Commercial Real Estate Credit Analyst
City National Bank, Los Angeles, CA, United States
WHAT IS THE OPPORTUNITY?
The Commercial Real Estate Credit Analyst plays a crucial role in supporting credit analysis and portfolio management for our Commercial Real Estate segment. In this role, you will engage in credit data analysis, underwriting, and portfolio reviews, helping to facilitate credit risk recommendations. You will be entrusted with a portfolio of lower-complexity loans and relationships, working collaboratively with team members to uphold high standards of credit quality and compliance.
WHAT WILL YOU DO?
Provide underwriting and proactive portfolio management expertise to the Bank's CRE clients, which include private individuals, family offices, and institutional investors/developers.
You will partner with experienced Portfolio Managers to assess and manage CRE credit exposure, leveraging internal and external resources.
Support a diverse portfolio of CRE loans and credit products, including term, bridge, construction, and unsecured lending.
Conduct credit analysis to evaluate the creditworthiness of borrowers, guarantors, and sponsors.
Engage in performance monitoring through portfolio management activities, including regular reviews and covenant tracking.
Analyze credit data, market and industry reports, and prepare presentations to inform underwriting and portfolio management decisions.
Support effective risk management practices, ensuring compliance with institutional and regulatory standards while maintaining high credit quality.
Work closely with your team to ensure smooth credit operations and participate in special projects that align with organizational goals.
Show a strong desire to learn and develop underwriting and portfolio management skills, seeking opportunities for professional growth and ultimately aiming to manage your own portfolio of credits.
WHAT DO YOU NEED TO SUCCEED? Required Qualifications Bachelor's Degree or equivalent in Finance, Business, or a related field.
Minimum of 2 years of credit underwriting and portfolio management experience in relevant industries.
Additional Qualifications Intermediate experience in credit management and lending operations, with a solid understanding of risk management principles.
A strong desire to develop leadership and coaching skills, with the capability to train and guide others.
Excellent communication and collaboration skills, capable of working effectively with senior leadership and cross-functional teams.
Good analytical skills, adept at interpreting complex data and making informed decisions.
Industry-specific knowledge and expertise in Commercial Real Estate.
WHAT'S IN IT FOR YOU? Compensation Starting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This position is eligible for bonuses and/or commissions. Benefits and Perks Comprehensive healthcare coverage, including Medical, Dental, and Vision plans, available starting the first of the month after your start date.
Generous 401(k) matching contributions.
Career development opportunities through tuition reimbursement and other training resources.
Valued Time Away benefits, including vacation, sick days, and time for volunteering.
Specialized health and family planning benefits, including support for fertility, cancer, diabetes, and musculoskeletal issues.
Career Mobility support from a dedicated recruitment team.
Engagement with Colleague Resource Groups to foster networking and community involvement.
ABOUT US Since our founding in 1954, we have strived to help our clients, colleagues, and communities thrive. City National Bank was established by entrepreneurs for entrepreneurs, and that legacy of integrity and client commitment continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's premier diversified financial services companies. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank is committed to fostering an inclusive environment where diversity is valued and leveraged to enhance our organization and workplace. We are an equal opportunity employer and welcome all qualified applicants irrespective of race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status, or any other protected status under the law. Applications are accepted on an ongoing basis until filled. Reporting to a designated City National location is an essential function of the job.
You will partner with experienced Portfolio Managers to assess and manage CRE credit exposure, leveraging internal and external resources.
Support a diverse portfolio of CRE loans and credit products, including term, bridge, construction, and unsecured lending.
Conduct credit analysis to evaluate the creditworthiness of borrowers, guarantors, and sponsors.
Engage in performance monitoring through portfolio management activities, including regular reviews and covenant tracking.
Analyze credit data, market and industry reports, and prepare presentations to inform underwriting and portfolio management decisions.
Support effective risk management practices, ensuring compliance with institutional and regulatory standards while maintaining high credit quality.
Work closely with your team to ensure smooth credit operations and participate in special projects that align with organizational goals.
Show a strong desire to learn and develop underwriting and portfolio management skills, seeking opportunities for professional growth and ultimately aiming to manage your own portfolio of credits.
WHAT DO YOU NEED TO SUCCEED? Required Qualifications Bachelor's Degree or equivalent in Finance, Business, or a related field.
Minimum of 2 years of credit underwriting and portfolio management experience in relevant industries.
Additional Qualifications Intermediate experience in credit management and lending operations, with a solid understanding of risk management principles.
A strong desire to develop leadership and coaching skills, with the capability to train and guide others.
Excellent communication and collaboration skills, capable of working effectively with senior leadership and cross-functional teams.
Good analytical skills, adept at interpreting complex data and making informed decisions.
Industry-specific knowledge and expertise in Commercial Real Estate.
WHAT'S IN IT FOR YOU? Compensation Starting base salary: $34.55 - $55.19 per hour. Exact compensation may vary based on skills, experience, and location. This position is eligible for bonuses and/or commissions. Benefits and Perks Comprehensive healthcare coverage, including Medical, Dental, and Vision plans, available starting the first of the month after your start date.
Generous 401(k) matching contributions.
Career development opportunities through tuition reimbursement and other training resources.
Valued Time Away benefits, including vacation, sick days, and time for volunteering.
Specialized health and family planning benefits, including support for fertility, cancer, diabetes, and musculoskeletal issues.
Career Mobility support from a dedicated recruitment team.
Engagement with Colleague Resource Groups to foster networking and community involvement.
ABOUT US Since our founding in 1954, we have strived to help our clients, colleagues, and communities thrive. City National Bank was established by entrepreneurs for entrepreneurs, and that legacy of integrity and client commitment continues today. City National is a subsidiary of Royal Bank of Canada, one of North America's premier diversified financial services companies. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT City National Bank is committed to fostering an inclusive environment where diversity is valued and leveraged to enhance our organization and workplace. We are an equal opportunity employer and welcome all qualified applicants irrespective of race, color, religion, sexual orientation, gender identity, national origin, disability, veteran status, or any other protected status under the law. Applications are accepted on an ongoing basis until filled. Reporting to a designated City National location is an essential function of the job.