating and developing relationships with businesses, industries, developers and consumers. Maintaining acceptable credit quality and appropriate loan pricing. Individual portfolio management and client relationship expansion, including partner referrals. Salary Range: $77,900 - $153,000 per year. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. Key Accountabilities: Achieve Sales Targets: Works to achieve assigned personal sales goals through proactive activities and behaviors that lead to results. Align Client And Bank Objectives: Orchestrates organizational resources and referral partners to build collaborative, client-focused relationships. Use A Consultative Selling Approach: Understands client needs and opportunities, including conducting pre-call planning, establishing rapport, interviewing for needs and opportunities, explaining features and benefits, overcoming objections and closing the sale. Leverage Centers Of Influence: Builds a network and creates a pipeline of business. Loan Originations: Ensures loan requests meet the requisite level as set forth under current loan standards by evaluating loan requests for proper purpose, structure and pricing. Partner With Support Staff: Ensures the loan origination process meets bank and client expectations. Seek Guidance And Insight: Delivers the best possible loan terms for the bank and client. Portfolio Management: Manages a portfolio of customers satisfactorily, ensuring the relationships are maintained in a professional manner and monitoring of the portfolio meets current loan standards. Strives To Meet Or Exceed Average Portfolio Target: Strengthens existing client relationships and fosters new relationships. Manages Delinquencies And Portfolio: Ensures that classified credits are recognized timely and referred promptly to Special Assets. Key Competencies For Position: Strategy In Action: Builds your strategic mindset capability. Compelling Communication: Openly and effectively communicates with others. Makes Decisions & Solves Problems: Seeks deeper understanding and takes action. Delights Clients: Continuously seeks and applies knowledge leading to a best-in-class client experience. Qualifications And Education Requirements: Bachelor's degree and/or H.S. Diploma/GED with equivalent work experience. Minimum 5 years relevant commercial banking experience. Ability to orchestrate organizational resources by identifying key players, communicating relevant information, and building collaborative client-focused relationships. Possesses a thorough knowledge of Loan Standards, Loan Review Administration and Banking/OCC Procedures. Very high level of written and verbal communication skills. Must have a proven track record of successful sales performance with strong business development skills. Very high level of sales, negotiation and financial analysis skills. Key Measures Of Success/Key Deliverables: Achieve personal goals for new loan/deposit production and average portfolio target. Achieve personal goals for new fee production and average loan delinquency. Banker roles may vary between II, III, and IV - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to: Depth and breadth of prior and/or related commercial lending, business development, commercial credit and portfolio management experience Number of consistent years with success and track record as a Banker (or similar role) at the Bank or at another financial institution Demonstrated and proven ability to work through complex credits and/or other unique situations Well connected, known in market/region/industry, and influential in acquiring, deepening, and maintaining profitable client relationships through sales, prospecting and enhancing existing relationships Prior experience formally or informally coaching and mentoring peers while utilizing leadership skills Agile and prior proficiency to adapt if/when changes in sales practices and broader market and industry conditions are needed Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants...
Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving. We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values. Responsibilities: Generating new loan and deposit business, according to assigned sales goals, by initiating and developing relationships with businesses, industries, developers and consumers. Maintaining acceptable credit quality and appropriate loan pricing. Individual portfolio management and client relationship expansion, including partner referrals. Salary Range: $77,900 - $153,000 per year. Final compensation will be determined by location, skills, experience, qualifications and the career level at which the position is filled. Key Accountabilities: Achieve Sales Targets: Works to achieve assigned personal sales goals through proactive activities and behaviors that lead to results. Align Client And Bank Objectives: Orchestrates organizational resources and referral partners to build collaborative, client-focused relationships. Use A Consultative Selling Approach: Understands client needs and opportunities, including conducting pre-call planning, establishing rapport, interviewing for needs and opportunities, explaining features and benefits, overcoming objections and closing the sale. Leverage Centers Of Influence: Builds a network and creates a pipeline of business. Loan Originations: Ensures loan requests meet the requisite level as set forth under current loan standards by evaluating loan requests for proper purpose, structure and pricing. Partner With Support Staff: Ensures the loan origination process meets bank and client expectations. Seek Guidance And Insight: Delivers the best possible loan terms for the bank and client. Portfolio Management: Manages a portfolio of customers satisfactorily, ensuring the relationships are maintained in a professional manner and monitoring of the portfolio meets current loan standards. Strives To Meet Or Exceed Average Portfolio Target: Strengthens existing client relationships and fosters new relationships. Manages Delinquencies And Portfolio: Ensures that classified credits are recognized timely and referred promptly to Special Assets. Key Competencies For Position: Strategy In Action: Builds your strategic mindset capability. Compelling Communication: Openly and effectively communicates with others. Makes Decisions & Solves Problems: Seeks deeper understanding and takes action. Delights Clients: Continuously seeks and applies knowledge leading to a best-in-class client experience. Qualifications And Education Requirements: Bachelor's degree and/or H.S. Diploma/GED with equivalent work experience. Minimum 5 years relevant commercial banking experience. Ability to orchestrate organizational resources by identifying key players, communicating relevant information, and building collaborative client-focused relationships. Possesses a thorough knowledge of Loan Standards, Loan Review Administration and Banking/OCC Procedures. Very high level of written and verbal communication skills. Must have a proven track record of successful sales performance with strong business development skills. Very high level of sales, negotiation and financial analysis skills. Key Measures Of Success/Key Deliverables: Achieve personal goals for new loan/deposit production and average portfolio target. Achieve personal goals for new fee production and average loan delinquency. Banker roles may vary between II, III, and IV - this position may be filled at a different level depending on the candidate's qualifications and relevant experience. Factors may include but are not limited to: Depth and breadth of prior and/or related commercial lending, business development, commercial credit and portfolio management experience Number of consistent years with success and track record as a Banker (or similar role) at the Bank or at another financial institution Demonstrated and proven ability to work through complex credits and/or other unique situations Well connected, known in market/region/industry, and influential in acquiring, deepening, and maintaining profitable client relationships through sales, prospecting and enhancing existing relationships Prior experience formally or informally coaching and mentoring peers while utilizing leadership skills Agile and prior proficiency to adapt if/when changes in sales practices and broader market and industry conditions are needed Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles. As such, all qualified applicants...