Loan Processor
SupportFinity™, Riverbank, CA, United States
Overview
What You\'ll Do
AmeriHome Mortgage is looking for a Loan Processor to join our Consumer Direct team. The ideal candidate will be a seasoned Loan Processor with recent experience in a retail lending environment. The position will be responsible for submitting the loan for initial loan decision and working directly with the customer to fulfill all necessary conditions for closing. This is an exciting opportunity to join a team that focuses on quality over quantity.
Responsibilities
Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers
Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines
Ensure that all loan documentation is complete, accurate, verified and complies with company and/or investor policies
Confirm that data entry in Encompass matches all loan documentation in the file
Work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process
Build rapport with borrowers and provide ongoing communication to the customer regarding loan status
Work with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure
Prepare file for loan closing and coordinate with all necessary parties involved
Ensure lock and closing dates are met
What You\'ll Need
High School Diploma or GED Equivalen
Minimum of 3 years of experience in Mortgage Processing with experience in Purchase and Jumbo
Strong working knowledge of Encompass
Knowledge of FNMA, FHLMC, FHA and VA guidelines
Proficiency with DU and LP, FHA Connection and VA Portal
Adept at calculating income from salaried and self-employed borrowers
Knowledge of TRID and compliance
Excellent interpersonal, verbal and written communication skills
Strong customer service skills – ability to build rapport quickly
High level of accuracy and attention to detail
Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously
Benefits You\'ll Love We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance, an employee volunteer program, and a wellness program. You\'ll also have opportunities to bolster your business knowledge and gain hands-on experience to grow your career.
About The Company AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
#J-18808-Ljbffr
Responsibilities
Process residential mortgage loan files from initial application to funding, ensuring timely and accurate packaging of all loans originated by our loan officers
Review loan application and gather loan documents from the customer and third parties in support of the loan approval process, according to AUS findings, program parameters and investor guidelines
Ensure that all loan documentation is complete, accurate, verified and complies with company and/or investor policies
Confirm that data entry in Encompass matches all loan documentation in the file
Work with Loan Officers, Underwriters and Funders to ensure that loan files are submitted to underwriting within expected timelines and that loan conditions are met as required throughout each stage of the loan process
Build rapport with borrowers and provide ongoing communication to the customer regarding loan status
Work with the Loan Officer to finalize loan structure and ensure accurate figures for the Closing Disclosure
Prepare file for loan closing and coordinate with all necessary parties involved
Ensure lock and closing dates are met
What You\'ll Need
High School Diploma or GED Equivalen
Minimum of 3 years of experience in Mortgage Processing with experience in Purchase and Jumbo
Strong working knowledge of Encompass
Knowledge of FNMA, FHLMC, FHA and VA guidelines
Proficiency with DU and LP, FHA Connection and VA Portal
Adept at calculating income from salaried and self-employed borrowers
Knowledge of TRID and compliance
Excellent interpersonal, verbal and written communication skills
Strong customer service skills – ability to build rapport quickly
High level of accuracy and attention to detail
Excellent time management skills and ability to organize, prioritize and handle multiple tasks simultaneously
Benefits You\'ll Love We offer competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance, an employee volunteer program, and a wellness program. You\'ll also have opportunities to bolster your business knowledge and gain hands-on experience to grow your career.
About The Company AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC. Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email HR@westernalliancebank.com or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.
© Western Alliance Bancorporation
#J-18808-Ljbffr